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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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Need help with Welcome Finance - Court Papers Received


JoJo66
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Hi I don't know if anyone can help with this one, but my partner has just received a 'Notice of Transfer of Proceedings' from Bristol County Court, it has been transferred from Northampton and regards Welcome Finance. This is the 1st correspondence he has received regarding Welcome in 4 years. He bought a car in 2005 for £5000 has repaid them approx £8000, admitidly he stopped payments in 2008, he was out of work and foolishly rather than contact them decided they had had more than enough and stopped paying. I was not with him then. This morning he has received a letter from a debt solution company informing him that a CCJ for £9669 is outstanding. I contacted Bristol Courts who gave me the address of the solicitors acting for Welcome, I left a message with them 2 days ago, but they have not returned my call. I am not trying to get out of paying the debt (just for the sake of it) but am concerned as to whether he needs to pay it and how we get it overturned/written off as I think they have had more than enough already. Many thanks

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Do the court papers say what kind of proceedings, if they have a CCJ already then its some form of enforcement, either a charging order or an order for him to attend court and give an account of his finances perhaps...

 

You say the letter from the debt collectors state an outstanding CCJ exists, have you searched the trust register for details of the CCJ? I'm afraid you have to pay (£4 I believe) but its worth doing.

http://www.trustonline.org.uk/search-yourself

 

S.

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Hi Jojo

 

Basically what as happened here is they have issued a summons, you state this is the first comunication regarding this debt so Its safe to assume that the summons has been delivered elsewhere,

has your partner moved or changed address since 2008?

 

The Notice of Transfer (N271) can be sent for a few reasons:-

 

A defence was submitted and the claim transferred to your local County Court (Not applicable to your case)

The Claimant wishes to enforce the Judgment/ vary the judgment payment from monthly to forthwith or apply for a AoE (Attachment of Earnings) or a Charging Order or even an Oral Examination

 

Subject to what the Notice of Transfer states in detail you could apply to vary the judgment yourself by submitting a N245 and propose a instalment payment.

There's a £40 fee which can be waived if you're on certain benefits (exemption) or a low income (remission). That would require an EX160.

 

Regards

 

Andy

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Hi Shadow, thanks for getting back to me

There are no court paper just a 2 line 'Notice of Transfer of Proceedings' between Welcome Finance and my partner, he no longer has anyoriginal paperwork, due to having moved numerous times, so I am working 'blind' or trying to

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As per Andy's comments it does sound like the original claim was sent to an address and as not defended a default judgment awarded. This should be recorded on your partners credit file as a CCJ. You can check details of the CCJ using the website I posted. With this information you can contact the court that awarded the CCJ (will show on trust website with reference number) and ask for a copy of the claim form and the judgement form.

 

You will then be in a better position to know what exactly your partner is liable for and if interest has/is being added etc and can proceed as per Andy's instructions.

 

S.

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Hi Andy

The Notice of Transfer was literally 2 lines detailing the claimant and my partner, no further info, the only reason I knew it came from Bristol County Court was the post indicia on the envelope. Shadow suggested I have a look at the trust register so will do that. You suggest I propose an instalment plan are you saying that he has no recourse and this has to be paid, that would mean he is repaying a £5000 loan with £18000????

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If the summons was delivered to a previous (Known) address then that can be considered good service, you can try to set a side and re defend the matter using the n244 this will cost £80.

If successful then you can submit a defence, the claim would start from scratch.Talk to the Sols see if they are in agreement to set a side, this would help with your application.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Have printed off the N244, thanks and visited the trust register which just states 'unsatisfied judgement', should I try to get a copy of the original agreement to see if they added on PPI and also a statement of the account to see if this judgement includes any spurious charges, once again thank you

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The trust register should give a reference and the court that issued the CCJ, you would then need to contact the court by telephone and ask for copies of the judgment and claim forms.

 

Now judgement has been obtained the original creditor or DCA has no legal requirement to provide you with a copy of the agreement although you could try a SAR to the original creditor, this might take up to 40days for them to respond however.

 

S.

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