Jump to content


  • Tweets

  • Posts

    • We purchased our Mercedes in September 2023 from Doves in Horsham for £21000, paying half cash and half on finance. We also purchased warranty for life via Ramp as recommended by Doves. On 12th May 2024 the car failed to recognise the key and wouldn’t not open, the AA could not identify the problem so via our warranty the car was taken to Mercedes in Croydon. After 3 weeks the problem was finally identified as water ingress in the drivers side footwell which has corroded and blown various components. After further investigation it was discovered the windscreen was date stamped 2019 (all the windows are 2018 - therefore not the factory fitted windscreen) The leak has developed due to incorrect sealant being used assuming when this was replaced and also water leaking from the seam. The warranty company do not cover water ingress so we are now faced with a bill of £3635. As we are now at 8 months since purchase (problem started at just over 7 months) we are not covered by the consumer rights acts. Would we be covered Sale of Goods Act? We have all the reports for the works being completed but unsure if this should be taken to the finance company or Doves who we purchased the car from. Do we pay for the works and then try and claim it back or should they be paying? Any help would be much appreciated
    • im also wondering if back billing applies here too . from looking at like threads around this SSE to ovo compulsory switch, it must be evidenced by the claimant that bills were regularly issued for the period of the supply the debt they claim covers. there are no threads here that show they could ever produce them, so back billing rules (12mts) might also play a part.
    • Vodafone have reported that they are having issues with their Credit File APIs into the Credit Reference Agencies where aged accounts over 6 years are being readded to Credit Files. In some instances, people are having defaults rescinded and changed to late payment status making the account live again!    --- Have you been affected? Please keep an eye out on your credit file for any  new Vodafone Account appearing where there shouldnt be any reason. If you are a Vodafone Customer - Check that the information is correct. check for Late Payments and Defaults.    Don't forget to consider the financial impacts this could have on you.  ---   If you are struggling - Post below and we can guide you to get the result you need!    Its been reported that Experian and TransUnion seem to be where these appear.  They are able to remove the information relatively quickly and it will reflect on next Credit File Refresh.         
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4272 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

oh and I wanted to thank Hallowitch for all her help initially and for pointing me in this direction!

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

  • Replies 163
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Got this to send in response to the Ministry of Justices nowt to do with us guvner email what do you think?

 

The reason for contacting yourselves is that the relationship between BCC, Capita and their bailiff companies results in a clear conflict of interest.

There are many individuals who have been subject to illegal workings by the bailiff company (front loading of fees, harassment of vulnerable individuals etc) this is then not robustly investigated by the council concerned as it is not in their interest to do so.

 

You could add that they are acting unlawfully in much of their enforcement activities, regarding fees, phantom visits, multiple charging on visits and that the Capita/Equita/Ross & Roberts tie up in many councils is detrimental to the public interest, and procedural fairness in enforcement, as Capita have a reason not to deal with debtors according to the regulations, but as the appointed bailiffs are part of their group of companies, they are more inclined to use legal enforcement as a first rather than last resort to aid the profitability of their bailiff arms.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

The reason for contacting yourselves is that the relationship between councils/Capita/Equita and Ross & Robers results in a clear conflict of interest and is detrimental to the public interest and procedural fairness in enforcement. Capita have a reason not to deal with debtors according to the regulations, but as the appointed bailiffs are part of their group of companies, they are more inclined to use legal enforcement as a first rather than last resort to aid the profitability of their bailiff arms.

There are many individuals who have been subject to illegal workings by the bailiff company (front loading of fees, harassment of vulnerable individuals etc) this is then not robustly investigated by the council concerned as it is not in their interest to do so.

I suggest looking at the following website to get an indication of the depth of the problem.

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?168-Bailiffs-and-High-Court-Enforcement-Officers

 

sent

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

oh and I wanted to thank Hallowitch for all her help initially and for pointing me in this direction!

 

your very welcome

 

love your letter but it just goes to show you the lengths they will go to before they admit defeat and remove the charges its a complete and utter joke

 

 

just to add according to the Equita website they enforce for 211 local authority's

 

according to the ministry of justice certificated bailiffs register they only have 103 bailiffs

Edited by hallowitch
Link to post
Share on other sites

your very welcome

 

love your letter but it just goes to show you the lengths they will go to before they admit defeat and remove the charges its a complete and utter joke

 

 

just to add according to the Equita website they enforce for 211 local authority's

 

according to the ministry of justice certificated bailiffs register they only have 103 bailiffs

 

They are verrrry busy bailiffs attending all those properties in the 211 different areas seriously they must think we are daft

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

...just to add according to the Equita website they enforce for 211 local authority's

 

according to the ministry of justice certificated bailiffs register they only have 103 bailiffs

 

At that rate then, there must be hell of a lot of ghost bailiffs in operation.

Link to post
Share on other sites

At that rate then, there must be hell of a lot of ghost bailiffs in operation.

They're sitting at home on google earth I will continue to push but I'd urge other people to follow my lead we need to get multiple complaints in

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Those of you following this may recall at the end of July I requested all info held on me by BCC today I received a letter asking for telephone nos cos they can't trace any calls oh how I laughed they have called me on both of the numbers I have used...

