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Carter chasing o2 mobile contract debt


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Hello everyone!

 

Its the first time Im using this site and I am in need of urgent help with dealing with Bryan Carter Solcitors.

 

About a month ago I received a letter from Bryan Carter, on behalf of Lowell Financial Limited

requesting that I pay an overdue debt owed to o2 of £661.34 within 14 days, otherwise a court claim will be initiated.

 

I read around on the forums and replied with a 'prove it' letter and received the following response.

 

Dear ******,

 

We write further to your recent correspondence, the content of which we note.

 

We confirm this account relates to a O2 UK Ltd (the 'Original Creditor') account, account number: *******.

WE confirm this account is in relation to mobile number ******

 

It is the original creditors policy to provide the agreement at the point of contract and statements throughout the duration of the account;

consequently, you have previously been provided with validation of the debt and you should refer to your own records.

 

We confirm you may obtain a copy of the agreement from the store where the handset was purchased.

 

we are acting on the instructions of our client who believes the outstanding balance is lawfuly due to them and we are acting reasonably.

 

We trust this clarifies matters and we should be grateful if you could contact us by 7th May with your payment proposals....

 

Yours Sincerely,

 

Bryan Carter Solicitors

 

 

 

They have not clarified/proved anything.

 

Any help would be much appreciated in responding to these people!

 

Thanks!

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Thread title amended no claim issued as yet.

 

Regards

 

Andy

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read the letter properly it does not say will anything....

 

lowells and carter are one and the same

they've seen £ signs as this is +£600

so we'll send a few threat-o-grams and see if we can spoof a mug into coughing up.

 

you need to tell us a wee bit more of the history of this debt

 

is it on your credit file?

 

was there a dispute wih o2 etc etc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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