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    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
    • yes might be the best idea. you'd only at best get 8% flat interest and that unusual on a GOGW if this was what it was. simply contact the FOS and let them know its resolved. dx  
    • If you’ve ever wondered how you might fare in armed combat, the first 20 minutes of Steven Spielberg’s Saving Private Ryan is likely to make you thank your lucky stars you were born too late to storm the Normandy beaches on June 6 1944. I suspect many of us might be driven to identify with those men who were absolutely turned to stone by fear. And yet these young men, mainly conscripts, screwed their courage to the sticking point and did the job the fate had chosen for them, heroes all.   .. UK PM Sunak perhaps thinks he understands mind numbing fear better than many as he dishonorably fled the beachhead to do nothing more than double down on dishonest spin and lies from the safety of a UK studio .. The Normandy heroes who not only held their positions, but advanced through hell to a victory that changed the entire course of history .. undoubtedly hold a different perspective.     from a perspective in TheConversation     .. 'That was the slot that sunaks team offered for the interview
    • Yes, send a message to the purchaser but keep it very friendly and simply that you noticed that the package has now been delivered.  I suggest that you ask them if they want to keep the package still or if they would rather return it and that if they want to keep it then please will they return your payment to you to your PayPal address. Keep it as polite and friendly as possible and then we will decide what to do if he doesn't reply or refuses.  Meanwhile I will have a look at Google earth and see if you are able to spot the gas meter outside the house to get an idea if the delivery is real. Get a screenshot
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cahoot/santander


mrskinhead
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I Had an account with cahoot from about 2002 and it was a very good way to borrow money

I was up to about £8500 but it wasn't a problem,

 

I then had an accident and had to give up work,

 

I called cahoot straight away and told them about my change in circumstances,

they told me that if I agreed to a ten year payment plan of £76 A month that they wouldn't default or record the debt,

my son then offered to pay the amount and everybody was happy, that was in may 2007,

 

In june 2010 I had a letter of Santander asking me for for the full amount or they would close and default my account,

I wrote to them explaining the payment plan and that I hadn't missed A payment,

they wrote back saying they didn't care and went ahead and closed and defaulted the account,

as there was no account for the money to go in I cancelled the direct debit,

 

then nothing from them until feb/2013

 

I received A letter identical to the one in June 2010 and now they have passed it to Westcott,

they have also recorded missed payments from 2007 to 2010 on my credit file even though I ever missed an agreed payment,

 

I am going to write to them not that I think that would be of any use,

and making a complaint to the ombudsman,

 

Any help would be appreciated

 

.thanks

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get an sar off to satans bank

 

lets get the true picture

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Agreed. SAR is the way to go.

Have you kept copies of all correspondence?

You should be able to get past bank statements that prove your payments just in case.

If the total was paid in May 2007, then in a couple of months - regardless of what they claim, the alleged account would become statute barred anyway.

 

I get the feeling someone is trying to fleece you. Again.

 

Best of luck,

 

H. x

 

 

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  • 4 weeks later...

Hi sent them a letter asking them why they cancelled the agreed payment plan that they put to me, they said basically, because they could, I would like to now can they do that, I have also told them that I do not want to agree to any plan with them or westcot on paying the money back as they didn't abide by the previous agreement,I have now sent a request for a sar, awaiting reply.

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  • 1 month later...

still haven't received sar from Santander,sent letter to wescot with payment £1 they replied that they have not got any paperwork on me,so they have started hounding me without any proof of any debt,any advice on what next,cheers all

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

the letter also stated that I should contact Santander for the paperwork as they are collecting for them, does this make any difference on the failure to comply by wescot,as I said Santander still haven't replied to my sar dated 09/04/2013, its amazing wescot can chase a debt without any proof that a debt exists.cheers

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Wescot are lying. If they own the debt or are chasing it, then THEY must get the paperwork. Not you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 4 months later...

Received letter today from Santander saying that I am now going to be dealing with Moorcroft, never heard anything of wescot after sending them a failure to comply and I still haven't received reply regarding sar from Santander even tho they cashed £10 cheque on14 /04/2013,Any advice on what I should do next ,Cheers

Edited by mrskinhead
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  • 2 months later...

Having letters of Moorcroft after letting them know there is dispute, still haven't had A reply off Santander regarding sar even though they cashed cheque last april should I write to them, any help would be appreciated cheers.

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yes write to satan bank

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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