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    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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taken bh to court i have defaulted but washing machine breakdown again.


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so you dont have all your statements?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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might be an idea to SAR them then.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok what do i need to do with them as ut don.t show the insurance products on there only normal payments.when i get all the spreadys what is i need to look at and then respond to them i.m a bit over my head with these ,what i don.t get is they are ammitting to miselling dlc that i never asked for but not the osc don.t make sense does it.

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ok what do i need to do with them as ut don.t show the insurance products on there only normal payments.when i get all the spreadys what is i need to look at and then respond to them i.m a bit over my head with these ,what i don.t get is they are ammitting to miselling dlc that i never asked for but not the osc don.t make sense does it.
thanks
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so there is no indication whatsoever that you are paying OSC

or to that matter, the DLC .

 

what about agreements you signed?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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it only states you are paying osc doesn.t say how much but my agreements states how much got all that information.should i appeal their decision or go straight to small claims court as they don.t rush and try and sort it out.i.ve had family with me when i went to get items and they can vouch for not being asked if i wanted it and alsi never given chance to read the documation also you are never told that your items are covered for first year anyway. what do you think is best. to go about it.

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yes why not

 

very bad you are not told how much it is

 

could even be unlawful

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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god bh lie all the time

 

cheque is being sent recorded delivery monday then thursday and yes it did go out thursday

can.t find tracking number and the woman who is dealing with it ain.t in until monday.

 

o guess what

 

i.m now told aswell its being sent to the store not me and they said they not received it either

 

bh are lying or royal mail is crap i know who to believe.

 

sent in another letter for osc damages and late charges and also told them contracts are worthless as they breeched them when adding osc without my permission

 

they didn.t like this given 14 days and if no response court on the 14/01/13 can.t wait.

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hi i

have phoned and wrote letters as of yet no reply in writing

only reply to emails i.ve had is to phone them about my complaint

 

to be honest i phone them cause thats what they always did to me so thought i.ll pi** them off aswell.

 

they.re saying the cheque is delayed due to christmas

they sent it after christmas and was suppose to be recorded delivery

i don.t think they.ve sent it yet .

 

i went in on saturday to local store

gave my next letter made them sign and date my copy

they didn.t want to accept it mind and they faxed it to head quarters

 

i was told it had to go to my store that done my contracts.

 

i think i should just go straight to court on wesnesday with form cause i know they are not going to respond to the letter

and have waited to long for the dlc to be repaid.

and don.t see why i should have to wait even longer for osc

they had to have their money everyweek why should i wait.

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one down

 

one to go!

 

dx

 

The Consumer Action Group needs help to cover itsexpenses.

You could help by making a money contribution to http://www.consumeractiongroup.co.uk/paypal.php?go=donate

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

Hi if you.ve seen my other thread you.d know i defaulted with bh and am taking them to court posting claim forms today.

 

the thing is my machine i had with them in april has broken down again

second time in two weeks its covered under supply of goods act

but they won.t authorise its repair

 

they fixed it christmas time without authorisation but won.t do it again.

 

Where do i stand .

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

its an HP agreement

 

if you hire a car and it dont work, what would you want to happen..

 

given another car to use

 

your product is faulty it does not work

i am not wishing to hire it anymore nor pay for it.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

At the moment hoover said they will repair it again as its under a year old .i was ready to call council to come and get it after breaking down twice since 24/12/12 .will see what happens when the repair man comes cause last time he wasn.t happy bh wouldn.t give authorisation.

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  • 4 weeks later...

Updated brighthouse as been issued with court docs from me they have until 23 feb to reply or pay money owed.they not taken me to court like they said they would still want me to do a rewrite lol.another thing xray Wants to talk to me about bayv and bh misselling waiting for their phone call.i contacted them after seeing the mis selling from argos and currys and they said they are very interested in this case aswell so hopefully before long everyone will know about these companys mis selling these insurances and they.ll know their rights.

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  • 2 weeks later...

Well received a letter last week from a debt firm saying that i owe bh 425 and want payment

 

they done this day after being filed court papers .

 

and now today got another saying they are defending the claim

 

what do i do now as in the court leaflets no information if this happens so haven't a clue what i.m to do.

 

the debt letter is weird as they said i.ve defaulted on 425

 

i.ve not paid since last october so it would be an hell of alot more

 

don.t know what they are playing at .

 

[EDIT] are looking at my documents to see if its a good case to do of the misselling

 

she was shocked about bayv insurance giving you a loan so ypu pay interest on it and they don.t tell you this.

 

i hope they can make head or tail of the documents

 

cause i haven.t a clue what anything is on there they are so complicated.

 

so any advicr on the court claim eould be great please .thanks

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own thread created.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

so you have a court claim form?

 

who from?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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