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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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Claim form Cabot- old cat 'debt'***Claim Discontinued***


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Ring CCBC and ask for assistance.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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I logged on again and noticed the following message on the Fashion World claim page:

 

 

"A bar has been put in place on this claim. You cannot respond to the claim at this time."

 

 

If this thing is still live, how am I supposed to enter my defence?

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  • 4 weeks later...

Hi everyone,

 

Today I have received 2 letters from Cabot:

 

"Unfortunately, Cabot has not been able to provide you with the requested information within the relevant time period...

...Your credit agreement is currently unenforceable, which means we are not permitted to obtain a judgement or decree against you in court.

 

 

However, you are still obliged to repay the outstanding balance as confirmed in this letter,

and therefore we would recommend you contact us as soon as possible to set up a repayment arrangement or continue with an existing plan"

 

Yeah, you wish!

 

I guess this means I can expect communication from the court advising me the claims have been stayed,

once the 28 days from me filing my defence have elapsed.

 

I want to thank everyone here who has helped me on this case.

I was going to cave in and simply go along with the claim but you persuaded me otherwise. It has been much appreciated!

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I guess this means I can expect communication from the court advising me the claims have been stayed, once the 28 days from me filing my defence have elapsed.

 

Not quite...the court does not inform you if its stayed....you know it stayed if you do not receive a DQ ....looking good though OldDebt.

 

Andy

We could do with some help from you.

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Directions Questionnaire ...its the next part of the proceedings if they do respond and it allocates the claim to your local county court....if they do respond.

 

:wink:

We could do with some help from you.

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Let us know if they discontinue the claim OldDebt and we can amend your thread title to reflect the outcome.....its beneficial to others to be able to conclude a thread.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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  • 3 weeks later...

Oh dear, I thought this one was dead but apparently it won't lie down.

 

 

I have today received a letter dated 14th October, 2014, from one of the solicitors who were involved in this case, specifically the solicitors who dealt with Simply Be. The letter itself was mangled and torn by the Post Office but it is just about readable.

 

 

The letter contains a lot of "legalese" basically telling me that my defence is not good enough. This in spite of the fact that Cabot themselves have admitted in writing that they cannot enforce this debt because they do not have the required proof. The letter ends:

 

 

"In our view, your Defence has no prospect of success. In the circumstances, we will recommend to our Client that an application be made to strike out the Defence and for Judgement to be entered against you for the full amount claimed, together with all legal costs incurred as a result of that application. Should you wish to avoid this action, then we invite you to withdraw your Defence by completing the enclosed Form N9A and returning it to this office within the next 14 days."

 

 

"Alternatively, you may wish to resolve this matter amicably without further Court intervention. If this is of interest to you, please forward your settlement proposals within the next 14 days."

 

 

Now, first question obviously is: it this sheer intimidation or do they have legal grounds to do this? Also, it is over 28 days during which they could have responded to my Defence, it's about 6 weeks actually, so does this invalidate any attempt to counter my Defence?

 

 

I have no intention of withdrawing my Defence but I feel I am on shaky ground here, if they can do what they are saying.

 

 

Any advice here would be gratefully received! Thank you.

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It is dead...its there last throw of the dice to see if you will cave in......without the agreement its going nowhere.

 

Andy

We could do with some help from you.

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They cant proceed to Summary Judgment without filling the DQ and they wont file the DQ because they dont have the proof.

We could do with some help from you.

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Thanks guys, do you think I should dignify this letter with a reply?

 

Think you already know the answer to that rhetorical question OldDebt...silence is golden

We could do with some help from you.

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It's very tempting to reply, as this is a pretty despicable way to behave. I don't see what they should get away with this kind of threat, which it is after all, when they have no legal grounds on which to carry out their threat. They are saying the agreement was with Cabot, not Simply Be, but surely the same proof is required, whoever actually owns the debt?

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It most certainly is and that's the intention to invoke a response and to get you to communicate and open up...Cabot are the Claimant...SB have washed their hands of it and claimed tax relief.

 

Have a nice weekend.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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