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Finance U aka Corner Park Garage - claim form***Claim Dismissed***


RCT40
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Excellent ws so far, thought there may be CCTA ref on the pci (top right) reinforces your argument

Maybe an idea to include highlighted copy of code as a doc

 

Will have further look to see what else may be relevant

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That doc is incredible!!!

What rip off merchants

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Excellent ws so far, thought there may be CCTA ref on the pci (top right) reinforces your argument

Maybe an idea to include highlighted copy of code as a doc

 

Will have further look to see what else may be relevant

 

Thanks Rouge, I'm planning LOADS of documents along with the WS, and also I think its worth a punt at the counter claim also!

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Excellent ws so far, thought there may be CCTA ref on the pci (top right) reinforces your argument

Maybe an idea to include highlighted copy of code as a doc

 

Will have further look to see what else may be relevant

 

Just sent you a PM, hope thats ok!

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Would ideally like to see what the claimant comes up with first, as you may have to alter quiet substantially

 

When are the WS due?

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Would ideally like to see what the claimant comes up with first, as you may have to alter quiet substantially

 

When are the WS due?

 

I don't think there is much more I can add to the WS now, other than correct typos and pull documents together, although, as you say that might change once theirs is received.

 

WS due 25th November, and I plan to hand deliver on the day. Amazing the number of guests that appear here once something is added to the thread!

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Don't forget your SAR narrative as a doc to show no DN issued

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Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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Don't forget your SAR narrative as a doc to show no DN issued

 

Will do, thanks.:-)

 

Also just remembered that I've not talked about the BOS not being registered on time due to them changing dates - which has dawned on me is oddly the day after the new tax year begins.

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Yes I wondered sometime ago if it was something to do with booking the profit into a new tax year

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Yes I wondered sometime ago if it was something to do with booking the profit into a new tax year

 

Can I get away with suggesting this? I can't come up with any other reason for them being so stupid changing dates. I checked back on the previous finance agreement to this one, and my debit card payments for that one match the agreement dates precisely.

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Not really just speculation

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Don't forget to emphasise the fact that as you signed the agreement on March 31, their dated pre contract cannot comply with s55/55a cca1974

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Don't forget to emphasise the fact that as you signed the agreement on March 31, their dated pre contract cannot comply with s55/55a cca1974

 

Yes will do, there are plenty of letters I wrote, before seeing any agreements where I quoted the date - I also including the hand written OFT complaint form which states the correct date (31/3/12) and also their response to my complaint.

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Don't forget your SAR narrative as a doc to show no DN issued

 

Rouge, something just occurred to me, not sure whether it is significant or not, I was issued with a default notice back in May 2012, as there was a mix up in payment dates which was sorted - I have addressed this in my WS and plan to include a copy - however I didn't receive a copy of this as part of my SAR - which if I'm not mistaken should have contained every document, electronic or physical they hold?

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Should have been included, but not vital to your case as it was remedied anyway

Possible later complaint

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Should have been included, but not vital to your case as it was remedied anyway

Possible later complaint

 

 

Thanks, I realise its not really significant to my case, other than the fact that the SAR was not correctly complied with.

 

 

In essence it shows this company has a disregard for following rules and regulations.

I'll leave you in peace now, I can't take anymore of looking at this today.

 

 

Again I can't thank you enough for the help and advice you've given thus far

- and will make a donation to this site once its all over,

as I want to do my bit helping to keep this site running

so that others as unfortunate as myself to have crossed paths with this company (and many like it) can be steered in the right direction.

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Rouge, something just occurred to me, not sure whether it is significant or not, I was issued with a default notice back in May 2012, as there was a mix up in payment dates which was sorted - I have addressed this in my WS and plan to include a copy - however I didn't receive a copy of this as part of my SAR - which if I'm not mistaken should have contained every document, electronic or physical they hold?

 

Well there not going to include it if its devastating to their case :wink:

 

With regards to your PM RCT...Does the direction specify that you both submit witness statements? One claim form same claim number both named defendants on the same claim?

 

Andy

We could do with some help from you.

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Well there not going to include it if its devastating to their case :wink:

 

With regards to your PM RCT...Does the direction specify that you both submit witness statements? One claim form same claim number both named defendants on the same claim?

 

Andy

 

Point taken Andy :-D

 

We received a direction each, but yes same claim number, both listed as defendants on the same claim.

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Thats fine...so yes I would agree that your wife's WS should be minimal as you are the main party....but you should include a provisio within her WS that this is in conjunction with your WS.

 

Andy

We could do with some help from you.

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Attachments unapproved...you must remove any names in the claimants statement RCT40..

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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