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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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I have started my claim against HSBC


freedommill
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Good luck and keep us posted.

HSBC

7th October 2006 - Prelim for £3078

24th October - LBA

7th November - Claim filed

11th November - Acknowledged with intent to defend

11th December - Defence filed

16th December 2006 - Offered full amount but no default removal. Rejection letter sent.

 

Halifax

7th October 2006 - Prelim for £3427

24th October - LBA

3rd November - Offered £913

3rd November - Accepted as partial payment

7th November - Claim issued

21st November - Acknowledged with intent to defend

11th December - Offered full amount but no late payment removal

4th January - SETTLED + removed adverse credit info

 

A & L

19th October - Prelim for £540

26th October - Offered £358

2nd November - Accepted as partial payment and LBA

27th November - SETTLED + removed adverse credit info

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hI.

I have also just drafted my first letter to HSBC but don't know who or where to send it. Where did you send yours?

Which is the best address to get the quickest response?

 

Good luck with your claim. We can compare notes and timescales.;)

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Hi,

 

I too have just started my claim against HSBC.

Nice to know that we dont have to just put up with whatever charges they deem as acceptable.

The HSBC address you need is:

HSBC Bank PLC

8 Canada Square

London

E14 5HQ

 

Hope you win

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no problem westwalian. some write to their branch, others to head office, and yet others registered office. Probably best to use the registered office for the court claim though.

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  • 1 month later...
hi.

Have you had any response to any of your letters?

I haven't and the deadline is looming and am about to file my moneyclaim. Just wondered if anyone else had got anywhere.

I'm starting to panic now.

 

slouhart, don't panic, Its completely normal not to get a reply until after you've started your court claim. I think if you waited long enough, like 6 weeks you might eventually hear from them with an offer, but it's not usually for 100% of the claim. However, if you start your court claim you will hear from DG solicitors with an offer, or maybe a few even. Hold out for the full amount because you will get it.

 

After you've filed your MCOL wait until DG acknowledges your claim then send them a copy of your schedule of charges marked with your claim number.

 

DG Solicitors

12 Calthorpe Road

Edgbaston

Birmingham

B15 1QZ

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My deadline has just gone and i am making a claim through moneyclaim. does this mean that i will have to appear in court defending myself. has any one been through the process. :cool:

 

vessel it is highly unlikely that you will have to attend a full hearing but starting a court claim means that you do have to be prepared for that eventuality. If it does happen you will get a lot of support and guidance from others on the site. So far HSBC hasn't taken it as far as the courtroom, so I wouldn't worry. You will probably have all this resolved within 4 weeks.

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  • 3 months later...
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