Tax credits investigating living together - please help

[folle]

I sent my stuff in tuesday they would got it wednesday ! With me they are looking at 2010to2011 2011to2012 the cav man said that was normal ! I am to scared to phone them ! I just want this over I still feel I want to go to sleep and not wake up ! Have u read all my thread edmj and do u think they will be civil with me I hope so xx

[cranberryjuice]

folle, my letter had 2010-2011 & 2011-2012 too, but they just said to me on the phone they could see he has been here since July,so that is where they are taking it back until,please stay calm, it should be ok,

 

in the letter i got yesterday it basically said to me if did it gain they would charge me a penalty.so if they ARE going to take action,it should be civil.

 

please let us know what the outcome is!?

[jadeybags]

Hi folle, I recieved a letter from them re overpayments. They have reduced my overpayment to if I had made a joint claim and not a single claim so looks luke that is the end. I will have to call them to arrange a payment plan.

 

Keep us up-to-date on how u get on, I'm sure it will b fine for u!

 

Are you going to manage on that though? As obviously a couple receive more than a single claimant would? That would rile me that would. You'll basically be living on less than what a single claimant should be by law.

[emdj]

Hi Folle,

I replied to you in a private message last night, not sure if it worked because I don't really know how to use this forum, I can just about send a reply

[folle]

Hi ednmj I could not get to my private messages I am at my wits end ! Taken over my life ! God knows when they will get back to me ! I am still waiting on some copy statements from my bank I need to send in ! My health has really deteriorated ! Last night or should I say this morning I fell asleep at 6.30am ! I have got mhservices keep a close eye on me! They phoned me today and said they were worried what this is doing to my health ! I am to scared to phone then ! I don't think I will go to prison ! But it is a complicated case! I just want it over with ! Edmj when did u send all your stuff in ! it is a a chapter of my life ! I wish was over! My best friend can't believe how it has effected my health so badly ! She said there is worrying and making myself ill, on so much medication it is unbelievable ! Good luck everyone I think I am going to need it xx

[emdj]

Oh really sorry I did it wrong then.

I have not been asked to send anything in yet I have called twice and just told I will be called back.

I have been stressed so bad too and I can not concentrate at work either

I constantly feel sick and last week every time the phone rang I was jumpy and then gutted it wasn't them for me to sort this out.

Ill try and send you a message again its bugging me that you didn't get it x

[folle]

Thanx for all the support I don't think mine will be good news ! Do u think 4 days is a bit early to phone and find out what is going on ! Everything points to me having a relationship with him but I haven't its just over the years have bumbled along my life here and his life in london ! God what can we do ! I am to scared to phone them I am sure they wiLl write to me or should I phone them ! Nearer the end of the week! Xx

[noodledoodle78]

There can be no harm in trying and explaining the effects all the waiting is having on your health. Even if they were to give an indication then at least you know what you are dealing with x

[folle]

Do u really think they would listen I don't think they would take any notice at all ! I wish they would ! As it has made a big impact to my health ! One I wonder if I will ever fully recover from ! I just hope they get bacj to me this week ! At least I have prison out of my mind ! Fingers crossed for u guys ! Does anyone want to phone them on my behalf! I am to scared! Perhaps I could write to them and expkain what it has done ro my health x

[cranberryjuice]

well, our joint claim pack came today, will have fun filling that out tonight.

 

also the repayment amount came in a seperate letter, will have to ring them and set up some sort of plan,hoping they will take it off future payments.

 

 

any update Folle?

[cranberryjuice]

seriously try not to worry.goodluck.

[folle]

I have not got the courage to phone them ! I shake at the the thought of it ! I am shaking just thinking about it ! They prob won't accept his letters etc ! Why hasn't anyone phoned me ! Or do they just phone when u contact the! I phoned when I got my first letter and they told me to send in what I needed ! What shall I do shall I just wait for them to contact me! Glad u have got yours sorted out noodle doodle ! God if mine is 15grand god knows what I will do ! Will have to just get on with it ! Am still under mental health services it has effected me that much x

[folle]

I am still disputing the fact he lives with as his abode is in london perhaps I shoild just phone up and agree to anything just toget the bloody thing done ! And over with xxhope u ok mysique x

[folle]

Makes me wonder what I should do I think I am going to phone tomorrow and see what they say ! If they don't believe what I have given then I shall say what next as I want this sorting ! Wish mine was sorted! Any advice guys ! X

[folle]

Everyone seems to be getting sorted except from me ! I wish mine was ! If I have the courage I am going to phone in the morning unless I bottle it ! Got todo something to help my health !

[folle]

Hales 7 he is in london ! But only has landlord letters as he rents a room in a house I don't know what I could say ! If they dispute it I have not got the energy to argue with them mentally or physically ! I just want it done and over with ! X

[Maryj]

Hi jadebags, I am getting less tax credits with my joint claim so still need to arrange payment plan.

 

Folle, you should call them up 2mo, if anything it will give u a bit of peace of mind!

[folle]

Marj I wish I had the courage to phone them I am scared what they will say ! Just want this mess over with

[cranberryjuice]

i feel so silly, we filled out our joint claim last night and we are entitled to the same amount of money if we were joint give or take 20 quid.going to look up this notional offset thing later,8k is alot to pay back otherwise!

 

folle, it wont hurt to ring up for an update,let us know how you get on, i am sure it will be ok, the worst that can happen is that you will need to pay some back and do another single claim (if you are not living with him).

[noodledoodle78]

The lady I spoke to told me I couldn't offset what I would have been entitled to against my overpayment. She told me the only way I could do that would be if they had given me inaccurate information which led to me incorrectly claiming in the first place.

 

Folle, I really think you should try and muster up the courage to phone them. I can't tell you the relief I felt immediately after speaking to them. Although I know I still have a way to go with resolving and repaying the overpayment, I am much less stressed and anxious.

[folle]

I am to scared incase they start asking me questions like the first woman did! What about if they ask me for more stuff ! I am shakin just thinking about it ! They have had my stuff for a week is that to soon to have an outcome! I am a wreck and nervous shaking just thinking about ! Does anyone want to phone for me x

[folle]

Wish mine was sorted

[Maryj]

I am to scared incase they start asking me questions like the first woman did! What about if they ask me for more stuff ! I am shakin just thinking about it ! They have had my stuff for a week is that to soon to have an outcome! I am a wreck and nervous shaking just thinking about ! Does anyone want to phone for me x

 

if you feel really uncomfortable just hang up as it will be on the phone so of you feel your being interrogated just hang up. If you are phoning the actual compliance officer just aak them to advise if they have recieved your stuff and to give an indication of how long it will take. Let them know that it is causing a lot of stress just now and they should offer some reassurance as to how long it might take.

 

It's interesting what people are saying about offsetting, I was told the general rule was they do not offset overpayments where you have made a single claim and tax credits believe it should have been joint claim. I argued with them that I should not have made a joint claim and my overpayment has been offset!

[folle]

I have just plucked up the courage to phone them ! And the lady I need to speak to is not at her desk and she will call me back ! What do I expect if it was the first lady I spoke to I wish now I had never phoned ! Oh my god am shaking like a leaf ! Perhaps I will end up in prison

[folle]

I can't give them any more evidence ! What shall I do ! I have been interrogated once on the phone I hoped a different lady would be dealing with it but I think it is the same one ! What can I do ! I am so scared !