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    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue). 4.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).  4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows a different post code, the PCN shows HA4 0EY while the contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.  Interest 6.2  It is unreasonable for the Claimant to delay litigation for Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
    • I suppose I felt my defence would be that it was an honest mistake and even the initial £60 charges seemed unjust, let alone the now two £170's he is now demanding. There is no Justpark code for 'Sea View' on the signs in the car park and the first/nearest car park that comes up when you're in the Sea View car park is the 'Polzeath beach car park'. If I have to accept that I need to pay £340 to avoid the stress of him maybe taking me to court, then so be it. If people here advise me I don't have a case then I will just have to pay.
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1999 SLC SCOTTISH 1a small claims Decree, now rebadged by shoes/eruido - think i'm stuffed? No, I WON


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ah wrong address

were they informed of the correct one?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They always had the correct address.

They just used the wrong address.

 

I will need to dig it out to check exactly the mistake.

 

It was the correct street wrong number I think.

 

Next contact I had was when I started receiving statements at my current address approximately 12 years later I think.

 

They were "not a demand" for payment annual statements.

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  • 5 months later...

Hello Again helpful experts.

Today I got home to find a hand delivered letter along with a debt advice booklet.

The letter is a un137 titled CHARGE FOR PAYMENT OF MONEY.

If you need a refresher probably post 11 is relevant. Anyway the letter goes on.

Erudio Student Loans Ltd etc by virtue of Warrant granted on 18th November 2014 against me at original address etc

 

To Myself at my current address

On the 20th August 1999 a decree was granted for payment of a sum of money in the above action. The decree was extracted on 4th November 2014.

 

I (New sheriff officer) by virtue of the extract decree in her majestys name etc charge you to pay the sum due as set out below within 14 days of this charge to Erudio etc.

If you do not pay you are liable to further action. May include Arrestment of earnings, arrestment of other money and moveable property, attachment and auction of property held outwith a dwelling house and if the sheriff so orders, attachment and auction of property within a dwelling house. You are also liable to be declared bankrupt (Over £3000).

The charge is served by blah blah.

 

That is about it apart from for the 1st time in 19 years some additional fees of £81.16 & £10.25 have been added.

 

This latest mob have been instructed by shoosmiths.

 

I take it this is just more limp threats ?

Or am I missing something that they could actually now do with only 9 months till the original decree reaches the 20 year prescriptive period.

 

Please let me know if any more info required ?

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it would be far better if you redact this as necessary and post it up as a pdf please

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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urm is there not a time limit here running?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

ref no on last line..hidden the upload for now

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just read right thru

 

they are doing this because its getting closer to becoming 20yrs.

 

run with me...

 

the initial court document must have been served person to person as far as I can make out in 1999..someone check me...

this makes any service by sheriff officers at the time invalid - wasn't in person to person and they would have to have gained a signature from you too and their should be a witness sig too from the 2nd officer.

this would make the 1999 decree invalid ..IMHO

 

 

Now what and IF you can do anything about this is another matter, but its worth a try.

 

write to shoosmiths placing the account in serious dispute

inc any evidence from the SLC sar you have noted during the threads here.

 

demand that they withdraw the demand for payment immediately and write confirming such and copy in the sheriff and his officers concerned.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello I am perhaps being a little stupid.

Are you now telling me that your quote 49 may be the key point ?

 

which fits as they would have needed to get the decree within 5yrs

wonder why you never got served with papers in 1999

the rules then were that it had to be done only by person to person by sheriff officers

 

 

Then my quote is it the key point ?

 

Next correspondence in the SAR is approx 10 months later to advise they are in receipt of an extract decree (Again they write to slightly the wrong address).

So they have clearly gone for the decree without informing me and at the wrong address.

 

Am I really just in effect trying more stalling tactics ?

 

As you believe asking for the account to be put in serious dispute I need to understand 100% exactly what I am disputing.

 

I will head up the loft to look for all my SLC SAR

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I am not finding anything concrete that says otherwise.

in effect the decree is faulty/void or poss could be

 

that should hold them up a bit.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello DX100UK

 

I have spent the morning collating all the information I either have or apparently have not been given.