Edited by mellymoo74

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

So I am going to email suggesting that they check for calls made at the same time as the notes on my account and to remind them that the info needs to be with me this week do I need to do anything else?

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

So I am going to email suggesting that they check for calls made at the same time as the notes on my account and to remind them that the info needs to be with me this week do I need to do anything else?

 

tell them you want the screenshot of your account as its a complete history of your debt with Equita and you see no reason why they cant give it to you its not personal information its Equita and the bailiffs information of your account

information he inputs at the time he attended your property after all its this information he would be relying on to claim the fee and to defend himself in a form 4 complaint

Link to post
Share on other sites

Those of you following this may recall at the end of July I requested all info held on me by BCC today I received a letter asking for telephone nos cos they can't trace any calls oh how I laughed they have called me on both of the numbers I have used...

 

If they phoned a mobile you will have the date and time of the call in your call log on the phone, so that would be proof of call, were the calls recorded?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Thanks both, will put that in the email. I called from work and home unfortunately, the mobile was used for the text convo with the bailiff. BCC states that all calls are recorded so they should have copies I'm less interested in those though because I make notes it's the info they hold on my account written by them and Equita I want.

Edited by mellymoo74

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Thanks both, will put that in the email. I called from work and home unfortunately, the mobile was used for the text convo with the bailiff. BCC states that all calls are recorded so they should have copies I'm less interested in those though because I make notes it's the info they hold on my account written by them and Equita I want.

 

 

If they continue stating they can't locate or retrieve the recordings, this must go in your favour at least a small amount.

 

It would be interesting to see if they can retrieve recordings which they would have no objection to releasing. If so, that would prove they have selective powers with regards what material they can find.

Link to post
Share on other sites

Thanks both, will put that in the email. I called from work and home unfortunately, the mobile was used for the text convo with the bailiff. BCC states that all calls are recorded so they should have copies I'm less interested in those though because I make notes it's the info they hold on my account written by them and Equita I want.

 

Keep and archive the texts you had from the bailiff

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

Oh I have done Brassnecked, its why in all the correspondence where I have mentioned them to the council/equita/moj/lgo/oft I have stated date and TIME they were sent as well.All I wanted originally was for it to be taken back by BCC, now I want to ensure they dont do this to more vulnerable people than myself. If they can argue the toss as much as they have with me when all the way through I have shown I can PROVE they werent at my house what are they doing to other people?It makes me very very angry

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Oh I have done Brassnecked, its why in all the correspondence where I have mentioned them to the council/equita/moj/lgo/oft I have stated date and TIME they were sent as well.All I wanted originally was for it to be taken back by BCC, now I want to ensure they dont do this to more vulnerable people than myself. If they can argue the toss as much as they have with me when all the way through I have shown I can PROVE they werent at my house what are they doing to other people?It makes me very very angry

 

Had a response from the LG and council as the Mj passed my claim into them will post it shortly as its interesting

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

  1. On the 11th July I requested a full Breakdownlink3.gif of the fees including dates and times that the alleged visits occurred this was due to the fact that I have received no paperwork, nobody has knocked on my door and due to the cctv camera mentioned on the following dates 10th July, 26th July and 1st August I can show no-one has attended my property. To date this has still not been received.
  2. 16 May - Longitude 1.540285 Latitude - 52.480579 9th July - Longitude 1.540285 Latitude - 52.480579 there are the coordinates for your office as you can see it is a simple matter to find this information out online this is why I have asked for screenshots taken from the digital pen that all certified bailiffslink3.gif within Birmingham are supposed to use as per your report to the Overview Scrutiny Committee

Ive been thinking about this perhaps the coordinates are correct because a bailiff or a member the office staff is using a digital pen logging visit fees on several accounts while they sit at there desk

Link to post
Share on other sites

Hi Hallowitch the pen is basically a gps so would log the coords from where it is used, google maps shows coords so if they are not using it they can make it up from home. The pen also logs the time which as you know is 'unavailable' in my case so they've clearly cobbled it together later or as where I live is confusing have been to another property altogether

Edited by mellymoo74

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Got em on the front loading! £26 was taken off that first payment yet they claim they had made 1 visit which would be £18.50 hah

My views are based on experience I would always urge you to do some further research and if in doubt seek legal advice.

Link to post
Share on other sites

Got em on the front loading! £26 was taken off that first payment yet they claim they had made 1 visit which would be £18.50 hah

 

I hope the council are going to check all this bailiffs accounts and issue a form 5 to his court of certification

Link to post
Share on other sites

I hope the council are going to check all this bailiffs accounts and issue a form 5 to his court of certification

 

I'll second that and believe it should be expanded to give Equita a final warning over the actions & charges of their Bailiffs.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

Link to post
Share on other sites

Hi Hallowitch the pen is basically a gps so would log the coords from where it is used, google maps shows coords so if they are not using it they can make it up from home. The pen also logs the time which as you know is 'unavailable' in my case so they've clearly cobbled it together later or as where I live is confusing have been to another property altogether

 

I would suggest that if the Logging software allows members of staff to alter the coordinates in the log, then the system is clearly not up to spec, and is challengable, as it cannot be proof of anything, if so easily changeable!

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...