My Debts

[Big1978]

Thanks - I did:

 

Firstly let me apologise for my previous post.... I got confused and in my panic...

 

I am being chased by Lowell for the following debts (and current status):

 

O2 - £858.92 (did a SAR to O2 back in 2015 and they couldn’t provide the contract or usage as it was nearly 5-years old then. I have a letter from Lowell’s stating that the account will remain on hold until they have the documents..... never received anything)

 

Vanquis - £1148.80 - original contract date 15/09/2010 (did all the prove it and asking for contract etc back in 2015, which they did and I have been paying them £2.10 a month since (approx 5 years).

 

JD Williams - £1817.92 - original contract date 04/02/2010 (did all the prove it etc asking for contract etc back in 2015 which they did and I’ve been paying them £3.20 a month since).

 

Capital One card via Cabot - all same as above but been paying them £0.50 a month since. 
 

I’ve had a phone call (asking for me in my maiden name (not known here etc) and been getting a steady stream of letters since. So my question is this:

 

What do I do? I’ve been paying them. I used to get annual statements but I’ve not had one for a while (and never from Cabot as far as I remember).

 

These debts are no longer on my credit file and I’ve even been able to get a mortgage in the last couple of years. 

[dx100uk]

why have you been blindly paying lowell over an O2 telecom debt ..

we never said that here is your thread on that:

 

the vanquis debt...whomever said the CCA was compliant..certainly we never saw it..bet its not

 

as for the JDW debt 

i cant see the CCa request now, but it appears it might have been ok at that time.

 

i cant see a thread here upon the Cap1 debt.

1st we've heard about it ...who said it was enforceable

 

might be better to update each thread else this will get confusing.

 

dx

 

[Big1978]

Dx - I cannot update those threads as it doesn’t give me the option to. 
 

I've not been paying the O2 debt. It is detailed on the letter they’ve sent me. I thought I’d made that clear in the post. 

Regarding the other ones - I did CCA back then when I was dealing with all the debt from my first marriage. 
 

I’d be happy to update the threads - If I could. 
 

As I’ve been paying these others for so long I’ve admitted them so there’s nothing I could do now? 
 

 

[dx100uk]

ah i though i'd unlocked them for you

sorry, i was a bit busy with the fantastic aurora going on.

 

uno momento

 

if you've not paid lowells or anyone on the o2 debt

send them our SB letter from the debt collection section of our library.

 

dx