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    • best to be sure it is a N279. not that they pull any underhand stunts of course   but we have seen it. your bal is now £0 but we'll still attend court as you'll probably not as we've said we've closed the account and we'll get a judgement by default. dx  
    • Sorry, last bit They had ticked that they wanted the application dealt with without a hearing, so is there any relevance that a date and time to attend said hearing has been sent out ?
    • I've not seen it personally but I think that's the letter Dad has had from Overdales. I'll see it tomorrow. It states balance: zero
    • Agreed as you clearly have little faith in your star runners, mind you - I have less - conditional on the welcher clause I defined being part, and that we are talking about the three defined candidates: Tice Farage and Anderson - not anyone anywhere as reform might (outside chance) get someone decent to run somewhere. If any of the three dont run - they count as a loss.   welcher clause. "If either of us loses and doesn't pay - we agree the site admin will change the welchers avatar permanently to a cows ass - specific cows ass avatar chosen by the winner - with veto by site on any too offensive - requiring another to be chosen  (or of course, DP likely allows you can delete your account and all your worthless posts to cheapskate chicken out and we'll just laugh) "
    • This is the full details, note they have made an error (1) in that paragraph 5 stated 14 days before hearing not 7. Surely a company of their size would proof read and shouldn't make basic errors like that 1) The Claimant respectfully applies for an extension of time to comply with paragraph 5 of the Order of Deputy District Judge XXX dated XX March 2024 i.e. the evidence upon which the parties intend to rely shall be filed and served not later than 7-days before the hearing. 2) The Claimant seeks a short extension of time allow them to further and properly investigate data provided to them by Royal Mail which is of importance to the proceedings and determination of the Claim. 3) The Claimant and Royal Mail have an information sharing agreement. Under the agreement, Royal Mail has provided data to the Claimant in respect of the matters forming the basis of these proceedings. The Claimant requires more time to consider this data and reconcile it against their own records. The Claimant may need to seek clarification and assurances from Royal Mail before they can be confident the data is correct and relevant to the proceedings i.e. available to be submitted as evidence. 4) The Claimant's witness is currently out of the office on annual leave and this was not relayed to DWF Law until after the event which has caused a further unfortunate delay. 5) The Court has directed parties to file and serve any evidence upon which they intend to rely not later than 14- days before the hearing i.e. by 4pm on 6 June 2024. Regrettably, the Claimant will have insufficient time to finalise their witness evidence and supporting exhibits as directed. We therefore respectfully apply to extend the time for filing/serving evidence so that the evidence upon which the parties intend to rely by filed and served not later than 7-days before the hearing i.e. by 4pm on 13 June 2024. 6) This application is a pre-emptive one for an extension of time made prior to the expiry of the deadline. In considering the application, the Court is required to exercise its broad case management powers and consider the overriding objective. 7) In circumstances where applications are made in time, the Court should be reticent to refuse reasonable applications for extensions of time which neither imperil hearing dates nor disrupt proceedings, pursuant to Hallam Estates v Baker [2014] EWCA Civ 661. 😎 It is respectfully submitted that the application is made pursuant to the provisions of CPR 3.1(2)(a) and in accordance with the overriding objective to ensure the parties are on an equal footing when presenting their cases to the Court. The requested extension of time does not put the hearing at risk and granting the Application will not be disruptive to the proceedings.   They have asked for extension Because 2) The Claimant requires additional time to consider and reconcile data received from Royal Mail which is relevant to these proceedings against their own data and records in order to submit detailed evidence in support of this Claim.
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jcd34 v Lloyds ** WON **


jcd34
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Just print off the transcript from the link I gave you and add it to your bundle - no need to include the actual recording.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Thanks Gary , you have been such a help throughout all this .I`m feeling excited and scared now - hopefully this will all be over soon .At least if i do go to court it will only be for 10 minutes !!

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Ok, sorry for asking for more help but my brains turned to mush !

