Dave takes on the Halifax *** WON ***

[orfoster]

Hey, anything over 6 years is the same. If they do it for 12 years or 30 years it works on the same principle. Yes i have seen some people on here do it quite well with little fuss. Why not?! Its up to you how far back you go, im sure there are some other threads on here that show you how to do it and how to edit the letters to match. I would keep them updated though with the schedules up till court, i.e if the amount does change then i would indicate this in your pre lim or your LBA just topping up the amount on the spreadsheets each time.

[orfoster]

up till court i would amend the schedule and then submit it to the court with the 8% on it and whenever you send the schedule into the court or defendant through the court process, leave it set to the date you sent it to the court, don't change the date. They will know they must pay you the interest still as it is indicated in the claim particulars.

[orfoster]

What i mean is if they add charges on the whole way through then just update your schedule but the moment you get into court stages freeze it. E.g it totals £2500 with interest and then two weeks later the court ask for a schedule for whatever reason and including interest it totals £2520, send them the original spreadsheet from the day you submitted the claim, don't update it or add any other charges to it. They will know the interest has been added.

 

if you get what i mean.