Attachment of earnings help

[mightyroyals]

hi i have a few ccjs that are attachment to earnings and i am not sure who they from however i was wondering how i can find out how much i have left to pay if this is possible any help is appreciated many thank

[cerberusalert]

Ask your employer for a statement of amounts paid & to whome.

[mightyroyals]

Hi

 

I have got 3 CCJ'S that come out of my wages every month that i have had for ages and im sure i have paid more than i needed too.

 

Does anyone know how i can find out how much i have paid and how much i have left to pay i have tried contacting my employer but they cannot tell me anything due to data protection etc.

 

Any help would be much appreciated

[cerberusalert]

You could contact the creditors and ask for a statement of account.

[cerberusalert]

i have tried contacting my employer but they cannot tell me anything due to data protection etc.

They are talking out of their derrière, it's your data you're asking for the muppets.

[mightyroyals]

Hi

 

Just looking for some advice really i have a attachment of earnings against me but i was lost my job last December due to illness so the attachment of earnings were obviously not getting paid anymore and i was wondering am i meant to tell the court i am now unemployed as i have only now thought of this after getting a letter from a debt collector regarding this and threatening a ccj which i already have. any help would be appreciated

[BRIGADIER2JCS]

Which debt collector is chasing you?

How much per month were you ordered to pay?

If the debt colletor wishes to alter the amount of the order

they would have to apply to the court.

Are now in a position to make any payments?

[mightyroyals]

Hi

 

the debt collector is Resolution legal services which i believe are part of red castle.

There were taking a percentage which i cannot remember what it was now

The debt collector is demanding the full amount.

I am currently on esa so not really in a position to make any payments.

 

Do i need to tell the court i am unemployed or were they notified by my old employment

[cerberusalert]

What is the history of the original debt & was there any PPI or unfair charges involved?

 

What exactly did the original CCJ state, did it specify payments?

 

Not that it matters a great deal because you can apply to the court for a redetermination & because of your circumstances they could order as little as £1 per month to be paid. Also your application fees should be waived because of your income.

[BRIGADIER2JCS]

RLS threatening court action while a CCJ is already in place again!!!

 

I would let them threaten for a while and perhaps they will chance

there arm at a new CCJ and come unstuck.

[robcag]

I'm not sure what the situation is with an AoE order which has already been granted and then you become unemployed, but in my case of an AoE order being applied for against me, the Judge, upon me stating in court that I was receiving JSA, immediately said he would not be granting an AoE order.

 

So, further to what Cerberus has said above, it may be the case that the original AoE could be set aside. That's just my opinion and no doubt more knowledgeable members will comment

 

Rob

[mightyroyals]

Hi

 

Thanks for the replies the original debt was for a payday loan i took out and defaulted on before losing my job.

Is my best action ringing the court on monday and telling them i am unemployed now and i am getting the threatening letters and see what they say to do?

[BRIGADIER2JCS]

The employer making the deductions has a duty to inform the court that they can no longer make deductions fom salary for what ever reason, the creditor should then consider what further action is needed, my guess that the OC has decided to be rid of the debt without informing the DCA that there is already a CCJ in place.

[mightyroyals]

Thanks for the advice all i have now got a form to fill in and send back to the court so im gonna ignore RLS now