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    • and it will be also now written off under age related criteria anyway.
    • @dx100ukThanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Unfortunately, an offer of £10 would be refused. This is because the contract that the company have with the court gives them only a very limited time in which to enforce the debt.

 

The amout of £906 presumably includes bailiff fee of £310 (£75 Compliance fee and £235 Enforcement Fee). the amount of fine is therefore around £600.

 

Did you receive a summons?

 

Did you respond to the summons?

 

Did you enter a plea (guilty or not guilty)?

 

Did you complete the Means Statement attached to the summons?

 

Have you made any payments towards the fine?

 

 

I didn't received letter from court at my previous address,

 

They asked me to send Income and Expenditure Form I did,

than made £50PM payments for 2 months but than I couldn't afford

and the court sent it back to marston, now they are after me.

 

I can only afford about £10PM really or can stretch to £15PM

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I didn't received letter from court at my previous address,

They asked me to send Income and Expenditure Form I did, than made £50PM payments for 2 months but than I couldn't afford and the court sent it back to marston, now they are after me.

I can only afford about £10PM really or can stretch to £15PM

 

The matter of 'affordability' of repayments is a subject that I am actually writing a report on at this present time. Many people on a low income or on benefits genuinly cannot afford even £5 per month but with court fines it needs to be made clear that if a debtor is in receipt of state benefits, the regulations actually state that if an attachment against benefits is made that the mimimum amount of deduction is set at £5 PER WEEK. Magistrate Courts are unable therefore to permit repayments at a rate lower than this.

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I didn't received letter from court at my previous address,

They asked me to send Income and Expenditure Form I did, than made £50PM payments for 2 months but than I couldn't afford and the court sent it back to marston, now they are after me.

I can only afford about £10PM really or can stretch to £15PM

 

I am slightly confused by your above answer.

 

Are you saying that you did not receive any documenation about this at your previous address?

 

Who asked you to complete an Income & Expenditure?

 

Who did you make payments to?

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I am slightly confused by your above answer.

 

Are you saying that you did not receive any documenation about this at your previous address?

 

Who asked you to complete an Income & Expenditure?

 

Who did you make payments to?

 

I rang Magistrate Court after looking at my Credit Report

Magistrate Court said I have to pay these fines

I said I can't afford it, so they sent me Income & Expenditure Form

I filled in, and they said I gota pay £50PM, I paid for 2 months

than I couldn't afford, so they sent the debt back to Marston. so please

tell me what shall I do.

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Do you have much in the way of possessions that Marstons could take to sell to pay the fine ? If you don't, you could invite them to where you are living for them to see for themselves. You may not want this, if you are staying with friends or family.

 

If you are on low income or benefits, the courts could arrange an attachment to your earnings, but i think you might struggle to get the court to deal with it, unless Marstons hand it back to them.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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  • 10 months later...

Hi I just received a letter from Marston its a Notice of Enforcement letter.

 

They have sent this letter on behalf of Courts & Tribunals Service. for the amount of £561.67

and I have to pay this by 08/06/2016 otherwise they will take a serious action against me,

and with there cost Inc the total amount I have to pay now is £636.67

 

Before I had this letter I was paying direct to Tribunal court directly with the payment card

but I ran into some financial difficulties and also with the family bereavement

I had to leave the country for 2 months

 

now Tribunal wont take this as an excuse and that charges which were about £250 gone upto £636.67,

I have tried speaking direct with Tribunal to arrange that payment method again

but they refused as they said I have no ground..

 

. please please help me I am already in so much stress right now,

I know its my fault but I am already paying the minimum payments to my other debtors

but I think its a disgrace paying £636.67 and not the original amount which is only about £250.

 

Please any help and information will be highly appreciated.

 

Regards

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other debts?

list them are they priority debts...

not like this one that could end up losing your liberty.

 

 

did you inform the Courts & Tribunals Service you were leaving.

before you went?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yeh I'm paying back to HCE, Lowell and Capital one !!

