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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Big Fight With NAT WEST ***WON***


Deller
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Guest Battleaxe

Tony, We are hijacking Deller's thread and should get this moved to another thread of your own..GIZ or someone can you do this for Tony.

 

It will be interesting to see what the court does, but I think you will have to start a seperate action regarding Harassment.

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On the basis of the knightreplica info, I've cancelled all my DDs and SOs online and taken a screenshot of the pages, showing them all cancelled, with the date.

Thanks for the tip!

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Well Cobbetts returned their AQ, right at the last minute as usual, Swines!!! I'm a little confused about their details though....or should I say lack of them. They have filled in their AQ as follows:-

 

Settlement: NO

Location of Hearing: NO

Small Claims Track: YES

Experts: NO

Hearing: NO

Now this is the part I was suprised at,

Section G - Other Information: Totally blank.

 

They havn't included a fee, and its signed Cobbetts LLP

 

I really expected them to enter some sort of detail in section G, and don't understand why they havn't included a fee.

 

Still waiting for postie today, seems to running a bit later than normal, perhaps he's carrying a bundle of cash which is slowing him down.

 

Any ideas about the above, or what happens now? :confused:

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Any ideas about the above, or what happens now? :confused:

 

Hi dellar - more waiting I'm afraid - they don't have to pay a fee with AQ claimant does.

I have had correspondance from them striking out my interest claim - will post full details tomorrow - been spending time with family before they forget who I am:???:

Consumer Health Forums - where you can discuss any health or relationship matters.

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Oh Giz, I'm sorry I forgot you have an investment account with NatWest also. Maturity date nearing girl.. Do you still have that worthless cheque?

 

Still have cheques and application ot strike out balnace - war is on.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Hi, Deller

"Any ideas about the above, or what happens now?"

I don't think the fact they've put nothing in section G is a big deal. You've asked for small Claims, they've agreed. Your claim isn't over £5K (as far as I'm aware) so there's no point of contention.

Did you ask for standard disclosure in your AQ?

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Hi, Chantelle

it's from when the claim was served = two days after you filed it.

Anyway, WE may be at the same stage but this is Deller's thread and he's a long way ahead! My thread's at subscribed.gifnatwesttookmymoney - v- NatWest

You are more than welcome to join in.

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Hi, Deller

"Any ideas about the above, or what happens now?"

I don't think the fact they've put nothing in section G is a big deal. You've asked for small Claims, they've agreed. Your claim isn't over £5K (as far as I'm aware) so there's no point of contention.

Did you ask for standard disclosure in your AQ?

 

Westy

 

 

Yes Westy, I did request standard disclosure in section G of my AQ.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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I was too tired to take a close look!

Should be turning into the home straight, now!

Good luck!

Westy

PS - did you send the jpg?

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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So dellar by the "rules" I should get my cheque on Saturday then what do you think?

Allyxia

KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH

The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

 

HSBC £1200 - Settled in Full

Cap 1 2 X £100 - Settled in Full

Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order

NatWest £2215.60- Settled in Full and Removed Default Natice

Woolwich £3690 - Settled in Full

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I was too tired to take a close look!

Should be turning into the home straight, now!

Good luck!

Westy

PS - did you send the jpg?

 

I hope so Westy. Yes I sent you the jpeg, did you not get it? If you didn't, then pm me and I'll do it again 2morrow when I'm back in work.

 

So dellar by the "rules" I should get my cheque on Saturday then what do you think?

 

 

I hope so Ally, you've waited long enough...come to think of it, we both have.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Hi, Deller

Got the jpeg!

It was lurking in my bulk folder on the server. Not sure when it arrived because I looked there on Saturday, but it's OK, now.

Thanks muchly!

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Hi Deller,

 

Is it me or are Natwest taking even longer to pay people? Including yourself, I have been looking at this website for months and people have been getting paid on AQ deadline, I have noticed now that people are not getting paid until a court date issued.

I was hoping to get my money by Christmas but doesn't look that way, I had a 50% offer the same day as I recieved the defence a saturday as normal. Had a delay of 12 days waiting for AQ due to Bath County Court having a backlog, now took in AQ today and wonder how long it takes now, the deadline is 18th December.

Have you rang cobbetts at all to see how your claim is moving along?

 

cerisemercedes

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I think it must be Cobbets. Maybe they're just getting snowed under. Mine is being handled by RBS Litigation and the day after I got notification from the court of their acknowledgement I got a cheque for the full amount from RBS. Pity I couldn't accept it because I am asking for removal of a default as well.

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Hi, Martin

 

Why couldn't you accept it? I would have thought settlement would have been demonstration that the default was unsafe/unsatisfactory or whatever the appropriate legal term is.

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Hi, Deller

Got the jpeg!

It was lurking in my bulk folder on the server. Not sure when it arrived because I looked there on Saturday, but it's OK, now.

Thanks muchly!

Westy

 

No problem Westy, must have been in your bulk folder for a while...I sent it Friday.

 

Hi Deller,

 

Is it me or are NatWest taking even longer to pay people? Including yourself, I have been looking at this website for months and people have been getting paid on AQ deadline, I have noticed now that people are not getting paid until a court date issued.

I was hoping to get my money by Christmas but doesn't look that way, I had a 50% offer the same day as I recieved the defence a saturday as normal. Had a delay of 12 days waiting for AQ due to Bath County Court having a backlog, now took in AQ today and wonder how long it takes now, the deadline is 18th December.

Have you rang cobbetts at all to see how your claim is moving along?

 

cerisemercedes

 

I don't know whether Nat West are taking longer or whether it just feels longer because its now you who's claiming. I was also under the impression that Nat West were paying up at AQ stage...seems I was wrong.

If your deadline for the AQ is the 18th, then expect them to file on the 18th. I did phone Cobbetts last week but they wern't too helpful, just stated that were representing the defendant and not me.

 

With regards to how long it will be before they pay-up, well Ally has a theory that it will be 33 days after the AQ deadline. I have trusted her judgement up until now, and will continue to do so. By that reckoning, should receive my cheque around 2nd Jan.........anything sooner will just be a bonus.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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I have a court date in Bristol 22Feb - guess yours will be the same Dellar

and application to strike out.

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/11431-nat-west-3-claims-10.html#post411911

Consumer Health Forums - where you can discuss any health or relationship matters.

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Application to strike out? What's that about, Giz?

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Application to strike out? What's that about, Giz?

Westy

 

ditto :o

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Well with Ally's great news today I'm gonna assume that me cheque will be with me within the month.....I can hope I suppose!! :rolleyes:

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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