Added 8% interest, still added an extra £1000 to my claim so well worth it.

Thanks for the messages. I claimed interest up to the date i sent in my claim. I didn't defer the court case, by the time I got home from work my OH had signed the acceptance and discontinuance forms and posted them. All I sent to court was a copy of my spreadsheet. We received the cheque within 2 weeks.

Got the cheque today for £4065.15. Feel like framing it but putting it in the bank is probably a better option. Just goes to show that you can get your money back eventually and please don't settle for offers below the full amount with interest. Well off to Australia on Friday, looking forward to a fantastic holiday and not having to worry about how much we spend. Donation to CAG to follow soon!

Hi Wigan Warrior congrats on getting your money back. Just had full offer myself today chuffed to bits its been worth the wait. So from one Wiganer to another congrats again.

Please could you move my thread to the appropriate place. Another thing is I have read on other threads to not sign the discontinuance form until you have the cheque in the bank but my court date is only a week away 17th Jan so do I sign it or not

Had another letter today offering me £4062.15. Snatching their hand off!!! Thats the full amount, interest and costs. It can be done! Crack open the champagne!!!!! :D

Got another offer today for £2600 + £220 costs. Another one for the bin!! If they'd have offered me this at first I'd have accepted it but after all the messing about I've had to do I think I deserve the whole lot. Sending them another "nice" letter declining the offer.

Got a court date at last, 17th January. What do you think? How long will they leave it before I get my next offer? Probably make me wait till the day before, that seems like the usual scenario.

Got a letter from YB today with their latest offer - £2080 + £220 costs which is still nearly £1700 short of my total claim. They've sent a copy of their AC, usual s**t, calling 2 witnesses etc. So it will be sent back with a letter saying thanks but no thanks for your "extremely generous" offer!! I'd rather sit it out for a while and see what they come up with next.

Phoned the court for advice on what to do coz my figures didn't match they told me to download form for an application, fill it in and return it with my AQ so thats what I've done. Delivered it by hand today with 2 copies of my spreadsheet. So now I've got to wait for a date for my court hearing, hope it's not too long.

Thanks, will do that asap.

Do I get these forms from the court? Will I have to pay any fees? The new amount is actually less than the original one because I calculated the interest wrong

Well finally finished the spread sheet, final amount not quite the same as my original calculations, filled in AQ so its all ready to send back to the court. just one question though. If my new total is different from the one I had before do I need to change anything on my claim?

Statements have arrived after my OH phoning Neil McKirdy again and giving him a piece of his mind. He even said are you sure it was me you spoke to, so this time he recorded the phone conversation on the mobile.Also got papers from the court to say it has been moved to our local court-Wigan, and the defence from YB with the AC. Will fill that in this week and also do the spreadsheet to go with it. It has to be back with the court by 5th November, hopefully there'll be a few fireworks then.

Still not got statements back but got letter today from court showing that YB are intending to defend my claim. Will ring Neil McKirdy again on Monday morning to see what has happened to statements.

Just have to wait for my statements now then I can do the spreadsheet ( if I can figure out how to fill one in! not very good at anything mathematical )

Phoned Neil McKirdy this morning and asked him to send the statements back, he said he would do this straight away. Going to send a letter to legal services along the lines of what Bong posted earlier to let them know that I am waiting for my statements to be returned

Thanks for everybodys help will phone tomorrow morning and ask for statements back. Let you know how I get on tomorrow

Sent prelim to Network support on 27th August with statements. Got letter back signed by Hilary McGuinness saying no. Sent LBA to same address on 3rd Sept got reply from Neil McKirdy with a cheque for half of charges. Sent cheque back with letter saying I would go to court on 18th Sept Filed MCOL on 18th Sept Received letter from Legal Services on 7th Oct saying they need details of charges

Sent statements to Scotland . Can't see how they can say that they haven't had sufficient details when they sent me a letter saying they had received all my statements and then offered me a cheque for half the amount. When you do the claim online you cant include any extra documents so how can you provide all the details of charges? My statements were highlighted with all dates and amounts so they can't say they havent got them. I'm sure I.ve seen a post on here saying that the judge won't strike out a claim because of this. In the letter it says You are required to provide these necessary details to us by no later than 12th October 2006 Should you fail to provide such details we will apply to the court to have your claim struck out pursuant to CPR Part 3.4 (2)© and that you will be ordered to pay our costs

Filed MCOL 2 weeks ago, received letter in post today - Acknowledgement of Service. They are saying that they havan't got sufficient details of my charges with my claim form. I sent my statements highlighted with all the charges with my first letter and I have a letter dated 14th Sept saying that they have received them. The stupid thing is I didn't keep a copy of my statements. The letter today is saying they will apply to have the claim struck out if I don't supply the info, what should I do?

Have decided not to cash the cheque tempting though it was, have issued Moneyclaim today with the 8% added on it comes to over £4000. So its over to YB now lets see how they react to that

So are you going to cash the cheque and claim the remainder or are you going to send it back and claim the full amount? Tried the interest calculator its really easy, couldn't believe how much the interest is - another grand on top of my total- they can afford it! Janette

Hi Russ, I have just received the same letter with a cheque for 50% of my charges. I had been wondering if I could accept the cheque and carry on the claim for the rest of the money or if I should send it back. After reading your thread I think that I will probably do the same as you and send a letter back like the one you have posted. Will keep watching to see how you get on. Janette

I have sent my LBA to Yorkshire Bank and have received a letter back that says I refer to your recent letter and have reopened the complaint and a further review is being undertaken. I hope to respond to your complaint shortly at the very latest within 4 weeks. What do I do? Do I go ahead with the court proceedings or do I give them time to respond? If you have been in a similar position please let me know what you did and what happened.