Marlin - threatening court on old northern rock 'debt'

[intree]

Hi

Please can anyone else help me

 

I have just received a letter from Marlin again,

 

enclosing the same agreement and also statement of the account from 2001 to 2012,

 

in a list a letter indicating the account was defaulted in 2007,

is not statued barred

and also the default notice was served

and the matter is now closed as this is their FINAL RESPONSE and

 

the full amount is due for 9500,

 

they also enclose a leaflet for contacting the Ombudsman within 6 months

and have stated they can contact me as they have been reasonable,

and will continue to do so until arrangements to make payment are concluded.

they state that the matter will now go to their solicitors!!

 

HELP APPRECIATED

[dx100uk]

this has been gong on since 2008

 

 

so whats they're excuse for it not being SB'd then?

 

 

dx

[intree]

They have now sent a statement of account from 2012 saying a payment of £6.00 was made up to that date, they state it is therefore still enforceable?

[dx100uk]

what payment of £6?

 

 

through your old dmp?

[intree]

This was being paid to NRAM, up to 2012

 

they could not provide a agreement with the prescribed terms,

 

then they stopped writing to me and nothing more was paid,

 

they then passed the agreement on to Marlin in 2014 and

 

now they state that they need payment arrangements,

 

I had thought it was Statute barred as I made no full payments since 2003, then only reduced to 2012 and then nothing!

 

Hope this ends soon as its the last thing I need just after christmas and everything

[dx100uk]

if there was no 6yrs gap in payments

it cant be SB'd

 

 

dx

[intree]

Just bumped for advice!

[dx100uk]

on what....

let it run.

 

 

or complain to the authorities.

 

 

ico/fos/fca etc.

 

 

dx

[intree]

OH OK

 

Thanks dx I will keep all posted should they take legal steps

 

Thank you for all your support as usual.

[silentmovieman]

http://www.consumeractiongroup.co.uk/forum/showthread.php?432396-IVA-with-Churchwood-Kingsgate-Insolvency.-Money-Gone-Missing&p=4673024#post4673024

 

Herts the thread that tells my Marlin adventure

[intree]

Marlin has just sent a letter now saying they are CABOT Financials and they will collect the debt, for which the account is disputed....I don't know what they are up to?

[dx100uk]

Trying to spoof you into thinking its going up a chain of importance

 

 

its not

its going downwards.

 

 

cause they 've failed to con you into paying uptil now.

 

 

dx

[silentmovieman]

I got the same. Different company but no change really