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    • Hi,  It has been very stressful. I have just received a letter of 'Notice of Transfer of Proceedings' which states the case has been transferred to my local court and to await judge's directions. Is there still a possibility that it will not go to court? The other issue I now have is that I am moving abroad for work in the next few months and now might not actually be able to attend the court hearing!  I am not sure what the best course of action is now. I feel like after all this, the MET are going to win anyway! HELP! 
    • Thanks for jumping in Bazza.  I understand that some people would suggest this.  But no. The moot point is that there should not be any debt.  There shouldn't be any reason for me to be made B.  The lender / receiver are responsible for the property not selling in a timely manner.  Whoever heard of a (well-located nice) property not selling in >5y?    They have no reasons.   Disclosure has subsequently offered staggering evidence which corroborates lender bad behaviour, bribery, and collusion/ interference with the receiver.  I am holding them to account for this.  It is clear they don't want this evidence in the public domain - it will shred their reputation.   (One also has to understand that the ceo - with collusion and conflict of interest (using same lawyers as lender) and receiver - tried to get the property cheap for his own use) They now want to agree a settlement.  I have separately reported a lawyer for negligence to the LO and SRA. I want to report the receiver as soon as I understand how to.
    • Same as Barclays one I have just updated on. PRA group have written back and told me they intend to proceed with claim, have also sent another stack of documents, similar to last time round. I did fill in an online income breakdown etc on their website  offering to pay them x amount of money back each month,  a couple of weeks back, they haven't acknowledged that ?  
    • Hello, I wasn't able to update the defence, so they got the daft one.  Pra Group have responded dated 25th April saying they intend to proceed with claim. I have also received a stack of documents, similar to last time - print outs of old statements, but this time around they have send me a copy of the Barclay Card Conditions. Unsigned and dated. The address is an old address.  A consumer credit agreement with current address. Pages of it and no signature. I have uploaded onto a PDF what I have. The CCA agreement looks like a generic print out, I5 pages + long, I've included the 1st page that had my details on (redacted) don't know if its necessary to upload all of it.  Barclays 26042024.pdf
    • I suggested consideration of bankruptcy some years ago. It was not well received.
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B&S DCA chasing old HB 'debt' already been to a court - given a conditional discharge.


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Guest Miss Anxious

I too have an overpayment and they wanted to take £20 odd pounds a week from me.......I rang them and after a bit of persistence, they backed down and put it down to £5 a week......how can anyone live off £70 a week, bills food etc etc.....

 

Try pleading with them......best of luck!

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I too have an overpayment and they wanted to take £20 odd pounds a week from me.......I rang them and after a bit of persistence, they backed down and put it down to £5 a week......how can anyone live off £70 a week, bills food etc etc.....

 

Try pleading with them......best of luck!

 

 

I've tried I have also told them that my daughter and her son live in the same house and we are joint tenants so if I can't pay my share of the rent then we will all be evicted.

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  • 2 months later...

I have received another letter today asking me to make payments to an overpayment of council tax,

I am already paying back at the rate of £118.40 per month which is taken from my HB and a further £118.40 from my other benefits to repay an overpayment to the DWP see my breakdown on the previous page.

 

I am already struggling and getting into debt with money

I am borrowing from family and friends to cover my living costs already,

 

I am suppose to pay half the rent in the house that I rent with my daughter in law who only moved to a bigger house to help me out as I had no where to live so she is now having to pay the difference which means she has less to spend on her son (my grandson)

 

what am I suppose to do now

I can't pay any more than I am paying

and they have told me in the letter that unless I offer them a payment they will pass it to Bristow and Sutor for collection.

 

I don't know why they haven't put all this together

it seems that its been broken up into bits but its all the same case,

they have sent me yet another budget sheet.

 

Any help or advice would be appreciated.

 

Ps the sum in the letter I received today is for £572.39.

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you cant have an over payment of CTAX

you mean you owe CTAX,

 

 

have they gotten a Liability order then?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The letter says in bold

 

Notice of liability order-unpaid council tax £572.38

 

Liability order was issued by Ludlow magistrates court Saturday 14th July 2007 in respect of none payment of council Tax

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and they are only just chasing this...

 

 

urmm..something smells here.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Who was the ctax letter from?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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