 

When i include all correspondence between myself and the bank i`m assuming thats all letters until i filed at court ! Or do i need to send copies of their AQ and Defence . ?

 

Also do i need a personal letter of some sort ? that restates what my claim is and then details more personal info ?

 

any tips much appreciated ( again )

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No, you don't need the court documents such as AQ, defence, etc.

 

You can include a statement of evidence - http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires-3.html#post482194

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I have also included a quote from lloyds defence regarding that they warn customers in advance of charges and listed my customer notes from lloyds where it clearly shows that 30 statements were destroyed by them by reason of `incorrect address` .I have stated that at no time did my address change or did i instuct bank of a change of address and so as a result of not receiving these statements i was not given advance warning of some charges . I have worded it as `legal` language like as i can - do you think this is relevant or should i just include the customer notes in my bundle but not mention them in my statement of evidence ? The notes clearly state `` letter deleted `` and ``statements destroyed `` .

 

jcd

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Yes, if they've not notified you of the charges they have taken then that adds weight to the arguement that the charges are unfair and unreasonable. By all means include it if you want to.

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Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Oh good !! I was hoping i could as its been a real issue between Lloyds and i .thanks for that .All i need to do now is a huge lot of photocopying on monday .i have till about the 13 feb to return the court bundle but i want to do it early so SC & M know i`m serious !!!

 

thank you !

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You're welcome.:) I'm glad its coming in useful.

 

On the 13th, if they haven't either settled or submitted documents (which is doubtful!), then refer to this thread and send the first letter - http://www.consumeractiongroup.co.uk/forum/lloyds-bank/58011-sc-m-court-bundle.html

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Well i have done my court documents and am going to take them to the court and post them to SCM tomorrow - all 130 pages of it !! Thanks for all the help off everyone so far .Now its just a waiting game till the hearing on the 28th Feb - fingers crossed for a settlement soon !! I have reminded SCM in a covering letter that i look forward to receiving their documents by the 13th Feb at the latest .

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I have just phoned SCM just to check that they received my court documents ok and i asked them when i could expect their documents .Man on phone said they were not relying on any other documents other than the defence they had already filed so they didnt need to send anything !

 

I said `` ok , so you arent going to follow the courts directions then `` .SCM fellow said they didnt need to as we already had their defence documents .

 

So am i right that its a non -compliance of orders ( and so basically an admission that they arent going to be turning up in court )Horrible snotty attitude of these people really annoys me - he did his best to try and confuse me and was all eager to get off the phone when i obviously knew what i was talking about !!

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This is the problem with ringing them - they're completely and utterly arrogant and unproffessional (barring one or two). From now on, I would say don't even bother. Send the non-compliance letters at the relevant time then let them come to you.

Please remember to DONATE! Help CAG keep up the fight!

 

 

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I have sent SCM the first non compliance letter today and sent a copy to the court also .This stalling really annoys me .Having read a few threads lately where people have had to turn up at court only to find out that lloyds have faxed settlement to courts has really made my blood boil .

 

If i have to go to court on the 28th i `m going to have to miss college and get someone to collect my child from nursery -all for something which could have / should have been settled by now .

 

I am so tempted to phone SCM again and give them an earful about time wasting .Instead i`m going to tot up my costs instead and maybe claim some of those back as well.Maybe i should include the cost of the childminder in there too !!!

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Well - I WON !!!!!!

 

SCM received their non compliance letter on the 14th and yesterday evening the full amount owed just turned up in the account .no letter off them to sign and return or anything !!

 

Im so pleased and so very grateful for all the help and info i got from this site .Thank you all so much !!!!!!!!

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Congratulations!!!:D :D

Don't forget to let the Courts know that they've settled, there's a letter here if you want to use it:

http://www.consumeractiongroup.co.uk/forum/post-487345.html

 

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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I'll get your thread moved for you;)

 

Oh, and.....

 

CONGRATULATIONS!!!

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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You're welcome;) - I'm glad its coming in useful.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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