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    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
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    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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BW Legal court Threat-o-gram over old Aqua Card 'debt'


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can you pop all those into a word doc please

and attach here via the UPLOAD

 

 

and include the BW legal threat-o-gram too.

 

 

old and new threads on same debt merged for history too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Attachment unapproved

 

You missed the credit card number on the statements

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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Sorry I missed that. I have redone them in this PDF

 

 

I am unable to find the original letter from December. It was a letter from bwlegal giving me 10 days to arrange a payment plan or they would start court proceedings. it was titled NOTICE OF CLAIM

There was no court papers of any kind included. I have never received anything from any courts only bwlegal.

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no it didn't say start court proceedings

 

 

it said start proceedings

'what' proceedings that is is another letter

 

 

nothing to do with court

 

 

you got spoofed by a threat-o-gram.

 

 

and some silly time limits they have no legal right to even imply.

they are NOT BAILIFFS

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

The bottom 2 lines on the front page

 

"if we do not receive a response from you by 4pm on or before 29th June 2015 we will make the appropriate application to court without any further notice to you"

 

The original letter from December was a letter using the wording "we will" and not the usual "we may" and gave me until the 2nd of Jan to reply, this letter gives me until Monday. It did not go un-noticed by me the dates they choose for a response give me a very limited time.

 

Like most I'm very guilty of burying my head to avoid the stress and worry. I want to do the right thing but my personal situation does not allow me to enter into a realistic payment agreement.

 

What should I do ?

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Thank you guys.

 

The letter says specifically it will proceed on the 2nd January.

 

I last payed towards these debts in 2010.

 

This debt has been sent back and forth from different agencies since 2010.

 

 

I have just ignored them as they have always used the wording May,

 

 

could, or possible. This is the first time they have actually said they will.

 

 

so funny how its now 23rd june and they didn't 'proceed' on 2nd jan......??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

thread tidied and uploads merged together

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thank you for advising me this far but What are my options.

 

If I ignore them and they take me to court what is the likely outcome. I have no income so I cannot pay what I don't have. I have a partner and 2 young children and I do not want this to have a direct impact on their lives.

 

That's why I thought the DRO was my only real option.

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so funny how its now 23rd june and they didn't 'proceed' on 2nd jan......??

 

I really appreciate you raking the time yo read through my posts and help me.

 

 

I have tried to find the answer elsewhere but I haven't been successful and you might know the answer.

 

I am unsure of what to do next.

 

 

If I chose to ignore them and call their bluff and they send me court papers for a claim would it then be to late to start the process of entering into a DRO.

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lots of 'IF'S' there.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

lots of 'IF'S' there.

 

There are, sorry and thank you for the time you've already given me.

 

My main concern is I do not want this to affect my family. I've put them through enough and I've been working hard at repeating my past mistakes.

 

If I had a job and money to repay I would attempt to reach an agreement with them. I have no money to do this.

 

Do you know if it would be possible to enter into a debt relief order once they have issued me with a court claim. I have tried to find an answer to this myself but cannot find a clear answer anywhere.

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you can enter any to anything you want with or without a claim being issued or not.

 

 

or even a tomlin/consent order if they do issue one .

 

 

this is effecting your family more by you keep poking their cage.

 

 

go get on with your ilfe

 

 

they are more important than these clowns

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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