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    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
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    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
    • If you look at some of the other debt related threads will see that one of the first things which will be asked will be for you to list out your debts in a brief chronological order, including date of debt, amount, creditor, amount outstanding, defaulted – yes/no – date of default, date of last payment made, have you acknowledged the debt at all to the creditors. That lot at least. I expect that my colleague @dx100uk will be along but will meet to know at least that information
    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Being made homeless due to Job Centre


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as caspers ghost was sanctioned under the old sanction rules hardship is not payable for a work program sanction.

several people have advised to make a claim for housing benefit and council tax benefit and he did make the claim, posted above that he will be entitled to £50 per month and his dad will make up the difference.

I think Casper needs to go back to the council and request a reconsideration of the amount of help he is currently receiving towards the rent.

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When your sanction ends as long as you have no further additional sanction then yes your payment will start again from the day after the sanction exhausts, but you won't be paid until the normal payment would be due following your signing at the JCP.

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Went to Job Centre today, and asked the woman at 'reception' if I am entitled to a crisis loan. She said she thought not. But I can write a letter to them, which I am trying to sound good. But think I failed in that.

Forgot to tell her that I live on my own. And in this weather am glad I am staying at mum's as I would be in hospital if I was there. Also got an inspection for Monday but was never told of this when I looked at the flat and when I signed the tenants agreement. Didn't even know I had to. Would they ask if I was unhappy with the flat? Or if there is anything else? I haven't been able to close the front door from the inside.

And will they say something about the carpet? He said he would clean it but never did.

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Hi Casper. It's usual to have an inspection every six months, and sometimes as often as every three months, when you live in a rented property. It's certainly nothing unusual.

 

If there are problems with the flat, it's an ideal time to bring them up, and I would certainly suggest that you bring up the fact you can't close your front door - it's a security issue. You could certainly mention that the carpet still hasn't been cleaned, but if you have no electric at the property they aren't going to be able to rectify that for you.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

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You would have to check your tenancy agreement for the amount of notice that you are required to give, Casper. It's usually 8 weeks, and the notice period should end the day before your rent is due - e.g. if your rent is due on the 3rd, your notice period should end on the 2nd.

 

As I say, check your tenancy agreement then come back to us if you have any problems.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Casper, I really don't want to upset you but it really won't matter what you write in the letter.

This is the only way I can try to explain and I apologise as no offence is meant here.

As you are subject to a sanction of your benefit criss loans will not help you as you did something to dtermine that a referral was made to dma resulting in the sanction. Unfortunately the social fund state that by receiving a sanction you have put yourself in a position of crisis and this means they cannot help you.

 

The people you see in the JCP are not processing officers in fact a lot of them have never processed a benefit claim or even have any benefit knowledge or experience so they can advise that you can try but we are not allowed to say you won't get it when you are in the office. I have never processed social fund but I have processed IS and JSA many years ago and this crisis loans unable to pay during a period of sanction was in place then and is still the same now.

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http://www.dwp.gov.uk/docs/social-fund-guide.pdf

 

Direction 17 – Sanctions and disallowances

Direction 17

77.

Direction 17 restricts the CL awards which may be made in specified circumstances to expenses that arise as a consequence of disaster or in respect of fireguards or items required for space heating or cooking.

 

At least you can claim heating expenses I think.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Good question. That's something you'd have to check with your dentist - I know some dentists only treat nhs patients in receipt of particular benefits - for example, tax credits.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Casper I've already stated that all you need to do is to complete form HC1 whih you can get from your JCP or health professionals and they will make an assessment on your circumstances.

As you are not entitled to receive JSA due to your sanction you need to ensure that you do complete this form as they are checking declaratios on presrciption for those stating that they are entitledto free prescriptions and there have been threads previously about being pursued for a penalty charge for false declarations.

http://www.nhsbsa.nhs.uk/DentalServices/Documents/penalty_guidance.pdf

In order to prevent this please get hold of HC1 and complete it to cover yourself.

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you can still access free NHS care however you cannot automatically receive free prescription which includes dental and optical treatment, you will have to obtain and complete the HC1 asap or you could end up with up to a £100 penalty fine for claiming a free prescription earlier in the week.

They were completing a 100% check on all free prescriptions via benefits recently so get that form and complete it.

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Get the HC1 asap and send it off asap.

On the back of the prescription it ask if you are in receipt of Income Based benefits and at the moment you aren't :( if you ticked that box then they could argue a false declaration was made but if you get HC1 sent off you may be ok.

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