Before I decide exactly what way to hold up/end/stall the process I thought I maybe should try and bring it all together in 1 post. Perhaps you can kindly decide which of this if any is the best points to attack/respond on.

 

So if we ignore all the apparent missing information in the SAR the key points are the information leading up to the "decree"

 

Timetable

2nd October 1998

Regal Credit Consultants write to the SLC informing them they have traced myself to 48 Fictional Avenue.

This address is not fully correct as I actually live at 48b Fictional Avenue. There is also a 48a.

 

6th October 1998 SLC update my file with this new address.

 

27th October SLC Legal dept write to me at 49 Fictional Avenue. (Neither the correct or the advised nearly correct Address) regarding my current balance of £2724.63. They advise me a default notice under section 87 of cca 1974 has been sent to me and has now expired (This is not anywhere in the SAR). As provided by said notice court proceedings will be instituted without further notice. You should note you will be liable for leagal costs.

 

14/1/99 A letter from myself appears from the SAR. It talks at length about my unhappiness with SLC not accepting my payment offer (Date unkown) of £10 a month and them imposing a plan of £47.11 a month. Regardless I up my offer to £15 and send a cheque for £15.

 

25/1/99 My £15 payment appears on my statement within the SAR

 

Then nothing in the SAR pack until the following

 

1/10/99 Letter from SLC to 48 Fictional Avenue We are in receipt of an Extract Decree awarded against you. Sum now including interest and expenses is £3,328.38

 

No copy of said Decree is in the pack.

 

My SAR then shows on my SLC account payments by me of £50 per month 18/11/99, 16/12/99, 11/02/00

I have written to them with an income/expenditure etc. Using my correct full address 48b Fictional Avenue

 

26/01/2001 Letter to the now correct 48b Fictional Avenue. We write to inform you that we have now been informed that sheriff officers have now served a charge on you. We are prepared to offer you a final chance to offer repayments etc.

 

Now I do not have a copy of from anyone this actual "Charge"

 

Payments are then showing on my account as follows. 30/04/01 £50, 27/6/01 £50, 31/7/01 £50, 6/9/01 £50, 3/10/01 £50, 6/11/01 £50, 6/12/01 £50, 9/1/02 £50

 

Then a gap of about a year/

 

11/02/03 Letter SLC We remind you that Sheriff officers have served a charge on you. It is now our intention to enforce decree by poinding and warrant sale if you make no contact in 7 days.

 

Mid/02/03 Letterr from me enclosing £50 cheque and indicating I would continue to make phone payments of £50 per month.

This is received at SLC on 20/2/03

No payment is shown on my account.

 

Then absolutely nothing in the SAR, My SLC internal account shows the following.

31/7/06 Caseload Litigation fees added £251.70

20/3/08 Caseflow Migration Judicial Inter??? £780.56

1/3/14 Debt Sale Balance Transfer £3209.19

 

From 1/4/08 which is a few months after I am in my current home I start to receive Annual Information only statements from the SLC. Not demanding payment and never changing in balance.

 

So we then move on to the new company that has purchased the debt.

 

16/3/14 Letter from Arrow indicating debt transfer to Shoosmiths £3209.19

 

23/7/14 Letter from Shoosmiths regarding my debt which is subject to a decree granted to the SLC

 

29/7/14 Letter from me prove it, statute barred etc.

 

19/11/14 Letter from Shoosmiths with a copy of the court decree granted 2009 detailing it is subject to a 20 year prescriptive period and thus not statute barred.

 

This copy appears to be 2 documents copied onto 1 2 piece sheet.

 

It is titled SECOND EXTRACT DECREE FOR PAYMENT.

Date of decree 20/8/99 *In absence

Defender Me at 48 Fictional Avenue (The nearly correct address).

 

The 2nd part is dated 4/11/14 to Shoosmiths.

Edinburgh 12/11/14 in terms of Section 88(3) AND 88(4) of the debtors (Scotland) act 1987, warrant is craved for all lawful execution in favour of Erudio Student Loans Ltd etc being the company to which SLC Ltd assigned its interest in said decree in terms of deed and assignation and trust dated 15,19,20 & 22 November 2013.

