Ok !! spoke to head office of Everyday Loan and recorded call too Guy said did I definitely sent Email yesterday and I said yes he said I will be fine, but now I need to speak with branch to pay the loan off....... I think there calls are recorded too so I have it as record I spoke to this guy and He said if I sent Email yesterday I can cancel it as fund gone into my account on 11/01/18 and sent Email on 24/01/18........ now let see what happens with Branch people.

What will happen if I am a day over ???? Do I have to pay all the interest for next 24 months ?? or 2 months penalty ? Thanks

Hi I'm in bit of a mess right now, I have take everyday loan, signed a contract on 10/01/18 but I'm in a condition to pay it back in full, as all the branches included head office is closed I have checked my credit agreement and it states I can cancel in 14 days cooling-off period. I have just sent an email direct to branch and cancellation team to cancel my agreement, my question is am I right of cancelling this time of the night on 14th day of cooling-off period by sending email to branch and head office, will I be able to cancel and pay it back without any further interest and penalties?? Thanks

Hi Guys just to let you know about an update, bailiff started knocking at door 8 in the morning and my Mrs who knew nothing about it opened the door and the guy put his foot on the door and started harassing her, we had an argument he threatened to call the police, Mrs is very naive she paid off the debt which was meant to be for £391 originality with the court and paid him £871, I'm shocked and very upset she didn't wanted to create a drama , I know it's too late but is there anyway I can get my bailif fee and admin fee back and only pay court fine ???

Hello Well I have not heard back from Marston when would you think I will heard from them ?? or do you think it will go to the court now ??? and if it will go back to the court how long will them to take to send me a letter ???

Hi Guys just for your information I have ignored the letter by Marston and now It's a waiting game and I hope so that it will go back to the court and I will setup a payment plan with them and I make sure to not to mess it up this time. I really appreciate all your help and advice and I will keep updating you ! Regards

Hi I'm payingto HCE and another CCJ and only working part time so really hard to make larger payments rite now but in future it can be change.

Thank you so much for your reply, I admit my mistake I was on so much financial mess that I forgot about my priorities but I'm gradually paying all my debts of and they are all on monthly payment plans, rigth now my scenario is I can only pay upto 20/pcm to the court Marston refused, as you had advised before, I'm gonna wait till it go back to court and pay straight to court instead, what are the chances that it will go back to the court anyway ?? Thanks

Hi Thank you so much for all your help it means a lot, so you think I should ignore this Marston letter and wait for the correspondence by court itself instead ??

Hi Just spoke to them the woman on the contact centre was very rude, she said I had to pay £192 by tomorrow and then 89/Week to clear the debts I have also spoken to court and explained it's not possible I'm financially not stable to make them payments at all but they refused and said I have to deal with Marston Marston said if I don't pay then I will incur further charges of about £225. Im seriously feeling sick with all that, I really can not afford to make those payments at all, I can pay £20/Week but not £192 upfront and then £89/week. please please help me and guide me through please

Yes indeed I have stopped paying them !! But I have a deadline date for this fine by today

No I haven't contacted course in this matter, last time I rang court was to let them know about my financial position and they said wait till marston contact me again.. . I'm working as a contractor and no savings at all, all the money goes into debt and living expanses like food for my daughter rent etc !! I don't own car and nothing on my name, tomorrow is a deadline so please I need to know everything tonight koz probably from tomorrow I have no choice but to give them any money I have which will be about £30 !! Can I ring court and tell them I don't received any correspondence and please reconsider my plea and setup a payment plan for me ?

Yeh that's absolutely correct !! My deadline is tomorrow so pease help me what can I do ??

I know it's probably very confusing but it's the same fine I had in 2013

Hi Thanks for the reply I really appreciate all your help guys, well I have tried contacting court but they said the cant do anything have to contact marston, I was in so much financial stress I was dreading calling them honestly, I have tried to contact court and ask them to reconsider but they refused, I need to sort this out asap as the deadline date is tomorrow. I have missed 2 payments then they cancelled the payment plan. court agreed on £50/PCM Thanks

Yes it is the same fine I have written before

No this is an old fine, I've started paying them off but because of financial difficulties and bereavement in the family it was very difficult to make ends meet, I forgot about it, when I remember to pay them again court said no they can't arrange a payment plan again it has to be dealt with Marston and now I receive this letter from Marston to pay that off in full. hich is not possible with my current circumstances.

