Webb Catering V LLoyds TSB****WON*******

[webbscatering]

All relevent letters have gone off, got a letter 1 day before the 14 day deadline before issue of the LBA,stating they are looking into my complaint and will reply back within 14 days. Should I issue the LBA or wait for the fob off letter

[BARTY]

Hi

Send the LBA, stick to your time scale, not there's.

Good luck with your claim.

Barty

[webbscatering]

thanks Barty

[webbscatering]

Received the standard WE ARE RIGHT you are DEBT **** letter, will now commence MCOL on Friday as the 14 day deadline will be up tomorrow

[webbscatering]

Did anyone get a letter today offering you £750 as way of a settlement from Lloyds TSB??

[BARTY]

Hi

This seems to be the latest thing, there is a few on here that have received that letter offering £750.

Barty:)

[webbscatering]

First MCOL sent today, another 2 to go, also sent a letter to the Recovery unit in Andover accepting the £750 as part payment and the balance to follow also quoted in letter the settlement from Natwest as a bit of leverage. Lets wait now

[webbscatering]

All MCOLS are in now, lets see what happens

[upton11]

Well done, just keep on plodding along and together we shall all get there!

 

Regards

 

Paula

[webbscatering]

Letter From Martineau Johnson:

 

Dear Sir/Madman,

We act for the defendant in this matter and have been passed a copy of the claim form. We are unable to repond fully to the claim as you have not provided details of the individual charges which you are claiming.

 

Unless we receive a breakdown from you , showing each charge, what it is for and the date levied, within 7 days of the date of this letter, we will make an application to strike out the claim.

 

My Reponse:

 

Dear Sir/Madam,

 

In response to your letter dated 11th January 2007, I finding hard to believe that a company like Lloyds TSB Plc. who pride themselves on their efficiency cannot provide you with the breakdown of charges already given to them from me. For the records I am prepared to send you another copy of the breakdown of charges and will duly make a note of this for the court records, when we proceed to the next step.

As a matter of interest I have successfully settled a claim with Cobbets of Manchester in respect to unlawful bank charges imposed by Natwest Bank. I am also fully aware of the processes we will have to go through to settle my claim, unless your client wishes to save time, money and effort and return my money that they have unlawfully taken from my account,

 

lets wait now for the other 2 to arrive pretty standard stuff i suppose, why waste time??

 

[ataction]

I see you are cracking on with your Lloyds claim. I am a little way behind you, having successfully combated the NatWest/Cobbetts combo. Good luck I will follow your progress iwth interest.

[webbscatering]

Letter From Martineau Johnson:

 

Dear Sir/Madman,

We act for the defendant in this matter and have been passed a copy of the claim form. We are unable to repond fully to the claim as you have not provided details of the individual charges which you are claiming.

 

Unless we receive a breakdown from you , showing each charge, what it is for and the date levied, within 7 days of the date of this letter, we will make an application to strike out the claim.

 

My Reponse:

 

Dear Sir/Madam,

 

In response to your letter dated 11th January 2007, I finding hard to believe that a company like Lloyds TSB Plc. who pride themselves on their efficiency cannot provide you with the breakdown of charges already given to them from me. For the records I am prepared to send you another copy of the breakdown of charges and will duly make a note of this for the court records, when we proceed to the next step.

 

As a matter of interest I have successfully settled a claim with Cobbets of Manchester in respect to unlawful bank charges imposed by NatWest Bank. I am also fully aware of the processes we will have to go through to settle my claim, unless your client wishes to save time, money and effort and return my money that they have unlawfully taken from my account,

 

lets wait now for the other 2 to arrive pretty standard stuff i suppose, why waste time??

 

 

I DONT BELIEVE IT!!!!

 

Letter from Martineau today with a copy of their defence, its spells out the usual spiel about charges and contracts and crap and more crap, but the last paragraph goes:

 

Without prejudice to any other defence, no admission is made that the charges claimed are correctly calculated. The Claimant has failed to provide a breakdown of charges claimed, the date of debit or the period over which they were charged. In absence of such a breakdown, the defendant reserves its right to strike out the claim.

 

I have sent this via special delivery and it as signed for by them.

What the hell are they doing trying to commit perjury or something, suppose i'll have to wait to hear from the courts now, unless anyone has suggestions on my next move?

[webbscatering]

Hi Guys, sorry its been a while but trying to keep business on track and also in the process of selling it as well. These solicitor guys are giving me a hard time, I replied to them and accidently gave them the account details of my successful claim against Natwest, but this does not alter their defence as in previous letters the details have been correct, but on this one occassion i put the wrong thing down. They seem to be jumping on this like mad....what everrrrrr. Where is the thread for amending my Particulars of Claim as it appears that i missed a digit off my account number.

[webbscatering]

How do you fill out FORM N244 Application Notice?

[webbscatering]

Hi Guys, I need help filling this out, i want to amend an error in an account number, in my Particulars of claim I put down account number 0118300 instead of 01183200

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n244_0400.pdf

 

Cheers Kev

[MARTIN3030]

Hi Kev have tried looking but its froze I have sent you a pm

 

Martin

[webbscatering]

Hi Guys, sorry for no posts, but busy trying to keep the business afloat there seems to be some pick up in the market place, at last!!!. So on to the claim, no one has picked up on my question regarding for N244, I made a small error on my Particulars of Claim by missing a digit out, this was picked up by the solicitors after they had filed there defence, also they have corrected me by writing that the digit 2 was missing on only the one correspondence. This should not effect my claim as the right numbers have been used through out. any comments???

[webbscatering]

Court dates for both cases set at 11am in the Bristol County Court on 19th April 2007, Hmmm... lets hope this dont go to court, cant be in two courts at the same time!!

[webbscatering]

Letter from Martineau Johnson, stating that there is no legal merit in my claim therefore we will pay you charges which will be credited to your account the sum of £10,489. When it reaches the account I will let you know

[BARTY]

Congratulations!! :D

Barty:)

[dolly]

Many congratulations

[webbscatering]

Ave It!!!!!!

 

It A Done Deal Guys & Dolls, the money is safe in the account and donation sent to CAG (its under my alter Ego name of "Bounty Hunter"). There is part three to this claim for a further £850 and another claim yet to start for £750. So I hav'nt quite finished with Lloyds just yet but as easy as it was for them to take from me the shoe is firmly on the other foot, Its a moral victory for the small guy. Love You All Kev

[webbscatering]

Is there a thread for ING Group, they are being a bit slap happy with their charges, time to set the record straight!!

[dolly]

Enjoy spending your money - that is a fantastic amount to get back