 

IN REPECT WHEREOFF

xxxx Solicitor Shoosmiths LLP

 

Hand Written below this is

Perth 18/11/14

Grants Warrant as craved authorising all lawfull execution herean at the instance of the said Erudio SL Ltd

Signed xxxx Seriff Clerk Deputy.

 

3/12/14 As I think im stuffed I offer £1500

 

22/1/15 Offer refused.

 

17/2/15 Offer raised to £1605 also stating subject to satisfactory receipt of SAR request.

 

19/2/15 Acknowledged letter from Shoosmiths File on hold for now.

 

12/5/15 Shoosmiths chasing me again.

 

23/11/18 Some Local Sheriff Officers drop a charge for payment of money letter through my door.

 

So we are up to date.

 

The question is what if anything has been wrong with process.

Even if fighting a process error I think the key is somehow to get to the 20 year prescriptive date of 20/09/2019

I have certainly dodged the last 4 years (Assuming the warrant is actually legal) and only 1 to go

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urm very useful stuff there...

i'll comment later but looks REALLY good for you..

 

 

whilst i'm thinking

have a read around about recalling a decree and see if you get any indication that 20yrs down the line it might be possible or not.

 

 

point me to what you find.

 

I can use it to have a word with someone I know very well [a sheriff] if its possible ..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello

I can certainly not find any indication that a decree cannot be recalled after 19 years !!

However I am not sure I actually want to be fighting the case more just stalling it.

I have read 13.5 to 13.7 of this document.

 

https://www.scotcourts.gov.uk/docs/default-source/rules-and-practice/rules-of-court/sheriff-court/simple-procedure-rules/schedule-1/13-part-13-july-2018.pdf?sfvrsn=10

 

 

following on from advice here

 

http://www.scotcourts.gov.uk/docs/default-source/rules-and-practice/forms/sheriff-court-forms/simple-procedure-forms/form_13b.pdf?sfvrsn=6

 

Being honest very little of this makes sense to me so I will await your next message.

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Sorry an extract from my own long post earlier today.

 

 

19/11/14 Letter from Shoosmiths with a copy of the court decree granted 2009 detailing it is subject to a 20 year prescriptive period and thus not statute barred.

 

 

I made a stupid error by 10 years !!! it should read.

 

19/11/14 Letter from Shoosmiths with a copy of the court decree granted 20th August 1999 detailing it is subject to a 20 year prescriptive period and thus not statute barred.

 

Not sure why I cannot edit the post from earlier

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sadly we had a spate of people saying things to gander arguments and disprupt threads

then going back days later and changing what they had said

so edit time is now 10mins.

 

i'll sort the thread later.

 

the 'threat' of recalling the decree will be enough to stall things, now if you go thru with that, is a TOTALLY different matter.

but with all the evidence that appears to be 'useful' to me, they can be asked all these questions, then go thru the time consuming exercise of proving you wrong, that might well delay them months...… once they see that if they ever did - they'd probably lose.

 

ive lots to read here and haven't the time till later...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so 13.5 1 e should apply then

the respondent did not attend the hearing.

 

though I will guess as spc didn't exist in 1999 you'd have to find the old rules for a claim under £5k

I foget what it was called now

 

ive moved you to the Scotland forum where you will find the other SPC threads

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it would have been a 1a small claim summons

ive retitled the thread too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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urm post 46....

Date of Decree 20 August 1999 In Absence

so they knew you were not there but allowed it.. so might blow the above out the water if there is a 1a small claim equivalent to they shouldn't have allowed it if yo didn't attend.

 

more soon.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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although this talks of the decree being called an ex-parte decree and its divorce stuff [ I think!!]

 

https://www.lawteacher.net/free-law-essays/administrative-law/passing-of-the-ex-parte-decree-administrative-law-essay.php

 

it says:

The SC held that as the summons was not duly served the limitation began to run only when the petitioner had the knowledge of the order. Hence, as the applicant filed within the 30 day period the decree was set aside.

 

your summons was not duly served you knew nowt about the proceedings till SLC told you some 10mths later I think..

 

still reading..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok gonna wrap things up for now

i'm quite happy that this threat of a recall of a 1999 decree can happen.

 

now what to do.

 

this all luckily centre around perth court

they are large and have good staff so should be able to help easily.

