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Argos/Moorcroft


JamesC71
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Date commenced DEC 2014

Approx balance £552

LAST FULL payment APRIL 2015

agreed arrangement - £1 payment agreed for NOV, DEC, 2015, JAN 2016

NOT SURE IF DEFAULTED - do not appear to have default notice

DCA MOORCROFT (no notice of assignment received)

 

 

 

 

History:

April 2015 - last full payment made

30.8.15 - let confirming acc has been referred to "Argos Recovery Services, a specialist Debt Collection team"

8.9.15 - let sent to Argos requesting 30 days hold of action and interest freeze

11.9.15 - let from Argos - "notice of intended recovery action". Threatening "may be passed to recovery specialist", "legal action may be taken to obtain County Court or Sherriff Court Judg so that enforcement activity can be taken", and adding admin charge of £12 to account for the sending of letter

23.9.15 - let from Argos FRS acknowledging letter of 8.9.15, requesting Income and Expend and and offer of payment

8.10.15 - let sent to Argos FRS with Income + Exp and offering £1 per month for next three months

20.10.15 - let from ARgos FRC agreeding to £1 per month for Nov 2015, Dec 2015 and Jan 2015 - first 2 payments made, 3rd scheduled.

5.12.15 - first letter from Moorcroft

9.12.15 - let sent to Moorcroft requesting confirmation of any purchase/assisgnment, copy of original contract and accounting, requesting written comms only.

8.1.16 - let received from Moorcroft with statement and agreement. No confirmation of assignment.

 

can anyone advise if attached agreement is legitimate / enforceable???

MOORCRPFTARGOSSCAN20160108.pdf

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most online agreement post apr 2007 are ok.

 

 

whos the owner on the CRa file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Dear OP... I have seen your post on GOODF...

I would suggest that you be careful with the information from that Site...

 

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Hi

I am making an assumption here. Moorcroft are collecting this debt on behalf of Argos rather than having bought it. If that is the case, the debt has not been assigned an no notice of assignment is needed.

 

The original letter from Argos stating "may be passed to recovery specialist" is exactly what they have done although specialist is a bit much for Moorcroft.

 

As an aside, if anyone offers to help you escape the debt for as fee, avoid.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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who are moorcrofts named client.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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