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Northern Rock debt


RedCherry
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I came to these forums a while ago after getting in difficulty with some loans.

 

I have three loans 2 with Lloyds TSB and one with northern rock.

 

I have been paying back the two loans with TSB for a while back on a payment plan which is reviewed every 12mths and have no problems.

 

The nothern rock loan was offered to be paid back at £200 per month (normal payments were £340) to begin with but then they sent it to a debt company who became quite aggressive so I was advised to send them the "prove it" letter/ CCA from people from here and i've never heard anything since and that was in 2010.

 

Is this normal?

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