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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Halifax CC charges- **REFUNDED SATISFACTORILY**but left default


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seen that odd £8.88 and removed it....so now that the CI Sheet is ready, I enclose it along with the letter you pointed me to from "There is one in the CAGlink31.gif library but there is a later one at post #31 here"

 

http://www.consumeractiongroup.co.uk...ET-OFF**/page2

 

what about the complaint form from the FOS ??

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For a charges reclaim you don't use a fos questionnaire. That is for PPI and your claim is already submitted for that so forget the fos questionnaire. If they want one completed for the PPI claim then they will send you one.

 

You now send the preliminary letter for the charges reclaim and enclose a copy of the spreadsheet. If you can, send it recorded to their registered office.

 

ims

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in the draft letter from post #31 you directed me to what amounts do i put in were the 'xxx' is ??

 

I calculate that you have taken £xxx plus £xxxx whichyou have charged me in interest which total £xxx.

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The first figure is the amount of charges per the spreadsheet, the second figure is the amount of interest per the spreadsheet and the last figure is the total of the two

 

ims

 

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ok will do, so i have shown you the final CI Sheet yesterday, here is the letter that will go along with the CI Sheet with minus my details and here is the letter i am sending to Moorcoft, do they look and read ok ??

 

EDIT, sorry having trouble uploading WORD docs :(

Edited by GaryNI
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ok will do, so i have shown you the final CI Sheet yesterday, here is the letter that will go along with the CI Sheet with minus my details and here is the letter i am sending to Moorcoft, do they look and read ok ??

 

EDIT, sorry having trouble uploading WORD docs :(

 

I'd convert them to PDF for posting up if it were me

 

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letter to DCA posted recorded delivery today and letter to Halifax posted recorded delivery today...also found out that i won the PPI agaisnt the same card that i am claiming the late fees and overlimit fees against and was told that ill get a cheque soon :)

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no letter from Halifax but got a letter from Moorcroft yesterday, this is what it said -

 

RE: HALIFAX

 

We acknowledge receipt of recent correspondence with regards to the above account. Please be assured that your account is now on hold whilst we investigate this matter further with our client and that we will communicate their repsonse upon receipt.

 

In the meantime if you require any futher information or assistance please do not hesitate to contact us on the above telephone number

 

Yours Sincerely

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got my letter back from Halifax yesterday, here is what the letter said :

 

 

 

Thank you for taking the time to contact us about your complaint. I'm sorry to hear you're unhappy about the charges that have been applied to the above account. I understand you feel the charges that have been applied are unfair.

 

We believe that a charge of £12 reflects these costs. In 2006 the (OFT) carried out an investigation into the fairness of credit card contacts and in particular the default charges - charges where a customer falls outside the credit agreement for example late payments. We provided full details of our costs to the OFT at that time. Following their investigation, the OFT said it wouldnt take further action where charges were set at £12 or below.

 

Looking at our records, I can see you have defaulted on your account since it was opened. All these were detailed on your statements, along with the fee charged each time. However, because of this, we had costs which need to be recovered, and therefore believe we're justified in applying the £12 fee. An example of when your minimum payment wasnt received by the Due Date, would have been Nov 2010 and Apr 2011, unfotunately this meant we had extra costs in managing your account.

 

My records show that your account has been with our collections Department in the past. As well as the messages and default notices on each statement, we make every effort to contact a customer by telephone, letter and text to try and provide support. By doing this we'd hope that repayment plan could be agreed that both parties would be happy with. Each attempt to make contact does increase the costs of managing your account.

 

I've completed my investigation and i can see that we havent applied charges of more that £12 to your account. Based on the the independent review of our costs, as mentioned above, we believe that all charges we've made are fair. Regrettably therefore, i cant offer you a refund. I realise my decision may not be the one you wanted, but i do hope that you understand the reasons for it.

 

I've also enclosed a copy of our complaints leaflet which gives you these details and if you wish you can also make conact with the FOS for assistance. This letter can be accepted by them as a final reply.

 

Yours Sincerely

Halifax

 

 

 

so, whats next anyone ??

Also, i dint understand the bit in the letter that says ''I can you see defaulted on your acc since it was opened''

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When you say "Only threaten court if you intend to go through with it" I take it you mean there could be a chance i go to court over this ?? If so will i have to cover the my own legal fee's. Sorry if these questions sound silly, just the idea of going to court sounds bad, if you know what i mean.

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When you say "Only threaten court if you intend to go through with it" I take it you mean there could be a chance i go to court over this ??

 

Yes

 

If so will i have to cover the my own legal fee's.

 

As others have done, you would likely represent yourself so it will be the cost of filing forms etc but you get these back if you win.

 

Sorry if these questions sound silly, just the idea of going to court sounds bad, if you know what i mean.

 

Might be an idea to read around the bank forums at successful cases

 

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