Car Giant questions - AA warranty and Mechanical Breakdown Insurance

[loveliness86]

My fiancé and I went to car giant a few days ago and saw a car that we are really interested in.

It is a Audi A3 5dr 2011 and they are selling it for 6k.

The mileage is 105,000 which is quite high but we have been assured by car giant that it is in excellent condition.

 

We are planning to get the car via their finance but I just wanted to know whether the AA warranty insurance they are offering is worth it

if you are covered under the Sale of Goods Act?

 

 

They have been calling trying to get us to agree to all these extras over the phone and

I told my fiancé that we need to see the policies before we sign up to anything and

that I would prefer to go there in person to ask all the questions.

 

Also they are offering mechanical breakdown insurance too and I'm wondering if these additional things are worth it when the car should be of satisfactory quality anyway?

 

Can any one help or provide any advice?

 

Also has anyone found the AA warranty or MBI insurance to be any good?

[theberengersniper]

Those more knowledgeable will correct me I'm sure, but at 105,000 miles the major mechanical components are approaching or have reached the end of their designed lifespan, it therefore seems likely the warranty company are well placed to argue any failure is age/wear related and therefore not covered, in fact by most accounts they do this anyway.

 

My own experience, backed up by what I've read on CAG, would suggest these warranties are not worth the paper they're written on.

[dx100uk]

pers I agree

they'd wriggle out of it anyway

through wear and tear

 

if you are going the HP route

you'll be covered anyway. via the finance company

 

but if its a pers loan you'd have no comeback.

 

 

don't forget also its prob not SOGA

 

 

but

 

 

http://www.legislation.gov.uk/ukpga/1994/35/crossheading/provisions-relating-to-the-united-kingdom?view=plain

 

 

dx

[scaniaman]

Must have been well thrashed to cover this mileage since 2011. A car that age should have covered around 60-70,000mls. Design life for major components is about 150,000mls.