stacey777 -v- ulster bank

[stacey777]

I have sent my SAR (subject access request) on the 26/10/06.

 

I have counted up charges of statements for past 4 years:lol: and so far i am owed £544 the 2 years i dont have 2000/2002 were 2 bad years and i reckon at least another £300 in charges:mad:

 

 

If you have a quick ? that you need answered I found the chat room very helpful.

 

Will keep you updated.

[stitcherbaker]

Hi how you doing? I think if you are missing years I think you can estimate them for yourself.

[stacey777]

thanks stitch for your reply:cry: . I have already sent my SAR. (Subjest Access Request) so no need to estimate.

 

As the years 2000/2002 were really bad i will wait to get the statements.

 

Could maybe be owed £1000's (i wish).

 

Will keep you posted as to whats happening

 

blessings stacey;)

[smcgall]

Hey Stacey777

 

I will track your thread and suggest you do same with mine

 

watching with interest

 

Stuart:)

[stacey777]

hi stuart

 

Will have a look at your thread. Have you noticed that there are no posts of anyone having been payed back. I read somewhere that when they pay, you have to sign something to say youll keep quite.

 

blessings stacey

[LordPringle]

Apparently they make you sign confidentiality agreements. I have been telling myself that I won't sign mine. Are they prepared to go to court over all of this, risk the publicity and bad press, over a confidentiality agreement? I don't think so.

[smcgall]

Hey Stacey

 

There aren't many, but i think its up to us to refuse to sign any

 

contract that limits our rights. After all its our money we should get it back on

our own terms.

 

Stuart

[lickthewallfatboy]

.guys-confidentiality clauses are legally unenforceable-you can sign if you want to ,but they don't mean a thing....

 

 

and that comes from the NI court service as well

 

tell them to pay up with no conditions!!

[stitcherbaker]

Is that only in NI cos halifax never did that with me

[stacey777]

I would like to have the nerve not to sign but i think i would be afraid not to get money back:mad:

 

However if you see me going to the stage of small claims and not getting any more posts then youll know what has happened.

 

I havent received a confirmation letter form the ulster. Do you know if they leave you to the last minute???

 

Stitcher I dont know if this confidentiality applies to English banks.

 

Ben to win X Factor:)

[johnspeehs]

hi stacey

so far the ulster seem to be paying up without going to the last minute so fingers crossed for you.have you had nothing at all back from them ,not even a polite sod off. i would keep the ball rolling and send a letter asking for your charges back and if they havent sent you your info put in a generous guestimate,that should get a response.

regards john.

[lickthewallfatboy]

Is that only in NI cos halifax never did that with me

 

no-they are legally incapable of being enforced full stop.......think about it-they are trying to get you to agree not to tell anyone that you got your own money refunded to you which was unlawfully appropriated in the first place!!

[stacey777]

thanks john

 

No i havent had a reply but i have heard of some people that have nt had a response right up to the last minute:)

[johnspeehs]

ok stacy. when are your 40 days up? if you are sure they have recieved your S.A,R then they should reply before then. did you ring and ask about it?. you wouldnt want to wait just for them to say they never recieved it.

regards john.

[stacey777]

ok stacy. when are your 40 days up? if you are sure they have recieved your S.A,R then they should reply before then. did you ring and ask about it?. you wouldnt want to wait just for them to say they never recieved it.

regards john.

 

 

yes i have just today recieved a very polite letter from the ulster. Stating they will have quite a bit of work to compile all the statements.

 

They said that they will have all the statements back by the time peroid ive given them(40 days which is up on the 7dec).

 

Oh yeah and they want me to know that i should not hesitate to telephone there manager:rolleyes: re anything to do with charges to my account:rolleyes: .

 

No way am i ringing them ill just send the next template letter im not getting into any conversations were they can blind me with "facts" and "figures".

 

[stacey777]

im not always able to check this site so if you want a quick reply then email me.

 

TA Stacey

[stacey777]

I was sent a letter from the ulster saying that my account number was wrong. I have had a few account numbers over the years im sure of the one they say is wrong.

 

I reckon there going to say they cant trace my statements if im not sure about account number but i know that they can give me statements on all my banking history.

 

anyone got any advise.:o

[Inspector_Clouseau]

Hi Stacey

 

Seems a stalling tatic if they have your name and address they will be able to find all your accounts asuming you haven't moved a few times. Keep at it and don't sign anything I don't see why you have too unless they have something to hide? I wish you the best of luck

 

Insp C

[stitcherbaker]

hi what you could do is ask them to send statements for all the account numbers that they have for you that way they wont miss any out.

[stacey777]

Dear Stitch

 

yes i have just modified the S.A.R letter and not included any account numbers so they will have to send them all.

 

I dont know weather this is wright but i have given them 40 days in which to comply from the original date and they only have about 10 days left to reply.

 

Would that be correct

 

TA Stacey

[stitcherbaker]

hi since you changed the sar not sure if you will have to restart the 40 days might have to just for the look of things in case you end up going to court. Cos it might look to the court as though you have not given them enough time.

[stacey777]

i have just recieved a letter form the ulster saying that they have the statements ready for collection at the branch i was thinking would it be a good idea to not accept them until they have all the statements.

 

They may think that im going to accept that but i know that the other statements contain loads of charges and they dont want to give those out.

[stacey777]

oh ok stitch never thought of that, Your right but remember long runs the fox;)

 

Bank has just sent letterto say 1 set of statments are ready for collection but i dont know weather to get them or i could split them into two different claims:confused:

[smcgall]

Hi Stacey

 

I would personally take them as you get them, because you can now start proceedings on what you have available, and can always have a second bite at the cherry.

 

Stuart

[stacey777]

Thanks Stuart for advice and info thats what ive decided to do,i collected statements yesterday and intend to proceed with these.

Will keep you posted .

Stacey