Chandlers and ahouse full of disbled children CTAX debt

[chel6]

i am desperate and dont know what to do.

 

in january a bailff from chandlers turned up at my door and

 

i foolishly let him in,

 

he wrote out a notice of distress and inventory form

and told me i had sign it

 

the things on it are my tv (which blew up after a power cut)

my sofas and units from my front room

none of this would get £200 2nd hand let alone the £692.86.

 

i explained to him that my husband had just lost his job

and we were in the process of claiming benefit.

 

he insisted that i had to pay £30 (+£1 debit card charge) weekly.

 

i paid it but was late on occassion due to waiting for benefits i have paid ovr £150 by this point.

 

i then get a updated council tax bill saying that they will pay £167.46 of council tax benefit for this bill.

 

yesterday morning(saturday) bailliffs turned up saying they were coming to remove goods around lunchtime

with a bill for £742.86.

 

i tried to tell him that i had paperwork to show my husband gets jsa

and that the council have reduced the debt.

 

he said its not his problem and he would be back with a van.

 

i then started panicing as i have 6 kids (3 with disabilities)

and was frantic that they would get so distressed with strangrs in the house.

 

i tried to phone the council but they shut,

the bailiff offices ar shut and everyone else i phoned couldnt help.

 

they did not come back yesterday but

 

i am scared that thy cme back,

legally break in before i have had a chance to speak to council or cab.

 

i am hoping that somebody on here knows if i can deny entry while i get advice

 

please i am at my wits end

and all sorts of nasty things are going through my head i havent slept at all

[tomtubby]

Yours is probably the clearest example yet of a 'vulnerable' household.

 

Please try not to worry.....I will respond later this afternoon and I am sure others will as well.

 

PS: An example of what can happen if a debtor allows a bailiff into their home.

[brassnecked]

Contact the council and tell them and provide proof of your vulnerabilities, as in proof of benefit and children;s medical condition, also mention that their agent Chandlers has ignored the vulnerability and persisted in making impossible demands for payment and keep ramping up fees on an account that clearly should not be with a bailiffv under the National Standards. Tell them also that you are initiating a Formal Complaint regarding the actions of their agent Chandlers for which they are wholly liable both jointly and severally.

 

Now try not to worry, tomtubby will be able to give you some more salient advice than mine, you are in safe hands with her.

[chel6]

thank you. i badly need to know if i can stop them coming in until i get other advice

[brassnecked]

thank you. i badly need to know if i can stop them coming in until i get other advice

You can still refuse to let them in as they need to give you due notice in writing of a forced entry signed off by the council and court, contact the council first thing tomorrow and provide proof of vulnerability and follow whatever tomtubby advises to the letter. If Chandlers return before the council opens film them through an upstairs window as you tell them you are vulnerable and are giving proof to the council, to capture any threats they may then utter which you can use against them+

[chel6]

thank you,

 

i am scared they will break in while i am on school run or putting my son on the disabled bus.

 

this is not the first time i have had problems with chandlers

 

the last time they threatened my children and

 

i had to pay £1200 to make them go away on a debt that was not a debt (council tax)

 

and was mistakenly sent to bailiffs. as once again council was closed.

[dx100uk]

they CANNOT BREAK IN FOR CTAX.

 

dx

[brassnecked]

Try not to worry, Caggers will help you kick the bullies from Chandlers (who should be absolutely ashamed of themselves) into touch.

[dx100uk]

so they've spoofed you out of money before

when your household id clearly vulnerable

 

and now they are doing it again

 

the bailiffs should NOT be attending your home AT ALL>

 

under the vulnerable persons guidelines

the council MUST ENSURE

all its employees abide by.

 

id be getting a complete breakdown of past and present LO's

 

as if chandlers have had fees out of you

 

me thinks they are unlawful from day one.

 

dx

[chel6]

i plan on going to swindon council tomorrow and the cab but i dont know what to do first.

 

i checked on the justice site thingy and i cant find any certification for the bailiff,

 

i need to know what to take with me.

 

also the paper he handed me yesterday is almost impossible to understand in the hand written bit.

 

what does the order from the council look like to allow them to force entry?

 

can they ONLY take the goods that are stated on the notice of distress and inventory?

 

and when ask for a breakdown of charges

 

are they specific to my case or general?

 

sorry to go on but this seems to the only place that has any interest in helping me.

[Surfer01]

I am not sure but I don't think they can charge you £1 for a debit card payment. Hopefully some one else can confirm?

[brassnecked]

Chel6 send this letter to chandlers adapted to suit

 

To:

Acme Bailiff Co

Bailiff House

 

Ref: Account No: 123456

 

Dear Sir

 

With reference to the above account, Can you please provide me with a breakdown of the charges.

 

This includes:

a - the time & date of any Bailiff action that incurred a Fee.

b - the reason for the fee.

c - the name(s) of the Bailiff(s) that attended on each occasion a Fee was charged.

d - the name(s) of the Court(s) the Bailiff(s) was/were certificated at.

e - the date of the Certification.

