Jump to content


  • Tweets

  • Posts

    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Natwest took my money


woodpecker01
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6343 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

:mad: I had 2 accounts with NatWest a currant & savings, I used the currant as my main accout & had 3 monthly direct debits set up the 1st was for £1.00, The 2nd for £2.50 & the 3rd for £31.98, All three are paid together on the same date to the same company. On 23rd May 2006 I did`nt have enough funds in my account to cover them and guess what happened next, Yes NatWest charged me 3 times for bank charges total amout £114.00 and no letter informing me of the charges, Then again on 30th May 2006 I was charged another £114.00 again no letter informing me of the charges, Then again on 5th June 2006 another £114.00 and again no letter informing me of the charges, Thats 9 bank charges over 13 days total amount £342.00.

 

I then decided to change over and use the savings account as the main account and not use the currant account as NatWest would proberly close the currant account if I dont pay up, Guess what happened next, I had £335.00 in my savings account on 7th September 2006, I took £30.00 out which left me with £305.00, On 8th September 2006 I needed to take some more money out but the cash point would`nt let me take any money out, It would`nt even let me look at my balance I tried 3 different machines and just got a message telling me to contact my bank.

 

I went home to check my balance on the internet bank and I was shocked with what I saw the savings account was`nt even there and the £305.00 was transfered to the currant account, I got straight on the phone to Natwest and all they had to say was that When a account has been overdrawn for so long They can transfer funds into it and then close accounts.

 

Who gives Natwest the right to control your money this is stealing, They should not be allowed to transfer your money to another account without your permission, They also should`nt be allowed to close a account that is in credit without your permission, I don`t know if there is a law on this but there should be one, If anyone knows if there is a banking law on this please let me know as I would like to take NatWest to court for doing this if they have broke the law.

Link to post
Share on other sites

I'm sorry but NatWest can do that because the other account was overdrawn. I would think that the account was probably transferred to Credit Management Services. When you have two accounts you are liable for any debt on the either one which means NatWest can and have done this. But you can go after them for the charges which I presume you'll be doing.

Link to post
Share on other sites

THATS WHAT I WANTED TO HEAR, STICK TO IT , I'VE JUST 1 DAY TO GO, IN FACT LOOKING AT THE CLOCK 00.00 1st OCT, the 28 days is up,!!!! NOW !!!!. So I can get judgement by default providing I do not receive a letter on monday.( their time runs out on a sunday "today" So they get an extra day to reply.) Thats a bit of a bummer !.

Good Luck

Chris

Link to post
Share on other sites

:mad: Can anyone tell me what address I should use to send the data protection act letter, I sent a letter of complaint to my local natwest bank 3 weeks ago and got a reply last wednesday before I found this site.

 

The letter was from Leicester customer service centre and I was given the name of a person to contact by telephone to discuss the matter further, But the envelope the letter came in had a borehamwood address on the back. Do I send it to Leicester addressed to the name of the person I was given or to Borehamwood.

Link to post
Share on other sites

Guest NATTIE

Goggarburn in Edinburgh address in contacts thread, they deal with all DPA. I'm sure you would not want to sink down to the banks level.

Link to post
Share on other sites

  • 2 weeks later...
  • 2 weeks later...

I received my statements today and it seems NatWest are trying to be a bit crafty, My step account was opened December 2001 and closed September 2006.

 

:-o The statements I have received are only from December 2001 - September 2002 during this time I had no direct debits or bank charges, I certainly am not going to pay another £10.00 for the rest of the statements.

 

Can someone help me, Do I send them another data protection act without the payment of £10.00 or a letter demanding the rest of my statements,

 

I believe that I should write a letter but would appreciate any ideas of how to word the letter, I have already sent 2 recorded letters to them as they asked for my bank sort code before they could send my statements.

 

I will now have to send a 3rd recorded letter with a 3rd data protection act label on the envelope, Maybe I should also try a claim the postage for the recorded letters back as well. :-(

Link to post
Share on other sites

:rolleyes: Does anyone know if my local bank would be able to have access to the rest of my statements even though my account is closed as I am thinking of picking them up as it would be quicker than sending a letter.

 

I would appreciate any advise from Natwest staffmember or anyone else.

Link to post
Share on other sites

Woodpecker the statements come in two batches, NatWest PLC computer system ended October 2nd 2002 and replaced by present day RBSGroup PLC computer system which is October 5th 2002 onwards. The rest of the statements will be with you shortly. The branches can access only up to 1 year of account history.

Link to post
Share on other sites

  • 2 weeks later...
  • 1 month later...

Oh I see now, It looks like they transfered all my funds from a savings account to pay the overedraft of my step account which was due to bankcharges, This left it at £8.24 Overdrawn then they charged a BDWO of £8.24 which has left the account £16.48 overdrawn.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...