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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Eviction ** Suspended **


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Not all courts have them unfortunately although sometimes the CAB or local authority housing advisors can be there.

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If you can show you can afford the repayments going forward, and something off the arrears I'm sure you'll be fine.:-)

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Good news got the eviction suspended.

 

I informed the Judge that I was last before the court in June 2009 and had cleared the arrears by May 2011 and showed him statements to support this. I also handed him the letter offering empolyment. The Judge asked was I able to make any payments before I got my first wage, I said that I was unable to pay anything as I was currently unemployed. I offered to pay the monthly mortgage plus £42.07/month to clear the arrears on receiving my first wage. The Judge said he was suspending the order and my first payment need not be until 31st July. The solicitor for the bank said that there was a contract issue as I was contractually obliged to pay between now and July 31st as the arrears will have increased by 3 months payments. The judge said that he saw it not only as a contractual matter but as a social matter as I am currently unemployed and as I will be paid monthly my first payment needn't be until 31st July. Also quoting the Norgren case the Judge said that the arrears would be cleared within the length of the mortgage.

 

I'd like to say a big thank you especially to Ell-enn and everyone else who has given me advice and support on this forum.

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That's great news - well done :) sound like the judge was very fair.

 

Were there any duty legal advisors at the court ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Thank you Ell-enn. He was very fair he said that there were many people unemployed, and in the same situation. I sensed that maybe he thought that the banks were all too ready to evict.

 

I asked if there was a legal advisor but was told that there wasn't one today, but sometimes there was.

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Good news got the eviction suspended.

 

I'd like to say a big thank you especially to Ell-enn and everyone else who has given me advice and support on this forum.

 

Great news, really pleased for you, and as Ell-enn said well done :)

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Great news. Well done.

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The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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