 

This is not a Subject access request under the Data Protection Act S7 1998 so does not incur a fee of £10. You are obliged to provide this information.

 

I require this information within 14 days.

 

Yours faithfully

 

Ripped off customer

 

 

Ask the couxcil

how many liability orders they hold for you

When they were obtained

How much is on each of them

When they were sent to bailiffs

How much is owing on each one

 

Tomorrow WITHOUT FAIL contact the council give proof of vulnerability as in JSA and disabled children, and indicate to the grunt on the other end of the phone that you are contacting your councillor and MP as the bailiff has ignored the National Standards by continuing to threaten you whilst vulnerable. Your local councillor and mp can be found here http://www.writetothem.com You could always email the CEO and let him know what his councils agents Chandlers are up to

 

Mark it as Formal Complaint in the header and include the link to this thread in the email. I would think the email will be something like [email protected]

[chel6]

i will do that thank you, i know there is only this liability order because the previous one that was mistekenly sent i had to get my dad to pay when they were here as my husband was at work at the time and they had scared me enough threatening my kids that i was physically sick. after it happened i contacted the council and they said they had not known where to pay my money as i had paid a day early and over the amount so they had put it in a suspended account. i also contacted cab and thy said that i shouldnt have paid but i really had no choice. i seriousley have NO way of getting the money they reckon i owe them now so i am stuck. also the numbers are just not adding

original council tax debt £512.35

liability order cost £40

summons cost £60

updated version council tax bill says council tax support -167.46

so total debt owed is £444.90

prior to this updated council tax order i had made several payments to chandlers i total of £154.

the distress inventory says

amount due council tax £612.36

levy fee £44

walking posession fee £12

attendance/removal costs £24.50

total amount outstanding £692.86

this was when i agreed t a £30 a week (cos i had no choice)

 

then the letter i was given yesterday says notice of bailiiffs attendance

balance outstanding £742.86

Edited March 2, 2014 by chel6

[dx100uk]

you should not have had to of paid anything to any bailiffs on any of the LO's you have had

including that £1200 one!!

 

 

just to clarify again.

 

THEY CANNOT BREAK IN TO YOUR HOME.

not sure where you are getting that from

I doubt any bailiff paperwork says that.

 

pes i'd be awaiting TT's post later

that will wrap all the things up nicely that you need to do.

 

dx

[brassnecked]

DX, I think the scrotum working as a bailiff and that is the best description for that despicable individual has most likely intimated that as chel let them in they can force their way in at any time. Chel they CANNOT do that end of

[i hate bailiffs]

First thing tomorrow contact your local councillors

And local MP

they will sort the council out and put a stop to this

There is no right of entry for the bully bailiff they know that

They have acted out of line and formal complaint to the council about there agent is a must

[chel6]

The closer it gets to tomorrow the sicker I feel, have been up for over42 hours now and I don't think sleep will come to me tonight.

[brassnecked]

Don't worry get some sleep Caggers have your 6

[chel6]

They have not turned up yet. I am trying to get the kids sorted as normal as poss eagerly awaiting tomtubby post.

[brassnecked]

They have not turned up yet. I am trying to get the kids sorted as normal as poss eagerly awaiting tomtubby post.

 

Make sure you call the council as soon as they open, don't worry about the bailiff, if he turns up don't open the door to him, but film his threats through the letterbox, and tell him so that it is on record that you are vulnerable stating the reasons, his answers will then be good evidence for that Formal Complaint you need to start.

 

In the meantime get those children ready and don't worry.

[chel6]

thank you for your support it seems like a long time until 9am, can i demand that the council call them off? before they have just said that i had to deal with the bailiff it was nothing to do with them

[brassnecked]

thank you for your support it seems like a long time until 9am, can i demand that the council call them off? before they have just said that i had to deal with the bailiff it was nothing to do with them

 

When you phone them tell them you are vulnerable under 2 heads, JSA, and disabled children, tell them you will bring the proof in, and remind them that the National Standards to which the council and Chandlers should be signed up to are ibeing breached by their agents Chandlers for which the council is vicariously liable for and with jointly and severally as they are aggressively enforcing against a vulnerable family. Indicate that you will be initiating a Formal Complaint.

[chel6]

i have beeen gong through the paperwork and attachment of earnings was issued on 12.1.14 baillif turned up and made me sign the distress and inventory on 25.01.12 my husbands job did not come to an end until 18.01.14 does ths sound right?

[brassnecked]

i have beeen gong through the paperwork and attachment of earnings was issued on 12.1.14 baillif turned up and made me sign the distress and inventory on 25.01.12 my husbands job did not come to an end until 18.01.14 does ths sound right?

 

Looks like they just steamed in with the bailiff, however tomtubby will no doubt be back soon with some more focused and definitive advice.

[i hate bailiffs]

when you speak to the council it is possible they do not play ball

And you simply are speaking to someone who does not care

If that is the case don't forget

Councillors

And MP