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    • Your credit file should tell you what type of credit it is and who was the original creditor and what the defaulted date is, as well as the last payment date.  All those we need   And those letters to date   Dx
    • At the moment its parked up. I only drive it when I collect my sister from hospital. After this I shall not purchase any other vehicle. I have a company van, however I can not use this for collecting my sister from hospital. So the actual branch I collected it from Wimbledon is only around 8 miles away. However, their after sales centre is around 70 miles away. To be honest I dont want to go back to Wimbledon due to the staff and their behaviour. Big motoring world are pure evil for subjecting people to go through what they have to    
    • lolerz – I have  a query about a ‘payer’ not being responsible.   On hmrc website there's a section about 'joint and several liability'....  It appears j&sl could apply if "hmrc believe it can show that you knew or had reasonable grounds to suspect that VAT would go unpaid".    Hmrc check to see if there is "sufficient evidence on a balance of probabilities to show the requisite knowledge or reasonable grounds for suspicion".    In my matter, the email dialogue indicated their joint aim was to keep costs low.  Vat was not included on any invoices - even though the budget clearly exceeded the vat threshold.  I think this was deliberate by both parties.  And a potential consistent pattern of behaviour that’s bigger than me and my issues. A few years ago the lender set up a department to refurb repossessed properties.    How many times have they knowingly used a contractor who doesn’t charge vat?    How many times have they done works and added costs - each time excluding vat – to a borrower’s accounts?  (ie not in their own name).  The evidence I have indicates they do this often.  This indicates they are potentially regular facilitators (maybe instigators) of vat fraud. The Govt website says if you notice tax fraud you 'must' disclose it.  I’m probably not being very articulate.  I just think they get up to things they shouldn’t and never expect to be found out.   The potential guilt of both contractor and lender doesn’t benefit me.   Other than it would prove what scoundrels they are.   
    • What is the vehicle now? Are you driving it? Are you able to purchase an alternative vehicle if you return it to the dealership? Also I can't remember if I asked you – how far are you away from the dealership
    • Yes I have. All recipts for tyres and diagnostic from Audi. Motonovo say they will refer me to welfare support due to the stress. I just want to get rid of this car. It has caused nothing but endless pain.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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GP waiting times


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Take note of an article in todays papers.

 

NHS IS FREE TO ALL FOREIGNERS TOURISTS, Buisiness Visitors, and ILLEGAL IMMIGRANTS, no wonder waiting lists are long.

 

Your neighbour should make a complaint too the CEO of the Primary Care Trust.

 

Link to article making the above statement.

 

 

http://www.thesun.co.uk/sol/homepage/news/politics/4667423/NHS-is-free-for-all-foreigners.html

 

http://www.dailymail.co.uk/health/article-2211994/Health-tourists-paying-1-000-bribes-GP-surgery-lists-having-thousands-pounds-worth-NHS-treatment-free.html

Edited by citizenB

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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The surgery should still provide a service that is reasonable and fits the needs of the patients.

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Is your neighbour requesting an appointment with a specific GP or are they just wanting a routine appointment with any of the GP's at the surgery? If they are waiting for the first then they could find the person is away or has few clinics a week, if they are happy to see any of the Dr's I'd be querying why there are no appointments this side of Christmas.

 

Most surgeries have a limit on how far in advance you can book appointments but I'd be concerned if they were stopping patients from booking available appointments in the next 4 weeks.

 

Feebee_71

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I think but not 100% sure that Doctors surgeries have a few open appointments every day that are allocated on the day. This means ringing them up the moment they open and hope you get a doctor appointment. Wont be guarenteed that the doctor is the normal one you see, could be any doctor from that surgery.

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Take note of an article in todays papers.

 

NHS IS FREE TO ALL FOREIGNERS TOURISTS, Buisiness Visitors, and ILLEGAL IMMIGRANTS, no wonder waiting lists are long.

 

Your neighbour should make a complaint too the CEO of the Primary Care Trust.

Can you link to the source of this please

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Report By Tom Newton Dunn in The Sun and other papers today.

A directive issued just prior to the parliamentary summer recess.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Whilst I have not read the articles, I get the gist from the titles. However, it is not a recent phenomenon. I've been told by nurses who worked in renal in the late 80s that it was common practise for people from overseas to 'admit' themselves for dialysis. They had no intention of paying and knew that the NHS would not only never turn them away, (who in all honesty could), but were fully confident that they would never be pursued for the cost. I cannot imagine this situation has changed, merely worsened.

 

There was a story in the press over a year ago about pregnant women, very near their due date, coming to the UK to give birth, because it was so much cheaper than staying at home, even taking into consideration the travel costs. I first heard this story from nurses maybe ten years ago. Truth or urban myth, I don't know.

 

We are fooled by politicians into believing that we have a reciprocal agreement with other EU countries on healthcare, but it is no way equal. Our 'free at the point of service' means that almost all treatment is gratis in the UK, whereas you will only normally be entitled to emergency care abroad with your EHIC.

 

I have a relative who works in the NHS who told me recently that one of their colleagues had had a ski-ing accident in France. The first thing the hospital asked them for was their credit card details. They said the French care was appalling. Dirty wards and nurses who spoke to them loudly in French in the belief that they were more likely to understand (see, it's not just an English thing) and they returned home with an infection which was treated by the NHS.

 

I have had colleagues who have brought their sick, elderly relatives to the UK on the pretext of a holiday, but really to receive free health treatment.

 

Another issue is the language translation costs, which equates to millions of pounds just for the NHS. There was a jaw-dropping TV programme a while back where a Romanian woman stated that it was her human right to have NHS therapy to quit smoking in her native language. I didn't know whether to laugh or cry.

 

So who is wrong, the people who take advantage of our system or the system itself (aided and abetted by our half-wit politicians) that allows this abuse?

 

One thing is for sure, unless there are big changes, waiting times and waiting lists will get longer and longer.

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  • 4 years later...

racists post removed

thread closed as from 2012

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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