New To Renting - CCJ And Default checks

[LaughingGirl]

Your reference check would be a written reference from your current landlord, employer and in some cases your bank. I'm on my phone so I can't check your other thread - do you have ccj's?

[LaughingGirl]

You're not going to thank me for this, but we gave up our social housing for reasons very similar to you 10 years ago. Out of all of the silly, irresponsible things that I've done in my life (and there's been plenty, I can assure you), that was the most foolish of them all. It quite literally changed the course of our life and not for the better.

 

In ten years, we've found ourselves out of a home through no fault of our own on 3 separate occasions, and on one of those occasions were left with three weeks to find somewhere to live (long story). On all of those occasions, we never got a penny back of our deposit because the landlord was either bust or bent or both, and even on the occasion we actually took court action it made no difference because nobody can give you money they don't have. I have spent thousands of pounds repairing (See: Landlord broke, no hot water or heating in the middle of winter) and decorating other people's houses. We've paid a non-refundable security deposit to a letting agent only to have the landlord withdraw because he changed his mind and wanted to sell the house without tenants in-situ, and one of our landlords practically stalked us for the entire time we lived in his property.

 

There have been good landlords (2 of 'em in fact, and we were in those houses for 3 years apiece without a minute of concern), but that doesn't compensate for accidentally finding out that your landlord hasn't told his mortgage company that he's letting his property and they're repossessing the house in less than a month. The most recent incident was our current landlord instructing his agents to issue a section 21 because he wanted his property back, then withdrawing it after a week and a half, the same day I was due to pay £190 in referencing fees to another agent!

 

The short version is that we had to move 3 times in 3 years with very little notice, and we've never recovered from that financially.

 

I would give my right arm to get back into social/council housing but it's never going to happen now. I would very, very strongly urge you to reconsider.