 

obv they cant give legal 'advice' but.. it appears to me from several sources ..that a mistake has been made here and the summons or claimpack or whatever it was in 1999 from the court was served to the wrong address.

 

phone the sheriff's clerks office , have the org 1999 decree number ready and the 2014 rehash to erudio if diif no.

and the sheriffs officers letter.

 

tell them you have proof everything was sent to the wrong address etc etc

 

ask then HOW you get the charge for payment atleast put on hold or cancelled or WHY until you have a chance to contact shoosmiths whom are erudios solicitors and explain your forth coming actions. don't commit to a recall etc but investigate it with them if they seem to be helping you.

 

ive found most sheriffs clerks to be very accommodating once they realise the story and the errors.

 

obv I've got more on this to be done but I just want to test the water, see what we get back..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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although this talks of the decree being called an ex-parte decree and its divorce stuff [ I think!!]

 

https://www.lawteacher.net/free-law-essays/administrative-law/passing-of-the-ex-parte-decree-administrative-law-essay.php

 

it says:

The SC held that as the summons was not duly served the limitation began to run only when the petitioner had the knowledge of the order. Hence, as the applicant filed within the 30 day period the decree was set aside.

 

your summons was not duly served you knew nowt about the proceedings till SLC told you some 10mths later I think..

 

still reading..

 

 

 

Hello

The letter in the SAR informs me of the extract decree on the 1st October 1999

This is 41 days after it was granted.

 

 

27th October 1998 SLC Legal dept write to me at 49 Fictional Avenue. (Neither the correct or the advised nearly correct Address) regarding my current balance of £2724.63. They advise me a default notice under section 87 of cca 1974 has been sent to me and has now expired (This is not anywhere in the SAR). As provided by said notice court proceedings will be instituted without further notice. You should note you will be liable for legal costs.

 

 

So they have warned me they can take notice without further notice but warn me at the completely wrong address.

They then inform me of the successful decree in my absence at the nearly correct address 41 days after it was granted.

 

I have also just spotted that the SLC updated the wrong address from 48 Fictional Avenue finally to the correct 48b Fictional Avenue on the 10th May 2000 this must be significant ?

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DX This is my proposed letter to Shoosmiths. Obviously edited a few things.

Perhaps you could comment ?

I think this is enough to get started ?

 

 

Without prejudice

Account Number: xxxxxxxxxxxxxx Balance £xxxxx and Now Supposedly up to £xxxx

 

To Whom It May Concern

 

I am writing to you to request you place this account in serious dispute.

I must demand that you immediately withdraw demand for payment. I request that you write such to myself and pass on this information to your latest instructed agents xxxxx Sheriff Officer & Debt Collection Services.

 

On review of the information provided within the SAR from the SLC I have found serious issues with the Decree granted on the 20th of August 1999 that would make said document invalid. As this is the sole basis of your action to collect the balance, then again I must insist that you withdraw demand.

 

As you will further note much of this relates to the use of incorrect address information in critical correspondence.

 

I will be speaking to the Sheriff Clerks office in Perth regarding a number of points. This may result in a request to recall the decree.

Act of Sederunt (Simple Procedure) 2016 SSI 2016/200

Schedule 1 Part 13 The Decision

Sub Section 13.5 (1) (e)

 

You may wish to investigate yourselves. These communications were within the SAR pack.

You will find that the SLC Legal department write to me on the 27th October 1998 at the completely wrong address of 49 Fictional Avenue, warning that court proceedings will be instituted without further notice.

 

The next correspondence I have from the SLC Legal again writing to the wrong address but this time a different one of 48 Fictional Avenue on 1st October 1999, where they advise me an Extract Decree has been granted. There is no copy of said decree in the SAR nor any mention in the letter of the date of the decree which was the 20th August 1999 *In absence.

 

I note the copy decree you supplied myself also confirms it is for the wrong address.

I can confirm from documents in the SAR that the SLC update my address to the correct address on the 10th May 2000 which is a number of months after legal proceedings.

 

I have other questions that need to be addressed with regards to the legality of the serving or lack of serving of the summons at the time. Also with regards to the time before the communication of the actual Decree in absence was communicated.

 

I await your response.

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