Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


  • Tweets

  • Posts

    • unclebulgaria67
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By unclebulgaria67 · Posted

      Commentary June 2024 WWW.ELECTORALCALCULUS.CO.UK Interesting article about just how bad it could be for the Tories.  Also Tories could be hoping on Reform not having candidates in many seats, as they were not ready.  
    • tobyjugg2
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By tobyjugg2 · Posted

      Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • dx100uk
      Judge & Priestly

      By dx100uk · Posted

      when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • Bhindi lover
      Judge & Priestly

      By Bhindi lover · Posted

      I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • dx100uk
      PRA Group - PAPLOC now Claimform - Halifax Loan £20k+

      By dx100uk · Posted

      Please fill this out   Dx Pl

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.

      BankFodder posted a topic in Vehicle retailers and manufacturers,

      If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
      BankFodder

      Picked By

      BankFodder,

    • Big Motoring World Enfield /Blackhorse - done over on car - @BigMotoringWrld

      ATJ posted a topic in Vehicle retailers and manufacturers,

      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
      BankFodder

      Picked By

      BankFodder,

    • A2Dominion - Housing Association property flooding - damning ombudsman report

      WanTToMoveOn posted a topic in Residential and Commercial lettings/Freehold issues,

      Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
      WanTToMoveOn

      Picked By

      WanTToMoveOn,

    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
      BankFodder

      Picked By

      BankFodder,
    View All

  • Recommended Topics

Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

House repossessed by Oakwood Homeloans because of confusion, can we get it back?

Danny321

By Danny321
in Home Repossessions

 Share
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3908 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Ell-enn

Ell-enn

Posted
Posted

You are going to complain aren't you ! that's not what you paid for and not the solicitor you were promised

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites
  • Replies 128
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

northernbloke

northernbloke

Posted
Posted

Going to Court – Revival Repossession Solutions Can Help When we arrange to go to court we will first take a detailed understanding of all your circumstances and we will build a case for you to keep your home. We will draft a full set of documents for you. We will instruct a specialist court advocate to act for you in court and present your case. The hearing will only last about 10 minutes and this is why we must be very well prepared for the case. The Judge will hear what our case is and we have one chance to make sure that we give him all the information we can to ensure as much as possible that he accepts our case.

 

Revival Repossession Solutions Can Look After You in Court

The court experience is a stressful process and can be very daunting – That’s where Revival Repossession Solutions can help by providing you with a well prepared legal representative to hold your hand through the process and make sure that your case is presented professionally. It can be a very emotional experience and by looking after you in court we make the process much less painful.

 

It doesn't look like they did what they say they will do. Get a complaint in and ask for a refund!

Link to post
Share on other sites
Ell-enn

Ell-enn

Posted
Posted

These sort of firms will draft a basic statment for court (which you can get help for from this site, CAB or Shelter for free!) then send in some legal rep to hold your hand - the extortionate fees for writing a statement should be used to pay towards the arrears which would strengthen any repossession case.

 

It's making money out of people's misery if you ask me

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites
Lea_HTH

Lea_HTH

Posted
Posted

Excellent news. It was manifestly unfair that the mortgagee behaved in the way that they did, so only just for the court to allow you back into the property.

 

I am disappointed that for such a serious matter this 'business' sent an agent rather than someone with direct and relevant experience of re-entry after possession. It is disgraceful that they are charging £495 in the first place for something the occupier could do themselves, but to actively state they were sending a solicitor when it was clear they would choose the cheapest option (agent is around £50-70 at most), is beyond reprimand.

 

The work they do is available for free here on this forum, and in many county courts across the land where duty advice schemes are run. I wish people would seek assistance sooner rather than later - as these firms prey on those who find themselves with nowhere to turn (or so they think) at an hour of desperation and are taken advantage of.

Link to post
Share on other sites
Ell-enn

Ell-enn

Posted
Posted
Excellent news. It was manifestly unfair that the mortgagee behaved in the way that they did, so only just for the court to allow you back into the property.

