Marwick v Bank of Scotland

[marwicks]

Hi All.

 

I have sent the Bank Of Scotland the prelim. letter asking for my money back.

 

They have replied telling me that these charges only apply to credit card charges and does not cover my business account. They say I have eight days to reply or they will consider the matter closed.

 

Is this the case.?

 

Any help would be greatly appreciated.

 

Kind Regards

 

Shaun Marwick

[callumsgran]

Absolute rot!

It covers all unfair bank charges too!

Good luck!

[marwicks]

Hi,

 

Thanks for getting back to me.. I have just posted a new thread with the actual reply from the bank. Do you want to have a read and see if what you think.?

 

 

Kind Regards

 

Shaun

[ukaviator]

Hi Marwicks

 

It's the usual standard letter i believe. Just follow the procedure on here and you will get it back. Business accounts are claimable too. Do open a parachute account in case they get nasty. You still need to operate if your a business.

Prevention better than cure.

 

Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later.

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and Mortgages.

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

 

This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

 

All the info to get you started is here:

http://www.consumeractiongroup.co.uk...se-read-these/

 

Ukaviator