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    • Hi Schipoo and thanks for the update. This is a brilliant result as rergards your fight with HMRC. If you can manage a Donation to the site, it would be greatly appreciated. Let us know how it goes as regards the fees being sought by Independant Tax.
    • A never ending torrent of **it Outrage as ‘tidal wave’ of sewage floods historic market town’s unique chalk river WWW.INDEPENDENT.CO.UK Exclusive: Water firm pumps sewage into river Misbourne, Amersham on 21 ‘dry days’ during nearly five month period  
    • Worth noting that all of these firms - either the alleged EIS investment, the rebate company themselves or the payee were all registered to the same address. Clavering House is 3 miles away from HMRC Benton Park view offices.   Wardrop - unfortunately unsuccessful due to late appeal - assessments opened by HMRC in March 2019. Scammed by Richard Hall (Capital allowances consultants ltd - Clavering House) investments into Cryoblast Limited 15/16 (Paul Huggins - Clavering House) and Eco Cooling solutions 16/17 (Anthony Fitches - Clavering House).    Mccuminsky - scammed by Capital Allowances after providing his details to Stefan Brown Alpha Tax Consultants (Clavering House) payment made to Eco Cooling Solutions.    Robson - scammed by Capital Allowances - 15/16 paid to Cryoblast 16/17 paid to Eco Cooling.    Myself - scammed by Allan Maxwell - MaxTax (other business Maxwell electronics) registered to Clavering House.   Cryoblast Solutions and Fast Tax - Alan O’Hara    Please note there are two Cryoblasts involved - Cryoblast limited (Paul Huggins and Clavering House) and Cryoblast Solutions Limited (Alan O’Hara also director of Fast Tax).    My return simply said “Cryoblast” another thing that should have been clarified as part of HMRC guidelines before paying out the claim.    Cryoblast limited was already suspected to be involved in fraudulent claims before my investment as Huntly had open assessments issued in November 2018.    Cryoblast Solutions, the same company director as Fast Tax where my money was sent was dissolved before my claims were submitted. 
    • On the d-day issue, * we know sunaks shameful self-interest preferring a hope at using lies for self-promotion over honoring our heroes, * we know Starmer demonstrated his statesmanship with other statesmen and women,  ** BUT where was Farage? Was he in a pub looking for self-promotion? .. Surely as a wannabe statesman - he should have spent a bit of his (someone elses?) cash attending the ceremonies? or wasn't he offered a seat near enough the front to interest him?   mind you .. "I said I wanted my county back. Well now I want my life back ... I am not a career politician... I won't be changing my mind again, I promise you" - Nigel Farage, stepping down from public life. 5 July 2016  
    • dont need them.   let the defendant play the terms game
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Mucky Hall & old Studio default on my file


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I have just signed into Equifax having decided to apply for a mortgage having last been a member a year ago.

 

I have found that a default has been added to my account January 1st 2012, Mail Order from MacKenzie Hall.

 

I'm not sure who they are but guessing that they are debt collectors but have no idea why this has been added now.

 

When I was out of work, I did have a number of accounts that defaulted but I have had no failed payments since returning to work 7 years ago.

 

I have an idea that it may be Studio Catalogue, however, I know that this was also more than six years ago. Are they able to add the default in this way?

 

I've struggled to get my credit back on track and now I'm ready to move forward, this has happened and it's really bringing me down.

 

Any help would be muchly appreciated!!

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Hi and welcome to CAG

 

Muck Hall are the dregs of the debt collection industry and take on debts that are or very nearly are Statute Barred. When a debt is sold, the default (which would have been placed by the original creditor) is changed to show the new owners name. In this case, MH.

 

You have to wonder why the default is 2012 as defaults have to be placed in a timely manner and certainly within 6 months of the first missed payment.

 

You will have to do some investigations to find out who the default is from.

 

As this debt is (based on your calculations) Statute Barred, it can do no harm in contacting MH to demand the default is removed.

 

It may be that they will refer you to Studio but that is not the case. They are now responsible.

 

If they refuse, it may need a formal complaint to the ICO to investigate.

 

You can also dispute the default with Equifax and they should also investigate. It would also be worth getting your files from Experian, call credit and Noddle (who are part of callcredit but are free.)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Thanks for the reply! And the welcome! Sounds like pretty good news that it's likely to be statue barred. I've already logged it with equifax so will check with the others also. Thanks again! Given me a bit of hope that not everything is lost! :-)

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