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southern water put default on crf after 7 years


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my wife checked her credit ref this morning and found that a default has been added to her credit file dated 13 march 2013 for £303.

 

she moved out of the property in 2006 and the credit date is 2006.

 

there has been no contact with the water company since this date.

 

My question is Can a debt from 2006 be marked as a default in 2013?

 

 

Many Thanks for your help

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no it cant!!

 

I take it this debt has not shown before?

or has it always been there but not defaulted.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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if hee last contact [ack] or payment was more than 6yrs ago

the account is SB'd and should not even be showing at all.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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give the cra a ring

or use therir on line chat if it has one

 

if you can prove its already SB'd

it should be removed forthwith

 

no harm in tell SW too!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I suppose it wont hurt to phone SW

 

ask them when was the last payment from her.

 

don't usually recommend phoning

but this seems to be an admin error

never heard of this going on before.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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