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    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue). 4.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).  4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.  3.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.  3.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses these documents.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. No Breach of Contract  6.1      No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows a different post code, the PCN shows HA4 0EY while the contract shows HA4 0FY.  6.2        The wording “Electric Bay Abuse” is not listed on their signs nor there is any mention on the contract of any electric charging points at all let alone who can park there or use them.  Interest 6.2  It is unreasonable for the Claimant to delay litigation for Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
    • I suppose I felt my defence would be that it was an honest mistake and even the initial £60 charges seemed unjust, let alone the now two £170's he is now demanding. There is no Justpark code for 'Sea View' on the signs in the car park and the first/nearest car park that comes up when you're in the Sea View car park is the 'Polzeath beach car park'. If I have to accept that I need to pay £340 to avoid the stress of him maybe taking me to court, then so be it. If people here advise me I don't have a case then I will just have to pay.
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Problems with old water bill


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Good Morning

 

Im having a few problems with Advantis credit so hope someone can help please.

 

Cut a long story short,

 

my partner (who has lived with me for 6 years) used to run a pub with his ex wife.

during that time he was declared bankrupt so put the business in his wifes name. they split up some time later.

When i met him they had been split up about 8 or 9 month.

 

He got a letter from advantis saying he owed £5k + to anglian water.

 

Assuming this is from the pub,

he has argued apart from anything it is statute barred but he was bankrupt so did not have the business in his name

plus she kept it on after they split up (unsure for how long) so surely it is her debt.

 

they are arguing it is not SB as they have made contact (not to my boyfriend they havent, this is the first he has heard.)

 

They are now saying if she didnt change the name is it fraud and report to the police, get a crime ref etc and give it to them. (as if, we would just get laughed at).

 

The account is on hold for 14 days until he replies.

 

Any help would be great please

 

thank you

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Hi welcome to CAG,

 

Get him to send this to the compliance manager at Advantis.

 

Ref: as on their letter:

 

Sir/Madam,

 

I refer to a letter from Advantis dated xx xx xxxx in which it is alleged that I owe a debt in relation to an account with Anglian Water, please note I do not acknowledge any liability for this alleged debt.

 

I have not been contacted at any point by Anglian Water regarding any such account nor have I made any payment or offer of payment regarding the alleged debt.

 

I was not in any way liable for the financial matters of the business concerned as I was made bankrupt on xx xx xxxx.

 

I consider that the matter is statute barred and therefore I will not be making payments.

 

Advantis should contact the person who was running the business for payment of this alleged debt.

 

 

Personally I would report the matter to the police if the ex did run the business using his name on utility accounts as others may crawl out of the woodwork.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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little fleecers!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thats great thanks for replying. Do i not need to send them a £1 postal order or something or am i thinking of something else.

 

thanks

No fee not needed that's for a CCA request.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi

 

thanks i will send the letter but he has already said all of that but they just keep saying its not SB as anglian water have sent bills out etc, he cant seem to get any further than that, its like banging your head on a brick wall.

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My guess is that this is not getting any further than customer (dis) service operators who have no authority outside the company script, so suggest you make the letter a formal complaint which must be addresses and question answered.

 

FAO, the OFT Guidance on Debt Collection is clear that 'normal debt collection letters and routine statements being sent to al alleged debtor DO NOT CONSTITUTE CONTACT and DO NOT affect statute barred status.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thanks, will try and keep you posted if i may.

 

Can they send a debt collector / bailiff to the door ?

 

They could send a 'doorstepper' but these people have absolutely no authority to do anything and should be told to B*gger off.

 

Bailiffs can only act on a court order after a judgement has been made, it would be a most unlikely scenario considering the age of the alleged debt.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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thanks so much will let you know what they reply with.

 

Your welcome happy to help.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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hi, i emailed the letter yesterday and this is the reply i got

 

We write with reference to your recent correspondence regarding an account held with our client Anglian Water.

 

 

 

We understand from your correspondence that you require confirmation of the nature of the contact made with our client.

 

 

 

Please be advised that we are unable to access this information. Our client has advised that you are aware of your liability for the account as contact was made and invoices were provided. Our client has also advised that no payments have been received on the account and the balance of £5,445.43 remains due.

 

 

 

We can confirm that we have placed the account on hold for 14 days in order to allow sufficient time for you to contact us. If you fail to contact us within this time frame the account will automatically return to our collections process.

 

 

 

If you have any further queries please do not hesitate to contact us on 0845 402 2430.

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they are trying to fleece you me thinks.

 

time to ask AW .

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you cant ack a debt on the phone

 

TBH i'd forget and ignore them.

 

let brig decide

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If they have only sent correspondence to the pub any your partners ceased on the dates stated then imo there claim that he has liability has little or no merit.

 

Will have a think on a response for you.

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Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thank you.

 

The bills were £600 per month, his ex kept the pub on for over 18 months after he left

 

Can you tell me the date he actually left the pub finally please?

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Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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im not sure, i would have to find out. he has lived with me 6 years past feb and he left the pub about aug the year before that. the pub got put in his ex's name before that. do you need exact dates?

 

thanks

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im not sure, i would have to find out. he has lived with me 6 years past feb and he left the pub about aug the year before that. the pub got put in his ex's name before that. do you need exact dates?

 

thanks

 

If possible to give more impact to the response, really we are looking at August 2006?

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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yes round about that time

 

OK, be back a little later.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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