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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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kingchris Vs Halifax


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Posted DPA letter on Friday to local branch.

 

Royal Mail show the letter as recived on Saturday 09th April.

 

Which means they have until 19th May to reply.

 

This is a closed account so slightly different.

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WELCOME ,please keep us posted on how your claim is going.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Update 13th April

 

Letter arrived today from a Data Protection Consultant from the Retail Business Risk Department. (interesting that its a risk department ;))

 

Informing me they will be processing my request and copies will be supplied asap.

 

The letter was also personaly signed with a pen and I have a direct dial contact number.

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Can you let us know who it is , job title and phone number if it is not already posted under contacts , thanks

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Guest blindman

Yes, I'd like it too as they've cashed the cheque but I've not heard a dickie-bird and Customer Response claim they've not received the letter!

 

Ta

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Can you let us know who it is , job title and phone number if it is not already posted under contacts , thanks

Added information to contacts thread. (duplicate below)

 

Miss L. Lumb

Data Protection Consultant

Retail Business Risk

 

Direct Line: 01422 332991

Fax No: 01422 394512

 

Address :

HBOS PLC

Trinity Road

Halifax

HX1 2RG

edit.gif

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  • 3 weeks later...
  • 2 weeks later...

Update 17th May 2006

 

Complete set of statements arrived via special delivery today. Just two days short of the deadline.

 

Total due £391.83 Perlim Request sent 17th May 2006 deadline for response : 01st June 2006

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25th May 2006.

 

Automatic letter recived,

 

We're keen to deal with your concerns yada yada.

you will receive a reply shortly, but certainly no later then 4 weeks.

 

Printed / Signed Cheryl Brash.

 

Next step is LBA, I hope this goes to the claim stage so I get the extra intrest.

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  • 3 weeks later...

Offer arrived in the post today.

 

£30 offer from a £390 claim. :confused:

 

The funniest thing is the letter seems to think my account is still open as they refer to checking ministatments and that future charges would stand.

 

Will be sending them a letter accepting the £30 but not as final settlement and also informing them of there inability to write relevant letters.

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Can someone glance at this letter to see if its over the top or not:

 

Dear Lindsay O Donnel,

 

Thank you for your AUTOMATED letter dated the 8th June 2006, you appear to have sent an incorrect automated letter as your threat for closing my account in future is incorrect as it is already closed.

 

Firstly I would like to accept your offer of £30 as a partial settlement of my claim but I will continue to pursue Halifax for the full amount, please send a cheque to the above address payable to Mr X.

 

Please also note the deadline for a positive response to my Letter Before Action is the 20th June 2006 if I do not receive the total amount (£391.83) before this deadline I will be starting court proceedings with no further warnings.

 

Yours sincerely,

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Yes, that's fine.

 

Best of luck, sounds like you're approaching the finishing line!

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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  • 3 weeks later...

Does seem quick but don't worry about it.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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  • 3 weeks later...

UPDATE:

 

Nearly there!

 

Reply from Halifax today.

 

Offering to settle the claim for the full amount sort of.

 

Original Claim:

 

£391.83 charges and interest.

8% Interest (court) £51.48

 

Total : £443.31 (£493.31 inc court fee)

 

There version:

£330 charges

£66.05 approximate interest that Halifax has calculated on your account as result of charges

No mention on Court 8% interest so guessing its the £66.05 one (which is larger for a lesser claim!)

 

Total : £396.05 (£446.05 inc court fee)

 

 

They claim in the letter a statment detailing which charges is included in the letter, suprise suprise its not included and have called them they will send on Monday.

 

From the looks of it it would appear that 2 £30 charges are being disputed, and the £1.83 in intrest they charged is not being paid(fair enough)

 

But I can't work out how they get a greater amount of intrest then me for a lesser claim. :confused:

 

Will double check my statments but I'm confident that I got it right first time.

 

One thing is the balance of my account when they closed it was -£84.85 (all charges they added) I never paid this and they never hassled me about it. But the last charges were not £30 ones so its not them they have removed.

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Update:

 

The Halifax thinks I'm imagining charges, it seems two are not on there list of charges! I even have the printed statments they sent me :p.

 

Awaiting them to get back to me when they have had a chance to look at it.

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  • 12 years later...

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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