Payday Express

[fletch70]

Sorry if I missed this but it goes without saying

1) Never pay by DD or card

2) Pay by S/O or bank transfer

3) tell them you will comminicate in writing

4) If you have a smart phone block their numbers

5)NEVER talk on the phone unless you are in control (rare occasions)

6) If they refuse then head a formal complaint and if needed esca;ate to CAB and Fos

[fletch70]

You know you can take legal action for that, and you are very likely to win.

 

See harrison v Ford.

 

is it not harrison v link?

 

you on the pop?

[renegadeimp]

Sleepy. Been up dor 36 hours

[fletch70]

Silly boy

[renegadeimp]

Not happening again, ill tell you that much.

[letsgetitsorted]

here is an update......this morning i have received an email from Payday Express which included their bank details....they have not actually said that they have agreed a payment plan. so again I have said that i will set up the standing order and for the amount that i said....i have also asked them to confirm the interest and charges have been frozen. so will see what happens...

 

for those that need them, here are their bank details.

Barclays Bank

Account Name: Express Finance

Account No: 30066850

Sort Code: 20-24-61

 

they have said that all payments need to have a reference ..surname and account number

[fletch70]

Well B*gger me backwards .

 

A result. If I were you I would work out how many payments you need to make and set the S/O for that amount, just in case your forget to stop it

[letsgetitsorted]

yep thats already done Fletch, just waiting for confirmation that the amount i said is agreed and no extras are being charged before i set it up.

[letsgetitsorted]

Well it has been confirmed, i have just received the payment dates, each date tells me that they have accepted my offer and working out the payment dates along with the amount, there is no interest to add.

now with me making payments, can they add a default with the CRAs

[fletch70]

I am afraid they can, but I am fairly certain that they have never entered one on my credit file

[letsgetitsorted]

shall have to wait and see then Fletch........what i will do tomorrow is sumerise how i managed to set the payment plan and the action i took, just in case it will help others in the same boat.

[fletch70]

I have checked my files as well as two of my CRA files and I have no PDE default. No guarantee for you though I am afarid.

 

It is always great to have other peoples experiences so people can reference them as everyone's circumstances are different