Jump to content


Welcome and Lowells


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3996 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have a letter from Lowells ref a Welcome finance Loan from 2008 (default date 2010). letter states "We are now preparing to pass your account for potential legal action" with reference to Fredrickson. it states they have been checking my credit file and believe due to my other finances that I may be in a position to pay.

 

Now I have looked on my credit file and it shows a s a record to Welcome Finance for a loan with Satisfied next to it. Last updated January of this year.

 

When I look into the finer details it says:

 

"The lender has sold the debt to another member of our information-sharing scheme. Your old account will have been closed and a new active account will show in the name of the lender who has bought the debt"

 

There is no account on my credit file for Lowell.

 

I took a loan out with them for £750 but they are claiming I owe £1390.

 

In order to start trying to sort this out i am wondering who actually owns this debt Lowells or Welcome?

 

Thank you for any help.

Link to post
Share on other sites

Probably Lowells, and if you took £750 im assuming the £1390 is with the interest and charges added on.

And which credit file are you looking on as they all show different things, there are 3 main ones, Experian, CallCredit and Equifax. all are used by potential lenders and DCA's and all may vary with what information they hold about you.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...