 

No I did not told them when I left, when I came back I did not received any letters at all, I called them again but they said no my case has been transferred to Marston

but I can assure you I did not received any correspondence at all.

 

Thanks

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Hi I just received a letter from Marston its a Notice of Enforcement letter.

 

They have sent this letter on behalf of Courts & Tribunals Service. for the amount of £561.67

and I have to pay this by 08/06/2016 otherwise they will take a serious action against me,

and with there cost Inc the total amount I have to pay now is £636.67

 

Before I had this letter I was paying direct to Tribunal court directly with the payment card

but I ran into some financial difficulties and also with the family bereavement

I had to leave the country for 2 months

 

now Tribunal wont take this as an excuse and that charges which were about £250 gone upto £636.67,

I have tried speaking direct with Tribunal to arrange that payment method again

but they refused as they said I have no ground.

 

I know its my fault but I am already paying the minimum payments to my other debtors

but I think its a disgrace paying £636.67 and not the original amount which is only about £250

 

Regards

 

Is this debt anything to do with a fine that you had last year?

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?448667-Marston-s-Distress-Warrant&p=4760211#post4760211

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Lowell and cap1 drop them to £1PCM

who is HCE?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so you are still pay HCEO for the Uni Fee CCJ from 2015 [the HCE debt your mention]

and this debt is the sorn one from 2013 and a new court fine for recently speeding?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so you are still pay HCEO for the Uni Fee CCJ from 2015 [the HCE debt your mention]

and this debt is the sorn one from 2013 and a new court fine for recently speeding?

 

No this is an old fine,

 

 

I've started paying them off but because of financial difficulties and bereavement in the family

it was very difficult to make ends meet,

 

 

I forgot about it, when I remember to pay them again court said no they can't arrange a payment plan

again it has to be dealt with Marston and

 

 

now I receive this letter from Marston to pay that off in full.

hich is not possible with my current circumstances.

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I was referring to this thread

you said later its the same fine

now you are saying its not

which is it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so where has the speeding fine come from?

anyway

people now have the complete history

I've merged the threads.

 

and will advise.

as mentioned here

and I see in the last time

I hope you are not wasting money paying those DCA's still?

they are not a priority

you need to use the money you pay them to pay these fines off.

 

its been going on far too long

no wonder you are getting charges

STOP PAYING THE DCA'S PAY THIS FINE OFF.

[Lowell and cap1 debts]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes it is the same fine I have written before

 

Reading back on your earlier posts it would seem that Marston Group attempted to enforce a warrant against you last year and failed.

 

They returned the debt back to the court and payment arrangements were set up. Bailiff fees would have been removed.

 

It would seem that you have again defaulted on paying the court and once again, a warrant has been sent to Marston Group.

 

When the account was sent back by Marston Group last year, did you contact the court to ask whether you could have your financial means reviewed?

 

What payment arrangement did the court agree with you?

 

How many payments have you missed?

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Hi Thanks for the reply I really appreciate all your help guys,

 

well I have tried contacting court but they said the cant do anything have to contact marston,

 

I was in so much financial stress I was dreading calling them honestly, I

 

have tried to contact court and ask them to reconsider but they refused,

 

I need to sort this out asap as the deadline date is tomorrow.

 

I have missed 2 payments then they cancelled the payment plan.

 

court agreed on £50/PCM

 

Thanks

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I am struggling here with the background to this fine.

 

Looking back at your thread, it would seem, (although I could be wrong) that you had a fine in 2013 and also in 2015 and now in 2016.

 

Is the fine that is being pursued today the same one that was being enforced in 2013?

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I am struggling here with the background to this fine.

 

Looking back at your thread, it would seem, (although I could be wrong) that you had a fine in 2013 and also in 2015 and now in 2016.

 

Is the fine that is being pursued today the same one that was being enforced in 2013?

 

 

I know it's probably very confusing but it's the same fine I had in 2013

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