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i used to ahve two Virgin contracts,

one for me and one for my mum which i paid both for.

 

Now after the 18 month contract had finished,

i cancelled mine as i was moving to 3 as my fiance was on that network also.

 

But i carried on the other contract for my mum.

 

A year later i found that Virgin were still taking the money for the contract that i chose not to continue with.

 

I contacted Virgin and they said that i should put an indemnity claim in with my bank and that they would make sure that the contract would be taken off their records.

 

I did this and received the money from my bank.

 

A week later i received a phone call from Virgin saying i owed them for the contract,

after a lot of passing around departments, they agreed that it was a mistake on their behalf and they would make sure i stop getting calls.

 

Everything was fine until 2 months later there was another call saying i owed the money still,

now i went through it all again with them and said this had better stop as i owe nothing...

....in fact, virgin still owed me some money.

 

Recently i received a letter from a collection agency saying i owed them the years contract money,

 

i rang them and explained they need to contact Virgin as i do not owe it, they said they will look into it.

 

Another call to Virgin and the guy there was helpful and said it should never have gone this far

as i simply dont owe it and gave me their address for serious complaints,

 

Now i cant contact the collections department until monday when im off as they close after i finish work.

 

Is there any advice i can get before i contact them and send any letters regarding this?

 

i haven't checked my credit record yet but im assuming this will be on there now.

 

I am NOT happy at all.

 

Also forgot to add......i never missed one payment for any of the contracts or was even late when i ahd them.

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sue for compensation if your CRA has been marked.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes sue them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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