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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Lowells Statutory Demand


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Hi,

 

Was sent Statutory demand in July by Lowells. Asked for it be set aside & have a date in November.

 

I asked for the CCA in late July & any other information they had regarding the account but received nothing within the 12+2 days.

 

Today I finally received a copy of the agreement with a default notice.

 

What should the agreement include? Lowells say I owe over £4500 but have only sent a supposed transaction sheet which certainly does not add up to £4500.

 

Is there any defense against the statutory demand?

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what was the org debt about?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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aha a catalogue debt

 

will be mostly unlawful £12 PENALTY fees i bet too.

 

have you got all the statements

 

if not

get an SAR off to littlewoods ASAP.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The agreement should include your name and address, but doesn't have to have your signature. The terms and conditions should have the necessary prescribed terms and should be in the same document which could be "overleaf" or "attached" - see the wording near the signature box. Check carefully that they are the terms at the time, eg by checking penalties and telephone numbers

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  • 4 weeks later...

Yes it probably is, but this judge was obviously one who sides with debt owners (judge lottery). The main point of your argument should be a dispute about the amount owed and that is what you will have to continue with. You must continue to find out what is definitely owed and make any complaint you need to about unfair charges, PPI if relevant.

 

Lowells appear to wait about 6 months after an SD before they go for a bankruptcy petition, but they could do this at any time.

 

Sort out what is owed and then try to come to a repayment arrangement. This is on the basis that the debt is not statute barred.

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If you have no assets or do not own any Property ..It wouldnt be in their intrest to make you BR,, they would get nothing

 

My OH in the same pisition ..He didnt bother with the Set aside tho ..BWlegal ..reminded him that he didnt get it set aside and has failed to come to some agreement to pay ..He is paying £5.00 per month ..I told them that the petition will be challengedif one was issued ..He has nothing so £5 is better than BR

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Any help on this one?

 

...

 

this is what the insolvency rules say

'Where the debtor (a) claims to have a counterclaim, set-off or cross demand (whether or not he could have raised it in the action in which the judgment or order was obtained) which equals or exceeds the amount of the debt or debts specified in the statutory demand or (b) disputes the debt (not being a debt subject to a judgment, order, liability order, costs certificate or tax assessment) the court will normally set asidelink3.gif the statutory demand if, in its opinion, on the evidence there is a genuine triable issue.' Insolvency Practice Direction 13.4.4

Edited by Ford
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This is a little confusing.

 

I lost the case to have the Stat demand set aside. I rang Lowell & asked if I could set up a payment plan but they have said it's not their debt it belongs to BW legal. So why does the witness statement & court details say that the respondent is Lowell? Why are BW legal saying there acting on the behalf of Lowell when Lowell know nothing about it?

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