My OH v Yorkshire Bank ***WON***

[jnetamundo]

Got another offer today for £2600 + £220 costs. Another one for the bin!!

If they'd have offered me this at first I'd have accepted it but after all the messing about I've had to do I think I deserve the whole lot.

Sending them another "nice" letter declining the offer.

[jnetamundo]

Had another letter today offering me £4062.15. Snatching their hand off!!!

Thats the full amount, interest and costs. It can be done! Crack open the champagne!!!!! :D

[jnetamundo]

Please could you move my thread to the appropriate place.

 

Another thing is I have read on other threads to not sign the discontinuance form until you have the cheque in the bank but my court date is only a week away 17th Jan so do I sign it or not

[ladykenco]

Congrats

I didnt sign my notice till the cheque had cleared in my account, most have waited a long time for their cheque once they had sent it off to them...I am not sure about the court date....maybe put something in your acceptance letter??? Hope someone can come along soon and help you more on that.

[Michael Browne]

Another thing is I have read on other threads to not sign the discontinuance form until you have the cheque in the bank but my court date is only a week away 17th Jan so do I sign it or not

That's good advice. Phone the court and explain that you have had an offer, but not the money and would like to defer the case. They will tell you what to do.

[jnetamundo]

Got the cheque today for £4065.15. Feel like framing it but putting it in the bank is probably a better option. Just goes to show that you can get your money back eventually and please don't settle for offers below the full amount with interest. Well off to Australia on Friday, looking forward to a fantastic holiday and not having to worry about how much we spend.

Donation to CAG to follow soon!

[caro]

Really pleased for you. Congratulations. Perhaps you could pop into National Australia Banks HQ (YB parent company) while you are there and thank them in person for the cheque.

 

Can I just clarify a couple of things.

 

1. Did they pay interest to the date of your court claim or the date they settled?

 

2. What did you do about the court? Did you phone them to ask for the case to be deferred, and did you submit your court bundle?

 

TIA for the donation and don't forget the survey.

[ladykenco]

Woohooo I am so pleased for you...well done

[jnetamundo]

Thanks for the messages.

I claimed interest up to the date i sent in my claim.

I didn't defer the court case, by the time I got home from work my OH had signed the acceptance and discontinuance forms and posted them.

All I sent to court was a copy of my spreadsheet.

We received the cheque within 2 weeks.

[sajabu2003]

Great news jnetamundo. Hope you have an awesome time in Oz

 

Sarah.

[tifo]

what interest did you add on?

 

the same unauthorised rate they charged you (prob 29.9%) or the statutory 8% at court?

[jnetamundo]

Added 8% interest, still added an extra £1000 to my claim so well worth it.