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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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orange and how they force payment on stolen mobiles - help!!


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Hi all, looking for some advice

- I've seen a few posts on here about Orange and how they force payment on stolen mobiles,

but this story has moved on a bit and would really appreciate some seasoned advice.

 

My daughter mislaid her phone back in October 2010 and by the time she'd realised it was stolen,

over £200 worth of overseas calls were made.

 

As per usual Orange refused to budge, even though she'd reported the phone stolen almost immediately.

To cut a long story short, the account was passed to Moorcroft at the sum of over £600!!

 

I took over and managed to get the bill down to network time and missed payments

(I advised daughter to stop the dd to Orange as soon as they refused to listen to us).

 

She paid 8 months of £43.00 before she realised she'd overpaid the agreed payment.

 

Once this was paid, she was to be connected back to Orange and continue her contract,

which she was reluctant to do bearing in mind the history, but it was the cheapest option.

 

Since then we've been back and forth between Moorcroft and Orange to work out who owns the account.

 

Orange have since taken £29.00 in DD payments, no notification, no new SIM Card (old one obviously stolen with the phone) and no contact.

 

We've been in touch with them and the contracts team have agreed to refund the overpayment (£86.00) but not the DD??

 

Now she keeps being passed to the disconnection team who have claimed no knowledge of the offer of payment and have advised we go back to Moorcroft.

 

In summary, I'm absolutely appalled at the way my daughter has been treated by Orange

 

- I understand totally that she was liable for the calls made when the phone was stolen....legally, but she's a student,

on very limited funds and has been devastated by the lack of assistance or even understanding.

 

I can see why Orange have been voted the worst customer service by a mobile provider, you'd think they'd want to improve their image a bit wouldn't you?

 

Any thoughts on next steps....? I've noted that Vodafone keep tabs on these kinds of posts and offer assistance where they can...stupid question, but I don't suppose there's an Orange rep doing the same is there?

 

Thanks in anticipation

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moved to the telecom forum and relevent title added

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i dont hink she is liable for the calls...

 

where did that come from?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

and you really need to stop talking to the fleecing DCA

 

they have NO LEGAL POWERS to demand any thing from you.

 

as for the misuse of the DD

 

unless you received WRITTEN notification of the sums being taken by orange

 

then contact the back and get it back under the DD guarantee.

 

NEVER EVER pay a DCA anything!!

 

and stay off the phone to them.

 

dx

  • Confused 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Quick update - Orange Executive Office have been in touch (as have Orange Helpers from Facebook, you wait 18 months for them to show and two turn up at once!!). They are refunding my daughter part of the sum paid, she has two months credit on her contract, a new phone and the option to disconnect if she wants. They're also updating her credit report, which to me is the clincher - this will give her more options to go elsewhere for a contract as her credit will be in better shape.

 

Thanks both for your advice

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have they previously marked her credit file with any bad markers then?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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