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    • a CCJ does not 'expire' thus does not need any application to a court to 'extend it'. if a CCJ has not been enforced within 6yrs, then it is very unlikely any court would grant such should the claimant return to court, of which the defendant would be advised -( unless they have moved and not informed the court & the claimant such) .  
    • I contacted them when it happened. The caretaker came over, looked at it, and walked off with the tree chunks of mortar. Next morning, they had a roofer come over and enter our garden to inspect it. Friday they were supposed to speak with a scaffolding company. I had to bring up liability and potentially calling the council to report 'an unsafe structure' before they even got moving. They know all about the wedding, the preparations, our patio contractors etc. but their attitude doesn't instill me with confidence. My fear is it will end up being a legal matter which is why I posted here to hopefully receive some advice. As far as I can see, the roof is in a state of disrepair, even if it's just the mortar breaking lose due to the size and weight of the chunks - and even from ground level it's visibly clear that multiple pieces have fallen over time (though never this size so we haven't been able to identify the issue till now - we thought it was rubble left in the garden by the previous owner). Currently, we can't use 25% of our garden due to the risk of more falling mortar which is more than just an inconvenience, we can't proceed with our contractors, and at worst, it will run up in several thousand of extra expenses for us, if we have to find a wedding venue. Even if they do have it fixed in time, and we have to settle for renting a marquee and floor for the marquee and furniture and whatnot it will be additional costs only due to the neighbour's roof.
    • please create your OWN topic by hitting create or + in the top red banner  
    • It will be years before Banks would sell to a debt buyer.  Sometimes Banks will use external debt collectors to try to collect, but generally Banks don't take Court action.  So you could be looking at 3 to 6 years, before any dca owning debt looks to take any Court action. And it is not definite that this would happen. So no need to feel pressured at this stage. In the event you found yourself unemployed, you have time to engage with Banks to advise of your situation and ask for time to deal with the situation, find new employment. As long as you inform the Banks they will offer assistance they can. E.g offer payment holiday or accept reduced payment for period. What you should not do, is not contact the Banks and simply default on payments. 
    • I'd get back to them tomorrow, and explain the circumstances, that you have a wedding reception, and just appeal to their better nature. Hopefully they will be able to move sooner rather than later, especially if you go in in person and speak to them, and show them the issue.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Unique Situation I'm in


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Hi

 

I'm looking for some help and guidance from people who were is similar situation as I'm currently in.

 

Moved into an apartment in May 2014 with my gf who is now my ex. Paid a deposit of £1696.

 

Upon vacating the place the management agency wanted to hold back £170 for cleaning (an apartment that was already professionally cleaned at the cost of £150). I disputed it and the reason I was given was that I didnt use the cleaning agency they recommended (who quoted £230 which is ridiculous) and this is what happens. I smiled and moved to TDS. Last month I got the adjudicator's decision and it was in my favor and I'm not surprised at all as the check out report clearly states that the apartment is cleaned to acceptable standards.

 

TDS got back all of the deposit and requested bank details and thats where I have the issue. I was paid half the money as my ex was the other tenant. When I called them and enquired they claimed thats the policy and deposit is split between tenants. I'm happy with that provided if the other party makes any claim. She has left the country for good and doesnt even know the presence of this money as its not hers.

 

The deposit (and rent and bills) are all paid by me over the last few years. On further enquiry TDS rep said provide evidence of me paying the deposit in full and they can make the payment to myself. But when I sent the evidence they claim that its impossible to pay the other tenant even if it is the lead tenant. When I asked them what will happen to that money they claim if the other tenant has not made any contact then the money will stay with infinitely. How can they hold someone's money indefinitely without suggesting me any alternative solution.

 

I think this is unfair as I also paid 48 pounds as something called TDS insurance. For what?

 

Has someone been through this and managed to get the money back from TDS.

 

Thanks

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This sort of thing annoys me. If your ex did not pay the deposit or cleaning costs, if they were getting half of this reclaimed money, they would be making a gain they are not entitled to.

 

Suggest a strongly worded letter back saying you find their position unacceptable, explain why this is and state that if they do not reconsider this within say 21 days, that you will issue a small court claim against them.

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Hi unclebulgaria67

 

Thanks mate. As much as I'm gutted I also am happy to follow the law. But the issue here is that they are suggesting that this is dead end and they will own someone else's cash which I think is something they shouldnt be doing.

 

But yeah a letter is great idea and I will do it and get them what ever they want to say in writing before I go to court.

 

Thanks

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