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What will happen?


sammy1075
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hi i have an outstanding debt with barclaycard which i know is my debt, ive had a letter of 3 different DCA's which i havent responded to, (RMA, Moorcrofts & cant remember other one) could i send a letter requesting my signed agreement? Also if i carry on ignoring the letters from the DCA's what will happen next? and what is the worst that can happen? Will it go to court? Will people call at my doorstep?

thanks Sam

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what does your CRA file say about this debt?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hi Last payment was made in Feb 2011, it actually defaulted on 16/11/2011, i never took out ppi, balance is £3135, as for charges im not sure, barclaycard will have surley charged me something when ive not been making payments

thanks again sam

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something will be an understatement

 

atleast £24PCM if late/over every month

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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you are not desputing the debt is yours

there is little point in a cca request.

 

have a look at your cra file

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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