 

I am disappointed that for such a serious matter this 'business' sent an agent rather than someone with direct and relevant experience of re-entry after possession. It is disgraceful that they are charging £495 in the first place for something the occupier could do themselves, but to actively state they were sending a solicitor when it was clear they would choose the cheapest option (agent is around £50-70 at most), is beyond reprimand.

 

The work they do is available for free here on this forum, and in many county courts across the land where duty advice schemes are run. I wish people would seek assistance sooner rather than later - as these firms prey on those who find themselves with nowhere to turn (or so they think) at an hour of desperation and are taken advantage of.

 

Absolutely agree Lea !

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites
Ell-enn

Ell-enn

Posted
Posted

Danny, did they actually write a statement for you for court?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites
Desperate Daniella

Desperate Daniella

Posted
Posted

And of course they were quite obviously stringing Danny along all day yesterday by not providing the name of the "solicitor" until late in the day, and clearly he wasn't one anyway which I think we all suspected. If he had been a genuine solicitor Revival would have provided the name of his firm.

Link to post
Share on other sites
Danny321

Danny321

Posted
  • Author
Posted

Lol,

 

At the hearing when the judge said the lender was in communication with me throughout Monday and up until the eviction they never mentioned the final proof they want (to redeem the mortgage) the lender solicitor said at 1015pm when I was told that I had enough time to go to court and put an application to the judge, when has 15 mins been enough time to do that... They still denyed the fact that they misled me with false information

Link to post
Share on other sites
GenaLyn

GenaLyn

Posted
Posted
The only down fall to this is I still probably be liable for the charger that occurred due to the locks changed etc

Hopefully Revival will pay you back. They should do for misleading you. they're disgusting IMO. Would the OFT and Financial Ombudsman help with such a thing?

If you get a refund Danny, it'll help towards the locks. Tbh I'd be tempted to change them myself though if I were you just in case the lender has 'accidentally' kept a set, but then I've a very suspicious mind.

So pleased for you :)

Gena

Living off the cash in my purse and nothing else :crutch:

Link to post
Share on other sites
Ell-enn

Ell-enn

Posted
Posted
Revival are saying the case was successful even though I done most of the arguing, good idea about the locks il change them.

 

The case might have been successful - but it wasn't due to anything they did !

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

Link to post
Share on other sites
GenaLyn

GenaLyn

Posted
Posted
Yes that's what I said

Disgusting company! Chalking it up as their success, How dare they? Surely you can go further with this based on them blatantly lying and saying they'd "prepare a draft and send a solicitor who is very experienced in repossessions" such total BS IMO. I wouldn't be 100% happy until having taken them down a peg or two. They're making a fortune out if this and people put their trust in them. Luckily you found sound advice here.

At least your nightmare is over and I hope you're settled back soon.

Gena

Gena

Living off the cash in my purse and nothing else :crutch:

Link to post
Share on other sites
  • 5 months later...
Danny321

Danny321

Posted
  • Author
Posted
It always makes me sad when I hear that these type of companies charge people such large sums of money for something they could do themselves (applications to stop eviction or defend possession) - that sort of money would be better used against arrears. These people are no better at this sort of thing than Shelter or some CAB centres.

 

 

 

If I had charged that sort of money for all the repo and eviction defences I've done, I'd be extremely rich.......

 

 

 

Home repossessed agin due to illness, I am willing to pay 20k and my monthly payment on a weekly basis, I went to court on the day of the eviction but the judge refused and sided with the lender, now I have raised 20k from my sons and the arrears are 11k is there anything I can do?

Link to post
Share on other sites
citizenB

citizenB

Posted
Posted

Most advisors in this forum have day jobs so will be along as soon as they can.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites
Lea_HTH

Lea_HTH

Posted
Posted

I think you'll have to accept that this time the house is gone.

 

You should have come online sooner than after the possession had taken place. Last time was a fluke due to the circumstances and the lies of the mortgagee - this time your circumstances are different. I doubt you'll be able to get back into the property.

 

If you were to try - it would be using the exact same procedure as before.

Link to post
Share on other sites
 Share
Go to topic listing

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...