Highcourt Enforcement

Yeh that's correct it's the same fine !!

Yeh I'm paying back to HCE, Lowell and Capital one !! No I did not told them when I left, when I came back I did not received any letters at all, I called them again but they said no my case has been transferred to Marston but I can assure you I did not received any correspondence at all. Thanks

Hi I just received a letter from Marston its a Notice of Enforcement letter. They have sent this letter on behalf of Courts & Tribunals Service. for the amount of £561.67 and I have to pay this by 08/06/2016 otherwise they will take a serious action against me, and with there cost Inc the total amount I have to pay now is £636.67 Before I had this letter I was paying direct to Tribunal court directly with the payment card but I ran into some financial difficulties and also with the family bereavement I had to leave the country for 2 months now Tribunal wont take this as an excuse and that charges which were about £250 gone upto £636.67, I have tried speaking direct with Tribunal to arrange that payment method again but they refused as they said I have no ground.. . please please help me I am already in so much stress right now, I know its my fault but I am already paying the minimum payments to my other debtors but I think its a disgrace paying £636.67 and not the original amount which is only about £250. Please any help and information will be highly appreciated. Regards

I sent them Email and that's what I received from Hoover people, I'm not paying anything at all.... Please tell me what to do now. Regards Dear Mr/Msxxxxxx Thank you for your email addressed to Mr A Lane, who has authorised this department to respond on his behalf. We were sorry to learn of the issues you have encountered with your appliance. The engineer who attended your appliance today has advised that the appliance is repairable, however you have declined a repair due to the labour charges. On this occasion and as a gesture of our concern and goodwill we are able to offer you a repair at 50% labour, which will then cost you £59.50. On receipt of your approval to the above proposal we will make the appointment arrangements with the service contact centre. Under the sale of goods act, your contract remains with the retailer. This act has been in force in the UK for many years, and while there have been recent amendments to the act this clause remains basically unchanged. We trust the above will offer assistance to you, and assuring you of our best attention at all times. Regards Gwen Johnson Correspondence Leader On & behalf HooverCandy Customer Services UK From: xxxxxxxxxxxxx Sent: 05 October 2015 16:15 To: [email protected] Cc: [email protected] Subject: Hoover Machine Complaint Hoover LTD Reference: XXXXXXXx TO WHOM IT MAY CONCERN On 17/06/2014 I bought a Hoover Washing Machine xxxxxxxxxx, received it on 21/06/2014. I have discovered that the Washing Machine has the problem. Electric Motor was burnt and with the toddler in the house I found it very dangerous. You won’t expect that from 16 months old machine, when I reported to your customer service people they seems delusional about the seriousness of the problem, I found them very rude and intimidating. The Sale of Goods Act 1979 makes it an implied term of the contract that goods be as described, of satisfactory quality and fit for purpose. As you are in breach of contract I am entitled to have the Washing Machine Repaired and I would request that you confirm that you will do this within the next seven days. I look forward to receiving your satisfactory proposals for settlement of my claim within seven days of the date of this letter. Yours faithfully, That's what I received from Hoover people, I'm not paying anything at all.... Please tell me what to do now. Regards

Hello thank you guys for your quick response I feel relaxed now. I bought Washing Machine from Curry's when I contact them they said its well over then 12 months so you contact manufacturer, When I contacted Hoover they sent an engineer, he looked at it and said the motor is gone and he can't fix it unless we pay them £119.00 .. . I contacted their customer services again to complaint but the woman was very rude she said I have to write and put the phone down on me, atleast you expect it to last couple of years, Now I need a help please and yes we paid by credit card.

Hello Everyone Need your Help, really gutted and depressed spent £500 to a buy a new washing machine on 17/06/2014, received it on 21/06/2014. I have discovered that the Washing Machine has the problem. Electric Motor was burnt and with the toddler in the house I found it very dangerous.You won’t expect that from 16 months old machine, when I reported to their customer service people they seems delusional about the seriousness of the problem, I found them very rude and intimidating. Now they want me to pay £119.00 to replace the new motor, I mean you wont expect that to happen with in 16 months of a washing machine, please need advice what to do. Regards

I rang Magistrate Court after looking at my Credit Report Magistrate Court said I have to pay these fines I said I can't afford it, so they sent me Income & Expenditure Form I filled in, and they said I gota pay £50PM, I paid for 2 months than I couldn't afford, so they sent the debt back to Marston. so please tell me what shall I do.