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lloyds claimform - old tsb debt - Lost Case - agreed variation order - but DCa's keep still chasing to up agreed payments


Dorabell
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Hi, Dora allow time for Bank Hollidays.

Post is very slow at the mo, My car insurance

certificate is due and the insurer stated that

Royl Mail has told the company that their franked

mail will now take 7-10 days to be delivered.

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Cag library non compliance I think.

Although a simple reminder stating

date sent and time elapsed is a s good

and send to the data controller recorded

delivery.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 months later...

4 threads on the same debt merged for history

 

please keep to one thread per debt

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

hi all

i need your advice on this again

i thought this had been finished with

im baffled just received in the post

here goes

dearxxxx

lloyds bank plc v yourself

claim number xxxx

judgement balance xx

We write to advise that gj cooper now acts on behalf of lloyds bank plc part of lloyds banking group in place of p simmons SMC solicitors

We enclose notice of change of solicitors for your reference 

The court has been notified of the change

We will contact you further with regard to the above mentioned court proceedings as appropriate

if you have any queries in relation to this claim please contact this office legal recoveries gl cooper

on the next letter

here goes

notice of change of legal representative

in the xxx court claim number xxx

name of defendant xxxx

note you should tix box a. b. c

they have tick box b, and c

....................

can they take me to court again for this claim im baffled

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I'm as baffled as you are Dora!!

I don't think we ever discovered if there was an earlier claim ?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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dora hi

haven't read thru all thread. but, remind, there was a ccj, you've been paying it (and still are) as per an instalment order. they applied for a CO, that was refused?

since then, you now have had a notice of change of sol.

do you mean scm sols?

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yes they won the ccj still paying instalments order yes had a notice of change yes scm now gj cooper solicitors thanks for looking

ok

loyds scm sols went defunct awhile ago. (loyds got into a bit of trouble (as usual) for using scm template letters when scm as such didnt actually exist anymore). so, maybe it is just a formality re that.

otherwise, they may be looking to apply again for a co, or vary the inst. order? if so though, you wld get notice of any such application.

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hi

see post #522. prob just a formality then.

nothing for you to do.

(re my prior post, actually i dont think they wld be able to reapply for a CO on the same matter things being the same?)

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  • 1 year later...

hi all need a little bit of advice again on this above

received a letter supposed to be from lloyds bank saying they have passed this account on to Moorcroft

this was taken to court in sept 2009 which they won

i have been paying instalments ever since and asking for the full amount can they do this?

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nope ignore moorcrap totally

they don't own the debt

and are a powerless DCA.

 

 

lots of Lloyds customers in the same boat as you have had the same letter.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I did not think they could sell a court debt. Though rules may have changed that they an do. They should have been made aware of the court order so don't bother to do anything carry on playing who the courts have ordered you to and how much you have been ordered to. Unless you receive a court order that says to pay Moorcroft then don't.

If they start harassing you tell them in no uncertain terms they are to go away as the courts have ordered you pay Lloyds at XXX a month and you will continue to follow the courts orders. If you do tell them they will deny any knowledge of the court order as Lloyds did not tell them. I no this might smell like BS but they will try anything if even once.

On and to make you laugh the local Moorcroft agent came banging on my door for the dead ex resident and told me l would be arrested for obstructing him if l did not go get my dad. I laughed at him and treated him to a lesson in the law. I had been sending all letters back to the people who right to the ex resident

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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