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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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University debt passed to DCA, but amount disputed


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Hi,

 

My girlfriend took up a Uni course at Aston last summer but withdrew in October.

 

We are aware of, and perfectly willing, to pay tuition fees of 1/3rd the total that would be due, as is outlined on their website for this situation.

 

The catch is this

- she was entitled to DSA (disabled students allowance) which should cut the yearly fees down from £9k to £3k.

 

For a variety of reasons, internal communication breakdowns most likely,

the DSA-adjusted fee was never actually applied and to this day her account is still at the non-DSA amount.

Thus, we now have debt collectors asking for £3289 (a third of £9k give or take).

 

We've been in touch with the Uni over this and have received confirmation from her disability advisor there, that they do have confirmation of her entitlement to DSA.

 

For some reason this never made it over to the accounts department so I'm now fighting against time to get the account updated

to the lower amount by trying to get the departments to speak to each other before the DCA starts knocking on the door.

 

So, my question really is,

 

does anyone have a template to send to the DCA which says "we're disputing the amount (but not that there is something owed),

and we're trying to get proof, which we'll send as soon as we have it)" -

 

I had a look through the templates but none really seemed to fit

and I'm not entirely comfortable with drafting one from scratch in case I say something wrong.

 

We could send the DCA a photocopy of her DLA (living allowance) but I'm not sure that'd really be enough, it's the DSA proof I'm trying to get.

 

Thanks in advance for any replies, advice, tips :)

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Dear Debt Collecotr

 

As you may not be aware this debt is in dispute with the Original Creditor and until such times as this dispute is resolved I will not be dealing with you or any representative you may try to use.

 

I trust this makes my position clear.

 

Yours

 

xxxxxxxxxxxxx

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dont worry about the DCA

 

they have no legal powers to do nowt anyhow

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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