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    • Please can you avoid posting solid blocks of text. It is difficult for people to read especially when they are using a small screen such as a telephone. Well spaced and punctuated please. I hear what you say about the evidence – but do you have copies of it? And if so can we see it please. That's the point. We want to know what you have. As long as you have the evidence in your possession then you have some kind of control
    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Had a letter Stating that 'We are in possession of a warrant of execution issued under authority of the county Court Traffic enforcment centre in respect of an unpaid Penalty Charge Notice. THe warrant empowers us to enter your porperty and sieze goods remover them and sell them at public auction. If you do not pay within 7 days it will be necessary etc etc.

 

Can anyone give me some advice on this the amount they are demanding is £270. What should i do can i do. My detail etc are correct. Worried

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why have you let it go this far?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The orignal offence dates according to them from 2010, i don't even rember getting the ticket tbh. Certainly didnt get any notyice that were taking me to court. I had been paying some parking fines and had finished paying them thought it was dealth with obviously not

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  • 2 months later...

I payed off a debt for a parking ticket with excel in March for £269 at first letter stage.

 

Ive now been hit by red ballif letter for the total of £782 for what looks like two parking tickets.

 

There are no breakdown on the charges.

 

Now they're claiming that they can get locksmiths to let them in.

 

Now there's no way i have acess to that sort of money even thought i work

 

im a single parent receive tax credit etc.

 

What i want to know are the obliged to give me a breakdown of their charges.

 

Can they get locksmiths involved to force entry into my property.

 

Will they accept a payment plan?

 

Are they just trying to put the ****s on me

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is it for the same ticket ? have you got the receipt to say you paid in March ?

this sounds like a cock up or a chancer bailiff...they must have a warrant from the Court to enter your property and the only warrant they are likely to have is one signed by Enid Blyton, until they have that isssued by a magistrate they cannot break in with or without a locksmith.

 

Yes.... you must ask not only for a breakdown but evidence to the fine, if you know it is the one you paid then you have no worries...

 

WD

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The reference numbers that they have put on it are different from the one that i've payed 'ive got a reference for my payment and its on my bank statement . My main concern is that they will try and clamp my car which would leave me up the river for getting to work. Should i contact them i would imagine i cant just ignore this?

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  • 4 months later...

I've Received a red Letter through the door today for 3 PCN's from Excel Civil Enforcement .

 

They are from about 12 months ago they were chasing at my old address.

 

This is the first correspondents that i've received.

 

They are demanding £946 in total

 

im unemployed and a single parent.

 

I need some advice i don't have the money to pay this outright.

 

I have a car it will seriously affect my ability to find work if they levy on my car.

 

There are no breakdown of fees just a demand for the total amount.

 

I would like to get the matter passed back to my local council to deal

so i can arrange a payment plan.

 

Can someone advise me how to proceed i think i qualify as a vulnerable person.

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dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

who were the bailiffs

what happened

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

councils dont issue parking charge notices

they issue PENALTY charge notices.

 

sri for the confusion

 

excel are bailffs that act upon local authority PCN's

 

there is also excel private parking tickets [parking charge notices]

however as you mention cardiff council these must be PENALTY charge notices?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i see you are still viewing can you answer please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

d100xUK...

This particular "Excel" are a firm of bailiffs but you are right in that there is also another Excel who are a private parking company.

 

This confusion is bound to increase when this awful Freedom Bill starts to take off.

 

Getting back to this particular problem.

 

All bailiff companies KNOW that they are not supposed to enforce a PCN at another address and instead,

they are supposed to advise the local authority that a new address has been identified and the LA should then reissue the Notice to Owner to you.

 

How many times the bailiff companies are told this but simply IGNORE the regulations!!!

 

At 8.30 you need to call the Traffic Enforcement Centre on 08457 045 007 and wait to speak to a member of staff.

 

Explain that you have received a letter from bailiffs at your current address and that all notices had gone to previous address.

 

The TEC will then email you an Out of Time Witness Statement to complete.

 

You will need one form for EACH PCN.

 

Your completed form MUST be sent back by EMAIL!!!!

 

Once received TEC will forward a copy by email to Cardiff and they in turn MUST contact Excel to CEASE ALL ENFORCEMENT.

 

This should happen some time this afternoon.

 

In the meantime, make SURE that your car is NOT around.

 

If you want to know what to put on the forms....please post back.

 

DO not speak to the bailiff.

 

He will be advised later today by his company.

  • Confused 1
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thanks TT

 

lets hope the OP see this

hasn't been back yet

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Cars probably only worth a couple of hundred at best

 

I moved in December of last year

 

ive checked and it would appear that i forgot to update with DVLA.

 

There is no finance on the car its 9 years old however its vital in trying to get back into work and getting my son to school as i live in a semi rural area.

 

Would there be any benifit at this stage in completing a change of ownership details and putting it in someone else name

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